xtra charges since claim

[poisonivy44]

Hi

 

I am quite new to this claiming lark and Im unsure on a couple of things... Can you help please..

 

I have got my statements and sent my letter with amount plus interest to Capital One, but since this letter and some time I have had more charges..

 

Do I add this into my next letter or start another claim?

 

And also do I need to put in a claim for the PPI ?

 

Thanks:?

[mrsc]

Do I add this into my next letter or start another claim?

 

I would do another spreadsheet with the new charges added,

When did you send the first letter ?

 

And also do I need to put in a claim for the PPI ?

 

First you would need to establish whether it was miss-sold to you you will find a list of reasons for missselling on the PPI forum.

Hope this helps:)

 

 

[poisonivy44]

Thanks for the advice.

 

I sent the letter back in november, yes I left it a long time, been so busy looking for new job and family.

 

As for PPI I was unsure what it was and I cant remember even agreeing to this. Isnt PPI a protection if I loose my job? If so then why an I not claim?

 

:?

[steven4064]

Regarding PPI, I would do as mrsc says. There are good reasons which may indicate that PPI was mis-sold - usually that it was inappropriate for your case. If you have lost your job and then not been able to claim I would have thought that was prima facie evidence for mis-selling.

 

On additional charges - you can revise your claim every time you send a coy of your spreadsheet unti lyou file in court. After that, it costs money to change it so it is probably worth saving them up for a second (or third) claim.