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    • old and new threads merged most of the so called arrested at XXXX etc are FAKES to generate money for the certain website you shouldn't have any issues at all unless there was a UAE court claim against you  
    • Then you did exactly what you were supposed to do.  It's common sense that you would need extra time compared to an able bodied person. But Excel and its sister company VCS are the lowest of the low.  We have cases where they have ticketed people for stopping in a no-stopping zone near an airport - at a zebra crossing.  I'm not joking.  We have another case where someone caused a taxi to stop by stepping in front of it, again in a no-stopping zone, so they ticketed the taxt driver, they actually expected the taxi driver to continue driving and to murder the pedestrian.  Again, I'm not joking.  These are the people you are dealing with.
    • we can help with this and probably make 85% vanish if you want too start a new thread and tell us about it all. NEVER EVER PAY A DEBT COLLECTOR!! they are NOT BAILIFFS!! dx  
    • it never happens forget it shame you entered into pointless FmOtL letter tennis...
    • thanks nicky. im trying.. ive never had a pcn. im trying to read up and learn all this ...i may be slow as theres a lot to learn. i can't afford this charge and my friend definitely wont be able to pay even if it goes to court. didnt know about this website until google searched excel ..as was considering writing them a letter of explanation about the vulnerability of my friend as im worried she might suffer a breakdown. i think excel did send photos of the signs - there are 2 main ones...but one was blocked by an artic as you drive in - also if you look at the building there is a loading door next to pay&display machine which blocks the disabled bays too...so you cant drive to the bays opposite the machine only the joining bays a you go in.. if the disabled bays as you drive in are full and the artic is there delivering...disabled people cant get to the other disabled bays and pay machine...quite wrong really considering theres more accessible non disabled bays that aren't blocked by the loading lorry hello ftdave - yes when we realised we had to pay and realised we didnt have any coins or any coins in the car ashtray for the machine we left... it may have taken  more minutes than an able bodied person because i cant move as fast as i used to because of my arthritis
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Definition Of Preference Account


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Could anyone please tell me whether or not they would class a BOC preference account as a credit account or a bank account?

 

BOS told me yesterday that it is not a bank account. It is a debit card account and not a credit card. I have a credit facility on it for £5,000 and at the moment the balance is about £4,000 the apr is 18.9% pa I have been paying the minimum payment via direct debit.

 

I am confused about which route to go down to reclaim my charges. Should I go down the credit card route or bank account route???

 

Any advice would be great.

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Hi gearboxfixer!

 

If BOS state that this is not a bank account, then reclaim any penalty charges from them as you would a credit card account. Hopefully, the claim should be able to proceed without being stayed if you pursue it as a credit card account claim............. but some courts have imposed stays on credit card claims so you'll still need to proceed with caution and ensure you follow the guidance to the letter.

 

Best of luck :)

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