Moorcroft debt keeps increasing every time they write to me.

[fuzzybobble]

Having a few problems here with the infamous Moorcroft.

 

The alleged debt they claim I owe is for an argos account

 

Last demand from Argos was for 749.53

 

Since then it has increased as follows......

 

Argos July £749.53

Moorcroft take over 17th october

17 October £822.32 £1 token payment made

23 October £833.32 £1 token payment made

20 November £936.47 £1 token payment made

30th November CCA request sent and heard nothing since

 

So in less than 3 months they have increased the balance by a total of £186.94

 

If by some remote chance they do come up with a CCA what do I need to do to find out what has increased the balance by so much + how to get it removed?

[N.P]

Hi fuzzybobble,

 

Welcome to the CAG.

 

Your amongst friends from now on and are certainly not alone with your battle against Morecrap.

 

Since you have CCD`s these empty heads then you have no obligation to communicate with them. however, these morons have an obligation towards your CCA request.

 

Do not speak to these imbeciles EVER! PERIOD!

 

Have a look at my thread regarding Morecrap and Argos and see what you need to do.

 

Hope this helps. If so, please give my scales a click.

 

Regards

 

 

N.P

[N.P]

Hi again,

 

Ooops, I forgot to add my link http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/106494-argos-card-moorcroft-debt.html

 

Regards

 

 

N.P

[fuzzybobble]

Thanks NP lots of useful info on what to expect from moorcrap in the future in your thread. Looking forward to telling moorcrap where to

go when the time limit on the CCA expires.

[N.P]

Hi fuzzybobble,

 

You don`t even have to tell them anything when it expires if you don`t want to. You could let them start action then through a spanner in the empty headed working actions due to their lack of a CCA.

 

Just read through all my thread and you`ll know exactly what happens with these clowns. There are a lot of people on here getting grief from Morecrap over their Argos Accounts. Argos are garbage at keeping their paperwork in order.

 

If your still making payments then stop now. It is your legal right.

 

Just don`t give in to these burger boys in silly coloured shirts.

 

Morecrap passed the account back to Argos due to their lack of a CCA. Argos passed it to some another bunch of bum holes called Fredrickson International. These have now put the account on hold and are waiting for instructions from Argos, due to them not having a CCA. In the mean time, while these ding dongs play pass the account, I have be using the money to pay for driving lessons. I passed my test on Tuesday, first time, LOL.

 

Just remember, if you get stuck with anything, just shout, there are people on CAG all day and night at times, just sitting waiting for the sun to come up.

 

Don`t worry about these chancers at all, they think you don`t have a clue about playing the game, but you now know more than them broken brains.

 

Regards

 

 

N.P

 

 

P.S. Thanks for the click

[lookinforinfo]

Fuzzybobble, if you do receive a response to your CCA request, included with

the copy of your original document there should also be the Terms and Conditions applying at the time you opened the account. In addition, there

should be a statement of all the payments made by you, the payments missed, and the outstanding balance. If you have made an arrangement to

pay the debt, then that should also be noted along with the expected time of future payments.

If you want to know how much has been added in charges you would need to send them an SAR along with £10.

In view of the length of time taken not to have complied with your CCA request, the charges issue may be academic since if they cannot produce

the original agreement, the debt is unenforceable, whatever the amount, if

you so wish.

[fuzzybobble]

Well 2 months have passed and still nothing from

Moorcroft. No CCA, no threats demanding money.

 

No doubt they'll pass it onto other DCA'S, and the

round of threat-o-grams, cca requests, and bog off letters,

will continue for a while

[PGH7447]

Your right there MoorCrap failed on a CCA, and next thing i get is Equidebt, chasing, so sent a Curlyben special bogoff letter

 

[babybear39]

Subscribing...

[fuzzybobble]

I'm wondering how long they keep passing round these unenforceable debts from one DCA to another?

 

6 months after my girlfriend sent littlewoods packing

they've passed it onto BCW. Who've added a pile of

charges, and the usual threats of court, etc if she

didn't pay within 7 days.

 

Luckily she still had the letter from littlewoods saying

they had no CCA and were closing the account.

So it's getting photocopied and sent to BCW, with a bog off

letter after the bank holiday weekend.

[PriorityOne]

Normally, when letters start dropping in from BCW..... that's the time for cracking open the bubbly. Most of the "uncollectables" seem to end up with this bunch.