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    • Thank you BankFodder. I will do as you suggest to get everything in writing first and will construct the letter of claim over the weekend. Is it best to use the format for the letter of claim as the one on this website? Lastly, did I read the judgement correctly for the Farooq judgement as its not quite clear to me which act I am covered best by?
    • A letter of claim can't be served by email as per CPR 6.3 unless you've specifically told them. Also can't give you 7 days to pay, they've got to give at least 14 days. They know this, they're just hoping you wet yourself and cough up. This won't be going anywhere. IGNORE.
    • Good Morning, I received a speeding ticket last December, I had requested further information from the ticket office which they provided, I also sent back the form confirming i was the diver at the time, however, i had overlooked the signature at the bottom of the page, nobody from the ticket office got back in touch to mention this and i was trying to book a course with no luck, I got in touch with them and sent them a screenshot showing them I was unable to book the course, they came came back to me and said we have no documents to say you were the driver (they did they just failed to mention I never signed it) they re sent the form and it was over the 120 days, i had mentioned to them previously that the timeframe was coming up and they would need to extend this. They are now saying they have complied legally and i need to accept the 3 points, I am trying to plead my case and I am tempted to let this go to court and provide the evidence of my constant communication on the matter. has anyone got any experience with this? TIA.
    • Thank you. I'm looking into it at the moment.  Straight away it says last sold in 2007. Thank you every one for all your help. It's much appreciated. 
    • Just on bankfodder's final point above. The Title Register you get online for £3 can't legally be used as proof of ownership for the property. Right now they'll suffice to see if there's an asset there. Should you need to use it in court to say he's trading at that address, you'll need to fill out an OC1 form with HM Land Registry to get an official copy in the post, which costs £7.00. Make sure that you get the Title Register, not the Title Plan! Title Register will tell you who owns the property etc while the Title Plan will tell you the property boundaries etc which isn't relevant in this case.  
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Refund of course fees from computeach


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Can anyone offer some advice. I am trying to get a partial refund from computeach for a course which I cannot complete. I paid £4450 for the course on a Clydesdale buy now pay later plan which I have since transferred to another loan. I was unable to obtain the pass mark of 90% and see no way of achieving it. I have not even got a 1/4 of the way into the course. No mention is made of this pass mark in any literature. I have written to them several times asking for a refund. I have told them that there salesmens representation of the course was not accurate and because of that representation I entered into the contract. I have also stated that they misrepresented my competence by failing to carry out their test procedure correctly. They have refused all my requests for a refund and just keep encouraging me to continue my studies.

 

I have also tried persuing the matter with the finance comapny to no avail. I have had some legal advice and they say small claims court may be risky.

 

ANy advice would be gratefully received

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What course is it and can you give us more details of how this was financed?

 

Did your loan with Clydesdale pay for the entire course? Was the course sold to you in your own home? Did you sign a Consumer Credit Agreement for your loan? Did you get a cooling off period? Why did you transfer the loan and who is it now with? How much do you owe on the loan?

 

Don't want to appear nosey but you will need to give specific details if you need the great people here to help you with this.

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Computeach are, I'm told, very good at signing folk up and very bad at following through. Give us the details as per ruralgirl.

 

Also - you could think about reposting in the students forum and seeing who else there has experienced these folk

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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The course is Microsoft Network Administrator and was sold in my own home by a pretty pushy salesmen. Clydesdale financed the whole course and i transfered the loan as it was on a buy now pay later scheme with absurd interest when it ran out. The loan is now with Northern Rock. The course had a 14 day cooling off period but no course material turned up until after this date. I did sign a credit agreement form with clydesdale.

 

I still owe about £3k on the loan.

 

The advice I got from a legal service was to find an expert in the field to say that I am not able to complete the course but it's finding one.

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This is a bit different to my situation (I signed up for a course with Scheidegger), less said about that the better. I contacted Consumer Direct and the lady there was rather less than helpful. She told me I had to keep paying for the course even though they were not marking coursework and sending the next part. I explained to her that it was like buying a car and not having the wheels but to her, if I stopped paying, I was in the wrong.

 

I did stop paying and after a few threats from them and a couple of Curlyben's letters from me they have backed down and have finally written off the balance. I have the CCA I signed which was enforceable but obviously they didn't.

 

The DCA I was dealing with were a bunch of muppets BUT Northern Rock are not, they are a slick outfit who will get their money, whatever it takes.

 

I feel out of my depth here so will leave it to those with more knowledge to give you advice and help. It may be that you can do something under the Supply of Goods and Services Act (the benchmark stuff) but I'm not in a position to say.

 

I wish you loads of luck.

 

Incidentally, how much extra did Clydesdale want to charge you? My own 'loan' was interest free.

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Welcome to the site.Am moving your thread into the students forums as suggested.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 9 months later...

Hi there,

 

I was "sold" a course by a Computeach rep in May 2006 - I paid using the Clydesdale buy now - pay later scheme which I paid off before the 9 month deadline. I was 'persuaded' that it would be bet to buy the whole package of 4 levels at a cost of £4950.

 

The first books duly arrived which I found very simple and I passed the IC3 level very quickly and got on to the proper course (CIW). From then on I struggled, the course material consisted of three books and downloadable material from computeach-online. All went quite well, although the study material was quite difficult to follow, until I felt I was ready to take the mock exam - no mention was made of the fact that I needed to obtain a 90% pass mark before I would be asked to attend the in-centre class and take the exam proper (which I have understood is about 65% to pass).

 

I have attempted the mock exam five times (acheiving as high as 85%) but no pass. The so-called tutor help is not very good - they just say where you are going wrong and suggest that you read up on such and such subjects. Nothing very specific and some of the subjects are not even covered in the literature they send.

 

I have become very dis-illusioned and written to Computeach requesting a partial refund. Their reply is that I have entered into a contract and to make use of the tutors. they have no intention of any refund as they say they have fulfilled their side of the contract.

 

I have only requested a refund for the remaining levels of training, of which they have not supplied any material and these materials can be used for other students - i.e. they are not unique to a student and have no date constraints.

 

Please let this be a salutary warning to anyone taking out Computeach or indeed any 'home-study' courses. Do not let the salesman persuade you that it will be easy or you can gain a well-paid job etc. Do your homework first and trawl the internet for other peoples experiences.

 

I would love to hear from anyone else who is trying to get a refund and I urge anybody who is having trouble with Computeach to contact the BBC Watchdog programme, the more people who complain the more Computeach may back down.

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  • 1 year later...

What difference does it make that the agreement was made in my own home?

 

I signed up to a Computeach course in 2005. As above, a pushy salesman came to my home and explained what I would be getting. The sales point that sold me was the chance to go to training centres to get hands-on training and meet other students face to face. This was ideal as I don’t learn easily by just reading. Another attractive point was the offer of a work placement while I study, as in the TV advert at the time. The salesman said that with my understanding of computers I should complete the MCSE in about 6 months, it was a 2 year course.

 

My coursework was that out of date it didn’t even cover Windows XP let alone Windows 2003 or Vista. I also found lots of flaws in the material for example 3 completely different explanations of what a “memory blade” is.

 

It took 2 years for them to add me to their job search. Even then the jobs they offered were about 3 hours away.

 

I struggled at it for 3 years, paying extra £500 on top of the original £3,500 before giving up. I didn’t even get halfway through, I needed the in-house training I was promised. I felt I was wasting my money paying £250 a quarter and not making any progress.

 

Computeach refused to provide the in-house training they promised. They said they’ve never provided that and it wasn’t in the agreement I signed. The particular salesman no longer works for Computeach and so can’t answer. Trading standards said it was my fault for believing the salesman and a verbal contract isn’t worth the paper it’s written on.

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  • 2 months later...
  • 5 months later...
The course is Microsoft Network Administrator and was sold in my own home by a pretty pushy salesmen. Clydesdale financed the whole course and i transfered the loan as it was on a buy now pay later scheme with absurd interest when it ran out. The loan is now with Northern Rock. The course had a 14 day cooling off period but no course material turned up until after this date. I did sign a credit agreement form with clydesdale.

 

I still owe about £3k on the loan.

 

The advice I got from a legal service was to find an expert in the field to say that I am not able to complete the course but it's finding one.

 

guess what there back up to there old tricks again

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What difference does it make that the agreement was made in my own home?

 

I signed up to a Computeach course in 2005. As above, a pushy salesman came to my home and explained what I would be getting. The sales point that sold me was the chance to go to training centres to get hands-on training and meet other students face to face. This was ideal as I don’t learn easily by just reading. Another attractive point was the offer of a work placement while I study, as in the TV advert at the time. The salesman said that with my understanding of computers I should complete the MCSE in about 6 months, it was a 2 year course.

 

My coursework was that out of date it didn’t even cover Windows XP let alone Windows 2003 or Vista. I also found lots of flaws in the material for example 3 completely different explanations of what a “memory blade” is.

 

It took 2 years for them to add me to their job search. Even then the jobs they offered were about 3 hours away.

 

I struggled at it for 3 years, paying extra £500 on top of the original £3,500 before giving up. I didn’t even get halfway through, I needed the in-house training I was promised. I felt I was wasting my money paying £250 a quarter and not making any progress.

 

Computeach refused to provide the in-house training they promised. They said they’ve never provided that and it wasn’t in the agreement I signed. The particular salesman no longer works for Computeach and so can’t answer. Trading standards said it was my fault for believing the salesman and a verbal contract isn’t worth the paper it’s written on.

how can one company lie so much im a student now trying to get the hell out but they wont let me they do the inhouse training and trading standards said to me that if i have accepted verbally over the phone then the contract is valid ?

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  • 1 month later...

I feel that i am in the same situation as the rest of you in that i took out a loan with barcleys for 2 courses with computeach for a total of £4800 of my english pounds.

 

And here it is RIP OFF, did not complete the two courses due to the fact that the teacher support had stopped, i was at the end of the two year period and had to pay the loan, there is no way that i could have done a MCSE and the COMPTIA with in this period .

 

That sells man was a con man, We have have people ring up for i.t. staff all the time he said, we can get you a job, all they have gave me is debt, you ring computeach and they do not want to know.

 

If there is any one from computeach who reads these posts PLEASE CAN I HAVE MY MONEY BACK IT IS NOT YOURS

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  • 1 month later...

Hi I have also being paying advent / computeach I am in a major dilemor. Basically I first signed up with @advent for about £7,000 on an in-house Barclays Loan. The reason I signed up was because I wanted an apprenticeship in webdesigning or a job in it paying at £20,000 a year while learning. The salesman came to my mums house (he was extremly pushy and seemed like he would offer the world) he said to me that I would have to pay this money and they will gaurentee me a job also he did say I would be doing all the training at a workshop. I havent even been to the workshop once they tell me that I have to pass a test that I cant physically do from this £50 12,000 page book before I go to the workshop.I struggle to read that much and remember what I have read I only learn from doing things myself or when people show me i.e. having a tutor which I was also told that I would also get. I wasnever told that the whole course was going to be learning a book. Its a complete joke. Its been a year of a complete mess. I havent learnt one thing that I dont already know since they moved to Computeach. I feel very upset and stressed out as I owe about £6,000 for something that im not getting (a job and knowledge). I spoke to Computeach and they told me to go on there online service, I havent got a clue what you do on that system none of it really made sense to me. I dont know what to do I have lost my job 3 months ago and am really now in finacial diffuclty I have a little boy that depends on me and am renting a house. How do I cancel or get this debt refunded? What is recommended to do?I think I am having to go legal.

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Hi read the other threads in the Student forum on this.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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