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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
    • Developing computer games can be wildly expensive so some hope that AI can cut the cost.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Spearmint v LTSB *** WON ***


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Submitted it, I reckon I've got it right which wouldn't of been possible without this site and it's members. Fingers crossed........:)

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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On the moneyclaim part where you can check up on it it has an area marked 'Judgement'.

 

What relevance does this area hold in a case like this?

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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  • 2 weeks later...

Just got another letter today stating 'We do not believe you received such and such a letter dated, so here is another copy' Which basically means the letter I posted a copy of up in post #43, has been sent again.

 

Sign of desperation? Tactics to try and make me cave in?

 

My case was submitted with moneyclaim on the 09/11/06, what do I do now?

 

Do I just wait for the 14 days to end? If they haven't replied I win right? How do I go about sorting that out or is it instantaneous?

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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Anyone? :)

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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Hi

They have 14 days from when the Claim was served to adknowledge it, and then a further 14 days to enter a defence. If they do not adknowledge it within then 14 days, you can then press the judgement button, but it probably will not come to this, so don't build your hopes up!

Good luck!

Barty :)

  • Haha 1

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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So 28 days from when Moneyclaim show's it was served then yeah?

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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It says that the claim has been Issued and that it has been accepted?

 

It also says that the defendent has 14 days from the date the claim was served to reply?

 

So does that mean they have acknowledged the claim and they are preparing some kind of defence?

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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Hi

I don't think this means they have acknowledged, I'm sure it comes up on the MCOL website that they have acknowledged, and you get a letter in the post saying the same (I think).

Barty :)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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at what point do you send your statemnts off?

 

You don't send them off, you calculate what you are owed and then using the templates from the library on this forum you send your request off plus a detailed breakdown of what they owe you.

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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Cheers Barty. :)

 

So if I launched my claim on the 09/11/06 that means they have until the 23/11/06 to acknowledge it.

 

Which is tomorrow! :D

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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Bollocks, they've acknowledged it.

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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  • 2 weeks later...

Oh-oh.......it's gone to a defense! :(

 

What happens now then people?

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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Yeah, I've just had a read of Reloads thread. Apparently they offered a settlement before the AQ was returned?

 

So I guess my next step is to follow the FAQ on here for completing the AQ and wait for a phone call from their solicitors?

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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I'm at the same stage as you spearmint - http://www.consumeractiongroup.co.uk/forum/lloyds-bank/27044-steve-lloyds-tsb.html. I've sent my AQ back to the court and sent SC&M a copy too (fax and registered post). I'm gonna call them next week and chase up a copy of their AQ and hopefully they will have requested a month to settle as in many other cases.

 

If that's the case i'll call them then and ask them to settle!

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The Journey So Far. . . .

28/08/06 - Data Protection letter sent

03/10/06 - Satements received

03/10/06 - Preliminary letter sent

21/10/06 - Letter Before Action sent

04/11/06 - Claim registered on MCOL

14/11/06 - Claim acknowledged

29/11/06 - Claim defended

30/11/06 - AQ completed and sent

06/12/06 - Settlement letter promised by SC&M Solicitors

08/12/06 - Full settlement offered with terms - deleted these and returned

24/12/06 - Full settlement received in my account!!

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Right, got my AQ today so I'll get this sorted once I've read through the FAQ's on here.

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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LTSB's defence looks to be the standard 9 point tosh that everyone else gets. Nothing mentioned about my claim being vague or anything either.

 

So I guess it's fill this AQ out as per the FAQ's, then send a copy to both the County Court and SC&M.

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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With filling out the AQ section G, I'll use this statement...

 

I believe this case will last no longer than 1 hour in total.

 

I am respectfully requesting that my claim be allocated to the small claims track. This issue is not a complicated one; it is an issue of fact and not of law. The issue is only whether the money levied by the Defendant in respect of its customer’s contractual breaches exceed their actual costs incurred. I am happy to pay their actual costs and I am surprised the Defendant did not counterclaim for these, because I would have paid them without argument.

 

However, the continuing problem is (in common with the 100s of other cases currently being brought by other bank customers) that the banks refuse to reveal the details of their penalty-charging regime. As the banks have a fiduciary duty towards their customers, they have a duty to deal straightforwardly and in utmost good faith.

 

Accordingly, I would respectfully ask that the court in this case, not withstanding allocation to the small claims track, order standard disclosure. I understand that it is in the courts discretion to do so. I believe this would bring a rapid end to this litigation.

 

Am I to include my own schedule of charges at this point?

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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Yes send your schedule again.

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IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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And I would definately be best to send exactly the same both to the court dealing with this and to LTSB's solicitors? I take it that would be us playing the old scare tactic game for once? :D

Lloyds TSB Current Account:

S.A.R - (Subject Access Request) sent: 12/07/06

S.A.R - (Subject Access Request) received: 20/08/06

Prelim sent: 01/10/06

Reply: 13/10/06

LBA sent: 24/10/06

Reply: Nothing

Moneyclaim case submitted: 08/11/06

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