Anybody Fancy Some Fun ?

[JMio]

Apologies for the hijack-but have you got an email address for this Gareth boy please?

[MARTIN3030]

Is it not Gavin ???????????

 

:?

[surreyscouse]

It was Gavin but now it is Gareth so feel free to use any of these

 

[email protected]

[email protected]

[email protected]

 

Any more info then just ask,

 

No call back from Gareth today yet.

 

What info are you after JMio and I'll point you in the right direction

[norvernrob]

Absolute timewasters, they surely must realise that you aren't going to stop until you get the lot back. They seem to be shooting themselves in the foot in cases like this where it is obvious the claimant isn't going to drop it!

[surreyscouse]

Ah well, only two and a half hours to go until I issue proceedings for the DPA breach. I have been up half the night planning what will go in the summons, I will post it back in here later when I work out how to do it.

 

Any views on what I should be claiming for, So far I have phonce call costs, letters, envelopes, postage. I will also claim for the immense distress this has caused, anything else ?

[MARTIN3030]

As a lot of your communication has been comp orientated I would also claim for that.

 

Do they not know you have no pc at home and have had to get 2 buses to the internet cafe......where their charges are extortionate ?

 

 

[surreyscouse]

already having a nightmare with the money claim website. I am putting all the info in ready to save it for 12.01pm today but it doesn't recognise their postcode for a start !

[surreyscouse]

Gareth Tunnicliffe has called, no chance of the letter being with me before midday so up to me as to what I want to do. Obvious really, summons gets issued at midday !

[MARTIN3030]

So they got 75 minutes to see sense...............and counting

 

 

 

[surreyscouse]

I don't think the phone will ring in that time mate !

[surreyscouse]

ok guys, how does this look ?

 

particulars of claim;

 

I am claiming for damages and distress caused by the defendants non-compliance with their obligations under the data protection act 1988.

On 5th April 2006, I made a request under the data protection act for all details relating to my credit card account with the defendant. Statements of account were received within the 40 day period, although seven statements were not included and cannot be retrieved. The defendants own records indicate that the storage disc is faulty/missing, which is a breach of the seventh and eighth principle of the data protection act 1988.

Whilst the defendant has provided copies of their file notes outside of the 40 day period, these are not in intelligible form and as such breaches the data protection act 1988 part II 7.© (i).

Additionally, since my account was opened with the defendant, they have applied unlawful charges of £558.00. These charges have now been refunded by way of good will, however the defendant has breached the first principle of the data protection act 1988 by using my personal information in a way that is unlawful. Although they have refunded the charges, I have been charged a considerable amount in interest on the account due to the unlawful charges, which has not been refunded.

The defendant has also failed to provide a copy of the credit agreement signed by myself and as such I feel that this makes the debt unenforceable at law.

I have made adequate efforts to allow the defendant to rectify matters within a reasonable amount of time which they chosen not to do. I have incurred damages by way of phone calls, postage materials etc. I have also suffered from stress as a result of the defendant’s actions.

The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from 23rd May 2006 to 7th June 2006 of £0.99 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of 8%.

any thoughts ? 23 minutes to go !

[Movingon]

Lol! Do It!!

[surreyscouse]

I have changed it ever so slightly so it is less personal and wil post just after midday ! I cannot wait !

[lickthewallfatboy]

you're like a wee terrier dog mate!!

You grab them by the throat and you won't let go for anything!!

 

LOL-get into them!!

[surreyscouse]

submitted online at 12.05pm. a little bit later than planned as I needed to remove a few words to get within the amount of letters I was allowed. anyway I have waited along time to do that and do you know what........................................ It feels fanbloodytastic !

[Worzel]

Excellent - keep us fully up to date and GOOD LUCK

 

Worz

[norvernrob]

Good work SS, keep it going mate!

[angry cat]

Surreyscouse-

You are like a dog with a bone -

A Rottweiler!

 

Excellent!!!

 

I wish you Good Luck:)

 

Angry cat

[MARTIN3030]

Surreyscouse-

You are like a dog with a bone -

A Rottweiler!

 

Excellent!!!

 

I wish you Good Luck:)

 

Angry cat

 

And we all know Rottweilers seldom lose a fight !!

 

[surreyscouse]

I am actually fairly relaxed about the whole thing and quite looking forward to hearing back from their solicitors or whoever. Although MBNA have said they will still be responding to my letter last week I will pretty much disregard it unless they say something astonishing !

 

Here we go !

[lickthewallfatboy]

why are these guys giving you so much grief mate?I can't believe how easy they caved in with me!!

[surreyscouse]

Well, they have actually refunded the charges. But the way they have been with me is what prompted me to take this action for breaching the DPA.

 

I think it stems back to a problem where I asked them to transfer my balance onto a loan because they upped my interest rate quite dramatically. They refused to do so and in the end I was getting emails from Shane Flynn who was the ceo at the time basically telling me to disappear off the face of the earth. I have been looking at a way to get back at them and I think I have found it.

 

By nature, I am quite articulate (i need to be in my job) so I exect others to be the same. The fact that MBNA are far from articulate and have caused me grief has made it easier for me to make a claim under the DPA.

 

Point to note is that a lot of people, yourself included lickthewallfatboy, were not offered the full amount straight away. They did not even try that with me as I think they knew that I would just go straight back at them for the rest anyway, so the saved themselves the hassle of all that. Not realising that the masterplan to sue them was already at the back of my mind !

[surreyscouse]

update from moneyclaim online

 

The following information relates to your claim:

Claim Description

Claim Number

Status of this Claim

MBNA

6QZ36695

Issued

Your claim request has been accepted. The Defendant has 14 days from the date they are served with the claim, to reply.

 

 

Wahay ! So the next thing is that MBNA will be served with it, then the clock really starts ticking !

[norvernrob]

Excellent stuff SS. Get whatever you can out of them and then some

[Sev]

you are a total inspiration, I have had nothing but grief and as I said in my first post on this board, they turned on my parents. I want to see this lot hung out to dry and exposed for the animals they are.

 

My missus has just got off the phone to them, some woman at their end said (and we have this on tape)

 

'I understand that you cant pay, but look at it from my position, you took 16k of our money and can't pay it back. I would suggest we look at a secured loan on your property'

 

my partner " i'm doing everything I can to pay, but in the meantime, i'm offering you what I can as a goodwill gesture"

 

MBNA 'look, you can't make the minimum payment, that's no good to us, unless you can make the arrears of 300, we can't enen begin to help you'

 

Surreyscouse... screw them and make sure it never goes away.

 

I'm off to Guildford CC, next week to get some forms... i'll start on abbey and then this bunch of merciless financial crack dealers are going to be next.. and i think i'll start by asking for a list of my charges...

 

do you thing I can sting them for what they put my parents through?

 

GOOD LUCK