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    • I need to get a hamster. lol
    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
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"hbos Face High Court Show Down" Bbc


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BBC News link :

 

 

> ** High Court showdown for HBOS bank **

> The Halifax bank will appear in court to justify its refusal to repay bank charges to 11 customers.

 

> BBC NEWS | Business | High Court showdown for HBOS bank >

 

Interesting that HBOS made £6Bn last year, how much of that was our money taken as charges ???

 

Why are they so defensive about being able to pay (even the Northern Rock didnt get that defensive).

 

I am sure nobody has ever suggested anything like

 

MAY BE THEY CANT AFFORD TO PAY ?

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BBC News link :

 

 

> BBC NEWS | Business | High Court showdown for HBOS bank >

 

Interesting that HBOS made £6Bn last year, how much of that was our money taken as charges ???

 

 

 

The answer to that question is here Welshwizard

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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They obviously think they are totally above the law:mad:. It has been said before that the banks should have their credit licences withdrawn if they have CCJ's against them.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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In reply to stonedecroze point to welshwizzard

BANKS SET TO MAKE AN ESTIMATED £20.5 MILLION[3] IN INTEREST WHILE THE OFT RUN A TEST CASE AGAINST BRITAIN’S HIGH STREET BANKS

WRONG ! WRONG ! WRONG!

 

They are saving £20.5 MILLION POUNDS EVERY DAY by people not registering their claim, whilst the general public perceive that things are "on hold” and do nothing.

 

Here's my calculation.

 

Est. £32 bn taken over last 6 years in charges.

 

Given the statute of limitation the banks always run behind, every day the banks can convince the general public to do nothing about it they are gaining £14.6 million.

 

Given they are only "open for business" 5 days a week this equates to £20.45 Million a day (before they even put the key in the front door).

 

Also consider most banks changed their T& Cs last November, so that we are no longer "breaching the contract" it follows that by Nov 2012 there will be nothing left to claim.

 

NOT BECAUSE WE HAVE HAD IT ALL BACK BUT BECAUSE THE BANKS HAVE BENEFITED BY "AGREEING" TO THIS NOMANSLAND DELAY CAUSED BY OFT TEST CASE

 

& IF YOU THINK THERE IS ANY CHANCE OF IT BEING RESOLVED BY FEB OR MARCH 2007... THINK AGAIN..... THINK.. £20.45 Million

£20.45 Million £20.45 Million .......the banks must be laughing their collective cocks off (their weather veins) at the moment.

WHAT CAN WE DO ?

If everybody on this site urges everybody they know to urge everybody they know etc to register their claim (even if they want to donate the proceeds to charity) The weather veins will turn against the Banks and the chickens will come home to roost.

 

JUST A THOUGHT !

 

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WOW thats £200 Million in 2 weeks, which is more than the banks have returned any way since 2006!

Are you sure that your calculations are right ?

If so that would be a saving of £2.5 Billion to the banks between 27 July and 14 January.....clever bu**ers no wonder they were so keen to get into the test case.

If I were a bank, I would string things out for as long as possible or suggest a compromise which they know damned well the OFT will have to appeal and hey presto "£20M+ aday and it looks like the OFT are causing the delay.

More people should read this !

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