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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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CCJ from Barclaycard - advice please...


wobbles1914
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Let's get going then.

 

I read Moonhawk's thread over the w/end. Do I understand it correctly that BEFORE I send in my defence, I should send a similar letter as noted in post #2 (relevant to my circumstances) to the solicitor for BC.

 

Should I clearly state that this is under CPR? What period of time should I give for them to comply (bearing in mind my timscales)?

 

Hi Wobbles.

 

That will put you in a stronger position with the court. Two things. Firstly fax it (for time reasons) and then send a copy by post. Secondly, put the heading in post #26 at the top so they are clear of your intent and can not say they were confused to the court.

 

10 days is fine as you are allowed to only give them seven days.

 

31.15 Inspection and copying of documents

Where a party has a right to inspect a document –

(a) that party must give the party who disclosed the document written notice of his wish to inspect it;

(b) the party who disclosed the document must permit inspection not more than 7 days after the date on which he received the notice; and

© that party may request a copy of the document and, if he also undertakes to pay reasonable copying costs, the party who disclosed the document must supply him with a copy not more than 7 days after the date on which he received the request.

(Rule 31.3 and 31.14 deal with the right of a party to inspect a document)

 

Best Wishes

MoonHawk

I think it would be a good idea.

Mahatma Gandhi when asked what he thought of Western civilization

 

Advice & opinions of MoonHawk are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

Lloyds TSB - Unlawful charges - Settled £8,807.68

Motor Help UK - Misrepesentation Act - Settled £111.25 (Thread Here)

Next Directory court action without a CCA for £605 - Settled & account closed (Thread Here)

CABOT - Can not produce CCA and refusing to accept it - In progress

Aktiv Kapital - Can not produce CCA and also refusing to accept it - In progress

Barclaycard - Can not produce CCA for an account of £2,000. After a long fight used CPR - Settled

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You can also word it that you did the S.A.R - (Subject Access Request) as a pre-trial protocol to avoid the need for litigation (nicely making it relevant to this case) and that they have not complied AND initiated litigation without helping you to work out your full rights in relation to their claim. I am sure a legal bod can nicely word that for ther counter.

 

Best Wishes

MoonHawk

I think it would be a good idea.

Mahatma Gandhi when asked what he thought of Western civilization

 

Advice & opinions of MoonHawk are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

Lloyds TSB - Unlawful charges - Settled £8,807.68

Motor Help UK - Misrepesentation Act - Settled £111.25 (Thread Here)

Next Directory court action without a CCA for £605 - Settled & account closed (Thread Here)

CABOT - Can not produce CCA and refusing to accept it - In progress

Aktiv Kapital - Can not produce CCA and also refusing to accept it - In progress

Barclaycard - Can not produce CCA for an account of £2,000. After a long fight used CPR - Settled

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I always call them straight after and tell them to check on the fax machine to see if it has come and get them to confirm that it is received clearly.

 

Best Wishes

MoonHawk

I think it would be a good idea.

Mahatma Gandhi when asked what he thought of Western civilization

 

Advice & opinions of MoonHawk are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

Lloyds TSB - Unlawful charges - Settled £8,807.68

Motor Help UK - Misrepesentation Act - Settled £111.25 (Thread Here)

Next Directory court action without a CCA for £605 - Settled & account closed (Thread Here)

CABOT - Can not produce CCA and refusing to accept it - In progress

Aktiv Kapital - Can not produce CCA and also refusing to accept it - In progress

Barclaycard - Can not produce CCA for an account of £2,000. After a long fight used CPR - Settled

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Have you kept a transmission report with date/time stamp? If not, send it again tomorrow and select one from the report menu on your fax - receipt is nothing without proof of receipt!

 

Yep - I have the transmission report.

BTW car2403 - Can you let me know if you find anything more about how /when to counterclaim. I noted from your thread that there is still some uncertainty about that.

 

Cheers

 

Wobbles

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I have just found out from the solicitors that although the claim shows BC as the claimant, the solicitors client is none other than a DCA! They confirmed that the CPR was not sent to the OC but to the DCA (their client)

 

The very same DCA that received a CCA letter from me back in the spring. They couldn't produce anything so sent me a letter saying that the account was being handed back to the OC.

 

Now I find out that the OC has passed it on to them again. I have been receiving lots of phone calls from them (DCA) over the last couple of months which I have ignored because they have not provided a CCA and the account is in dispute.

 

I cannot see the DCA turning around my CPR requirements within the allotted time - but we shall see.

 

Does anyone think I should do anything else in the meantime?

 

Wobbles

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I will PM you regarding something on my Next case which applies here.

 

Best Wishes

MoonHawk

I think it would be a good idea.

Mahatma Gandhi when asked what he thought of Western civilization

 

Advice & opinions of MoonHawk are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

Lloyds TSB - Unlawful charges - Settled £8,807.68

Motor Help UK - Misrepesentation Act - Settled £111.25 (Thread Here)

Next Directory court action without a CCA for £605 - Settled & account closed (Thread Here)

CABOT - Can not produce CCA and refusing to accept it - In progress

Aktiv Kapital - Can not produce CCA and also refusing to accept it - In progress

Barclaycard - Can not produce CCA for an account of £2,000. After a long fight used CPR - Settled

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Yeah, I'm calling the MCOL Helpdesk this morning so I'll let you know...

 

I have found out that the counterclaim forms part of the defence. If the defendant is free to decide to counterclaim if it forms part of his defence. However, if the defendant wishes to counterclaim AFTER he has already filed his defence then he must apply to the court for permission.

 

This is covered by Rule 20.4 (2).

 

20.4 (1)A defendant may make a counterclaim against a claimant by filing particulars of the counterclaim.

(2)A defendant may make a counterclaim against a claimant –

(a)without the court's permission if he files it with his defence; or

(b)at any other time with the court's permission.

 

(Part 15 makes provision for a defence to a claim and applies to a defence to a counterclaim by virtue of rule 20.3).

(3)Part 10 (acknowledgment of service) does not apply to a claimant who wishes to defend a counterclaim.

 

 

Wobbles

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  • 2 weeks later...

Hi all,

 

I have been quite for a while as I have been waiting to see if BC would keep their promise to send the microfiche info that was o/standing. Well it arrived and I have been through it and between 2001 and 2004 there are only a handful of charges. Of course, I will add it to the s/sheet but it leaves the charges at about 50-60% of the alleged debt at the time of the alleged default.

 

I have to post my defence by 4pm on Monday so I need to look at this in detail and have it complete by Sunday night latest.

 

The key points of the defence are these:

 

1. CCA request made on DCA & OC back in March has not been compiled with. DCA responded by saying that they did not have it and would send account back to OC. OC has not even acknowledged the letter.

 

2. The charges make up 50% of the claim so I would like to count-claim for this amount.

 

3. Following tomterm8 reasoning this then means that the default notice was incorrect as the amount is in question.

 

4. Default removal?

 

5. Stat or CI interest? If CI, is there a s/sheet that I can use for credit cards. The one I have found on this site seems to be corrupted.

 

6. I acknowledged via MCOL - Is it possible to compile a largish defence and counterclaim on MCOL or do I need to file via hardcopy directly to court?

 

Are there some templete defences that I can be pointed to so that I can compiled one AND COUNTERCLAIM over the weekend?

 

 

 

If someone is able to help, don't feel that you need to answer all of the questions. Just responded on those that you have the most confidence on.

 

I have some additional updates on this case, but I would like to deal with just a few points at a time so I don't get too confused!

 

Tomterm8 - Could you provide so assistance?

 

Much appreciated.

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You can file a Defence and Counter-claim on MCOL - it allows quite a lot of characters/lines, so you should be able to fit all this in. (If you "start" your Defence entry, it will show you the limits - you don't need to save, but if you do you can always go back and amend what you've already put in)

 

If filing via MCOL you have until 4pm on the 33rd day after issue - 5 days for service and 28 days to submit a Defence.

 

Take your time with your Defence, you need to get it right. I won't presume I can help, but tomterm8 was a great help in compiling mine and should be along soon... Don't panic!

 

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You can file a Defence and Counter-claim on MCOL - it allows quite a lot of characters/lines, so you should be able to fit all this in. (If you "start" your Defence entry, it will show you the limits - you don't need to save, but if you do you can always go back and amend what you've already put in)

 

If filing via MCOL you have until 4pm on the 33rd day after issue - 5 days for service and 28 days to submit a Defence.

 

It's very important to acknowledge service within the alloted time, and then file your defence.

 

Take your time with your Defence, you need to get it right. I won't presume I can help, but tomterm8 was a great help in compiling mine and should be along soon... Don't panic!

 

I'm trying to get away from actually writing peoples defences for them, because I'm finding that this can be counter productive. When they go into the court room, they don't always seem to know or understand what they've filed!

 

I am willing to explain legal points, however, and to give "pointers" in the right direction...

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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I'm trying to get away from actually writing peoples defences for them, because I'm finding that this can be counter productive. When they go into the court room, they don't always seem to know or understand what they've filed!

 

I am willing to explain legal points, however, and to give "pointers" in the right direction...

 

I think that's absolutely fair, given the amount of people who need this "help" from you, tomterm8! (Which includes me, in lots of other threads, BTW!)

 

I think Wobbles has this one sorted, given what is outlined in post #88, he just needs to construct something and get some advice I'd say.

 

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Hi all,

 

 

it’s always a good idea to start “I deny the allegations made by the claimant, and put the claimant to strict proof of each point” or something similar.

 

 

 

The key points of the defence are these:

 

1. CCA request made on DCA & OC back in March has not been compiled with. DCA responded by saying that they did not have it and would send account back to OC. OC has not even acknowledged the letter.

 

I’ve used a number of formats for this point. The one that seems to be most successful is:

 

on the DATE, a request was made under section 78-79 of the Consumer Credit Act 1974, to obtain a copy of a credit agreement that the alleged debt refers to. It was sent by guaranteed delivery to the Claimant’s Solicitors, with the statutory £1.00 fee enclosed. It was received on the DATE, which gave the Claimant twelve working days from receipt of the request, to provide said document, which is stipulated in Regulation 2 of The Consumer Credit (Prescribed Periods for Giving Information) Regulations 1983. The claimant has not provided this document. Accordingly, having failed to produce a credit agreement within the requisite timescale or at all, the Claimants are in default of said request under section 78-79 of the Consumer Credit Act 1974 and I respectfully submit these sections prevent the court enforcing this debt until the default is rectified.

 

 

2. The charges make up 50% of the claim so I would like to count-claim for this amount.

 

I’ve found that the best approach so far has been to write something along the lines of:

 

the amount requested in the Default Notice was in excess of what was actually required to remedy the alleged breach of contract. The amount claimed contains penalty charges, which are unlawful at Common Law, under The Unfair Contract Terms Act 1977 and The Unfair Terms in Consumer Contracts Regulations 1999. The Default Notice had to be accurate to be enforceable; the inclusion of penalty charges renders it legally invalid.

 

Without a valid default notice, the claimant is not entitled to enforce this agreement under s87(1) of the consumer credit act 1974.

 

In your defence, and file a counter claim based upon the POC readily available on the site

 

3. Following tomterm8 reasoning this then means that the default notice was incorrect as the amount is in question.

 

Personally, although I believe this is a valid argument, I would leave it alone as I believe it will over-complicate the defence, and not work in your favour

 

4. Default removal?

 

At this stage, personally I would also leave this alone… or state that since the default notice was inaccurate, the default record should be removed in your counterclaim.

 

 

5. Stat or CI interest? If CI, is there a s/sheet that I can use for credit cards. The one I have found on this site seems to be corrupted.

 

In terms of the counterclaim, only charge CI if they actually claimed the money… otherwise, it is stat.

 

6. I acknowledged via MCOL - Is it possible to compile a largish defence and counterclaim on MCOL or do I need to file via hardcopy directly to court?

 

I believe so

 

Are there some templete defences that I can be pointed to so that I can compiled one AND COUNTERCLAIM over the weekend?

 

I’ll hunt around for threads with example defences. There aren’t actually any “template” defences, since each case is different.

 

If someone is able to help, don't feel that you need to answer all of the questions. Just responded on those that you have the most confidence on.

 

I have some additional updates on this case, but I would like to deal with just a few points at a time so I don't get too confused!

 

Tomterm8 - Could you provide so assistance?

 

Much appreciated.

..

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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I think Wobbles has this one sorted, given what is outlined in post #88, he just needs to construct something and get some advice I'd say.

 

Looks like I was writing up in word while you were posting:)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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5. Stat or CI interest? If CI, is there a s/sheet that I can use for credit cards. The one I have found on this site seems to be corrupted.

 

In terms of the counterclaim, only charge CI if they actually claimed the money… otherwise, it is stat.

..

 

Firstly Tom, thanks a lot for your input and advice. Can you clear the above point up for me so that I understand what you mean.

 

The OC has charged me for example £25.00 and henceforth added this to the sum that is charged the contractual APR for the CC. Therefore can I claim for £25.00 x days x BIG% APR that I have paid sice the charge date?

 

Also does anyone know of a stable s/sheet that calculates CI?

 

Cheers

 

Wobbles

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UPDATE ON DEFENCE DEADLINE

 

I rang claimants solicitor recently to say that I was disappointed that their client (DCA) had not responded to the CPR 4.6 requests that I had made, leaving me in a position where I cannot clearly formulate my defence with all the facts.

The sol called me back and said that the client needed more time to obtain paperwork requested and would extend my defence deadline accordingly.

 

I smelled a rat at this point, because I wasn't gullible enough to accept this verbally and then find that the day after the original deadline, the DCA had gone ahead and filed a judgement. So I said that I wanted this extension confirmed in writing so that I could send a copy to the court.

 

I have received this in post.

 

UPSIDE

 

I have more time to prepare defence with more facts i.e. is there a valid agreement?

 

DOWNSIDE

 

They have more time to look for agreement. (This is the same OC & DCA that defaulted on CCA request six months ago).

 

Wobbles

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Is there anything in CPR that says the Claimant can extend the Defence deadline? Not that I've come across yet.

 

I'd be worried about this as it looks like a ruse to dupe you in to giving them Judgment by Default!

 

What exactly are you waiting on under your CPR request for more info to construct your Defence anyway? Surely you Defend on the basis of the Claim now, with a caveat inserted to say you reserve the right to alter your Defence if new information is presented at a later date.

 

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Is there anything in CPR that says the Claimant can extend the Defence deadline? Not that I've come across yet.

 

I'd be worried about this as it looks like a ruse to dupe you in to giving them Judgment by Default!

 

What exactly are you waiting on under your CPR request for more info to construct your Defence anyway? Surely you Defend on the basis of the Claim now, with a caveat inserted to say you reserve the right to alter your Defence if new information is presented at a later date.

 

I agree. People have been fooled by DCA's like this in the past. they then go for a default judgement.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Is there anything in CPR that says the Claimant can extend the Defence deadline? Not that I've come across yet.

 

I'd be worried about this as it looks like a ruse to dupe you in to giving them Judgment by Default!

 

What exactly are you waiting on under your CPR request for more info to construct your Defence anyway? Surely you Defend on the basis of the Claim now, with a caveat inserted to say you reserve the right to alter your Defence if new information is presented at a later date.

 

Car, the main thing that I wanted was a clear statement that they either had an agreement or not as this is key to my defence.

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I agree. People have been fooled by DCA's like this in the past. they then go for a default judgement.

 

Yeah, I can imagine them trying this little trick...

 

The plan was to fax the letter to the court and get confirmation that the dates are changed BEFORE I decide not to file a defence.

 

However, you are both right in that I am struggling to see what the advantage is to me in delaying things...unless the text of my defence is incomplete and a shambles by Monday morning!

 

Wobbles

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Some many questions so little time...

 

The original claim by OC is via MCOL.

 

1. If I post my defence and counterclaim on MCOL how will I be able to include the schedule of charges?

 

2. Can I use hardcopy defence & counterclaim (POC) and apply it against an MCOL claim?

 

Wobbles

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