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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
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Honours Student Loans and Fieldcall


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No, depending on when you last made payment before you started in 2006, it would also be statute barred - the reason I mentioned 1997 is because it was students who took out their first loan from 1998 onwards who did so under the new style loans.

 

Those who took them out before that, even if they were studying in 1998, continued under the old style loans.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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both of these loans are the old style loans.

 

until april this year, i have NEVER made a repayment on these loans. i was a student until i left the UK in '98 and, as i said in the other thread, i came back here (in 2005) and started at uni once more.

 

so, from 1998 until a letter they dated 30/12/2005 (but which i actually received much later, at some point in 2006), there was zero correspondence between us. the first time i contacted them (by phone) was probably about this time last year in reference to a letter i received threatening to take me to court.

 

as i said, i now, as from april 2007, pay £5 per month.

 

to make sure i understand clearly, you are saying that in terms of the statute barred thingy, i can't be legally made to repay this debt?

 

are they not underwritten by the government? will this affect my credit?

 

many thanks!

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Hi

 

They cannot now enforce the debt through the courts, no. Whether you decide to pay them or make thsi a bragaining point for paying a reduced sum os up to you.

 

If they have registered a default with the CRA's, then it will stay on file for 6 years and then will drop off. Have you checked your credit records to see if this is the case?

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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god, they are such liars. they told me such a different story when i called. :-x can you believe that after i filled in my income and expense to show i am a broke student, they even told me to move b/c they felt my rent was too high!!! i'm like - have you ever lived in london???!?!?!! of course he hadn't... :-x

 

anyway, another concern is that this might affect my current student loan. what do you think? i am afraid to do anything about this in case it stops my last two installments.

 

and i got a credit report in feb of this year and nothing was on it, for this or the other CC debt. i've also just ordered another one...

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well, i'm also the current recipient of a student loan from the student loans company, based in glasgow. i have been since 2005.

 

actually, i've just logged onto my "student finance direct" account and i can see the old loans that honours harassed me about are there. i am worried that if i contest old debts that they'll cut off my current loans.

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I really don't knwo about this, to be honest - "bumping" this up in case anyone has any experience of this.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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