Viv v's Halifax

[happymummy]

Hiya everyone

 

OK, I've done the easy bits, prelim and LBA sent claiming £993, initially offered £195, that was increased to £390 today. No Deal!

 

I have the forms to fill in for court (I'm in scotland, doing a summary cause) but I need a bit of help working out the interest. I cant get the templates to open as it just keeps telling me the file format is invalid

 

I dont have any interest to claim back as I dont have an OD and I've only been charged pence on unauthorised OD so not really worth the hassle. But how do I calculate the interest they owe me on the actual charges? I understand its 8% but thats about as far as I get, I dont know how to do spreadsheets or anything like that, is a spreadsheet essential for my court claim?

 

Also, which address should I be sending the court thing to?

 

Thanks.

 

Viv

[barracad]

I cant get the templates to open as it just keeps telling me the file format is invalid

 

Are you using Microsoft Excel?

 

It's not essential to have a spreadsheet, but it is useful to give a breakdown of the charges, dates, etc.

[happymummy]

I dont really know!

 

I'm assuming its microsoft as its in the works suite along with word and power point, etc.

[barracad]

I guess then you are using Microsoft Works spreadsheet, not Excel.

 

If you PM me your e-mail address I can send you a spreadsheet which is compatible with Microsoft Works.

[happymummy]

Thanks for your help barracad, unfortunately I couldnt get the one you sent me to open either!

I'm off to my mums later to see if I can get the spreadsheet to open on her PC.

 

Out of interest, how long are the halifax taking to cave after they get the court summons?

[happymummy]

Got the spreadsheet to work at my mums

 

Target date for submitting the forms to the court monday 3rd july

 

£993 + £160 interest + costs

 

Yikes!!!

[happymummy]

Hi Folks, I'm just wondering if anyone can shed any light on this for me. I have had my interest and court fee refunded to my account on monday but so far no sign of the actual charges being returned. Has anyone encountered this? I have seen that some people have had their settlement in 2 parts but they've had them both at the same time. I've had no correspondence from the halifax at all since I filed the court papers.

Should I give them more time to pay the other part or should I be phoning them in the morning? I dont really know what to say to them if I do phone tho

[happymummy]

Can anyone offer any advice?

[Michael Browne]

The charges won't be far behind. The separate payments are probably just accounting procedures within the bank.

 

Nothing wrong with phoning them and asking when you can expect payment of the rest.