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    • So @theoldrouge where was farage during the D-day honors/remembrance ? He was quick to trash Sunak - but at least sunak showed his face heh?   Sunak perhaps needs to slip some dosh to led by donkeys to fund some banners in Clacton heh? Suggestions: D-day - Sunak maybe ran, but Farage never even showed Farage I'm the only one who can change my mind - dont you plebs think you can Clacton, who wants to spend time in Clacton? 48/52 is unfinished business - ooops eerrrr no it is  ...  err well unless is what I lose by Reject me 1 times shame on you, Reject me 7 times shame on me   Hers how: A statesman - and not just in waiting
    • Yep let us have a good laugh eh from today’s Telegraph 🤣😂🤣 the rest must try harder    Farage won Friday’s election debate, a poll finds Nigel Farage won Friday night’s seven-way BBC election debate, according to a poll.  A snap poll of 1,031 voters by More in Common found most thought Mr Farage won the debate, followed by Angela Rayner. Mr Farage received 25 per cent of the vote while Ms Rayner received 19 per cent. The Green Party’s Carla Denyer was the third most popular with 11 per cent, Stephen Flynn for SNP received 10 per cent and Penny Mordaunt, the leader of the House of Commons, took 7 per cent of the vote. Daisy Cooper, the deputy leader of the Liberal Democrats and Plaid Cymru’s Rhun ap Iorwerth took 5 per cent and 2  per cent respectively. The debate saw Britain’s main seven political parties clash ahead of the general election on July 4.  Mr Farage, who returned to frontline politics for Reform this week and is standing as an MP in Clacton, challenged his political rivals on immigration and net zero policies.
    • Hi CAG Team, I'm seeking your skills and help for a NtK my partner received through the post earlier this week. To give a little backstory, my partner and I, along with our young children (4 and 7), decided to go on a camping holiday about 3 hours away from us. We took a car each because we didn't have enough room in one car. We arrived at the services at very similar times as we followed each other the whole way. So, two cars. My partner has received this NtK, but I haven't. This NtK dropped through the front door on Wednesday, June 5, 2024.  We both parked in the Burger King car park, not in BP; we got out, all went for a toilet break, got some food from the BP garage and returned to our cars to eat.  After eating, we took the kids to the toilet again before leaving to complete our journey. I didn't notice any parking restriction signs and can't get back to the location due to how far away it is. I noticed another person had an issue here and reported it to you, and they managed to get the charge dropped. See below. To me, it looks like they have cameras at the complex's entrance and exit. I'm not sure if they own the land/car park by Burger King, I'm not sure if this is a legal contract or not.  I find that 30 mins limit at a Services that serves hot food to be ridiculous and unfair, especially as we had kids to feed and water.  And the fact that I didn't receive the same NtK despite us driving in and out together is just crazy. This is the location - I also uploaded a map image. Google Maps MAPS.APP.GOO.GL ★★★☆☆ · Restaurant 1 Date of the infringement 24th May 2024 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 29th May 2024 3 Date received 5th June 2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] N 5 Is there any photographic evidence of the event? Y - Only entering and exiting the complex/land. 6 Have you appealed? [Y/N?] post up your appeal] N 7 Who is the parking company? MET 8. Where exactly [carpark name and town] BP Blue Boys, Tonbridge TN12 7HE For either option, does it say which appeals body they operate under. POPLA I hope you can help me out with some guidance on how to proceed with this. Let me know if you need anything else. Thank you, Passerby0233 2024-06-08 13_17_52-Burger King - Google Maps — Mozilla Firefox.pdf NtK_29-05-2024.compressed.pdf
    • Which Court have you received the claim from ? Civil National Business Centre (Northampton) Name of the Claimant ? PRA Group (UK) Limited How many defendant's  joint or self ? Self Date of issue – 23/5/24 AOS - Tues, 11/6/24 (19 days)  Defence - Thurs, 25/6/24 (33 days) Particulars of Claim 1. The Claimant claims the sum of £7926 for an outstanding debt owed. 2. On 20/4/18 the Defendant entered into an agreement with Lloyds Bank for a Credit Card under reference [16 numbers]. 3. On 10/5/22 the Defendant defaulted on the agreement with an outstanding balance of £7296. 4. On 28/11/23 the debt of £7296 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on 30/12/23. Notices of assignment were sent to the Defendant in accordance with S136 Law of Property Act 1925. The Claimant has instructed PRA Group (UK) to act on its behalf and the CLAIMANT CLAIMS 1. The sum of £7925 What is the total value of the claim? £8481 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes Did you inform the claimant of your change of address? I believe I sent a letter by registered mail of a change in address to abroad in 2021. Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit card When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Online Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? Not personally - probably sent to my parents Did you receive a Default Notice from the original creditor? Not personally - probably sent to my parents Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not personally - probably sent to my parents Why did you cease payments? Unable to afford, living abroad What was the date of your last payment? Unsure (probably 2021) Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No ................... I have read through a number of similar threads, one thing i'm not sure how to proceed about is that I live abroad in the middle east and have done for several years. The claim letter was sent to my parents address and I really don't want them to be harassed about this. I am sure I sent the original creditor a registered letter with my change of address but can't find this currently. I am not in a position to pay this, and tend to come back to the UK to see family at most once a year (less since Covid),  not particular bothered about my financial score...more concerned about harassment of my parents. I have not registered on the gov gateway or anything like that.  Details below (as best as i can), and thank you for taking the time to look into it. Also redacted claim form attached: Claim form 23-5-24.pdf
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Ex-landlord and unreturned deposit


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Sticky problem. I need some advice on my next best course of action.

 

My ex-landlord owes me £606.66 deposit. At the time he said that repayment of the deposit depended on the final bills being paid and seeing copies. When I left the property I was very ill and due to go into hospital (which was the reason I was moving, because my income was going to plummet and I wouldn't have been able to afford the rent so thought it best to find cheaper accommodation) and couldn't climb the ladder to get a final reading. Despite repeated attempts to ask him for a final gas meter reading he wouldn't reply to any of my messages or letters. I could get no joy from the gas company either, and they were unable to help.

 

To cut a long story short I'm trying to get back on my feet now, sort out my finances and get this matter dealt with. I've tried a very polite letter sent by registered post (which didn't get delivered according to the RM tracker) and have faxed him a copy this morning at his request but he says he is now going to be away for 10 days. He had said he would read the letter and then get back to me today but - nope. nothing.

 

What's my best course of action? Wait for the 10 days and then hand deliver another polite letter to him with a timeframe? His registered address appears to be that of his accountants, although he manages a pub fairly locally. I don't have his home address.

 

As far as I can see the matter of the gas bill is neither here nor there, as from what I have gathered here on this site he would not be responsible for the charges anyway, especially if he used a copy of the tenancy agreement to show that the responsibility for bills was the tenant's. I left the flat absolutely spick and span as I found and paid for the services of a good cleaner who scrubbed the place from top to bottom. There is no reason for him to withhold the deposit.

 

I don't want the matter to get nasty, but I'm determined not to be fobbed off yet again. (See what this site does?? It fires up courage in wimps like me! :grin: ) How do I step this up to show him that I still want this to be amicable but that I mean business?

 

(This site gets 5% if he coughs up!)

5% to the site. What goes around comes around.

:wink:

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Just realised what I should be doing, having had another compare and contrast in the forum. (It sinks into my fick brain eventually :rolleyes: ) Send a letter to him at the pub and copy it to his accountants at his company's publicly registered address, saying that now I've sent him a copy of my original letter I hope he 'll be able to refund the deposit within the next three weeks otherwise regretfully I will have to charge interest from that date and refer the matter on. Not going to bother phoning any more.

 

Hope that sounds about right.

5% to the site. What goes around comes around.

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Hi all!

 

Butterbean,in my view:

 

1.Give your ex-landlord landlord say 1 month maximum to "cough up" and if there is no response SUE! It is as simple as that!

 

2.Please following the previous posts under different threads within the Landlord & Tenant section of this forum that should assist you in dealing with the whole process from the LETTER BEFORE ACTION until you hopefully you receive a full refund.

 

I am very pleased that you are "FIRED UP" because there is no reason whatsoever why you should accept any bulls**t from a landlord or a rip off bank!

 

So go for it!

 

Anyway,I hope you find this information/suggestions useful.

 

If you have any specific questions,just ask.

 

Keep us posted.

 

All the best!

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Nightmare, thank you for the advice. I shall hand deliver the two letters.

 

My feeling is that he will just leave it to the very last minute to do anything, but you're quite right - why should I, or any other tenant, be given the runaround.

 

Thank you :D

5% to the site. What goes around comes around.

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  • 4 months later...

Back again!

 

I know it will sound barking mad, but due to some rather difficult life situations since June I didn't get around to sorting this mess out. I did speak to him then but he said he was going away for a couple of weeks .. and then everything else took over and I let it slip. (Smacks own wrist) :rolleyes:

 

However I am back on track and am going to nail that ahem basket for my deposit.

 

I still don't have a permanent mailing address for him but managed to get a hotmail addy for him from a guy who now runs the pub he was managing.

 

Sent off a very polite but firm email yesterday, setting out the problem, explaining that I had been more than patient, but saying that I now expected him to pay this money back by close of business in 14 days' time i.e. 10th November 2006. Reply came back today from someone called Jenny (could be him of course!! haha) saying he was away on a 'charity event' and wouldn't be back until 10th November, and giving another business address (nothing to do with his old property company).

 

I'm itching now to send the LBA, but do you think it's wise to leave this until 10th November, or should I email back, issuing the LBA and saying that as he is 'away' (ahem) until 10th November I have extended the period of repayment until the Tuesday following (14th November) ?

 

Whether I wait til November or send it now, I will send copies of the LBA to the pub he occasionally goes back to oversee, his accountants (see previous post) and the new business address I've been given.

 

What worries me is whether the courts would still find him liable for repaying the deposit, seeing that he apparently has another business, although that's not to say he's not still connected with the old one. I wouldn't like to start court proceedings and then find it falls because he's no longer liable. (I'm sure he must be though. Isn't he??)

 

I'd be grateful for any thoughts. Thank you :-)

5% to the site. What goes around comes around.

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Thank you Cillitbanger :D In fact I spent quite some time trawling through various directories to see if I could find this 'business' listed - guess what. Nada. Zilch. Not a sossidge.

 

I'm going to send the LBA to his previous company's registered address (his accountants), the pub he manages, and to this 'address' of this 'company', plus email him a copy. There is absolutely no way he can't see the letter after that. I'm also going to buy myself those books on site re the small claims, as I'm determined to get this money back. It's not as if he's skint (although that would be no defence since it wasn't his money to play with in the first place .. grr!), as he has his fingers in a lot of property development pies and is a ducker and diver. That's why he's going to be so hard to pin down to serve any court letters - that's the only thing that worries me.

 

Anyway - off to draft the LBA and shove all the letters in the post TERMORRER! (or rather, today!)

5% to the site. What goes around comes around.

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OK - here's what I'm going to say. Many, many thanks to all who have drafted previous LBA's re deposits - I've nipped and tucked and adapted them to this particular situation:

 

Dear Mr X (evil grin 8-) )

 

I am writing to you with regard to the deposit I paid, in the sum of £606.66, at the start of my tenancy of XXXXX. On many occasions since my vacation of the premises I have requested the return of this deposit from you as the landlord of that flat but as yet you have not repaid this sum or shown any intention to do so.

A deposit should not be regarded by a landlord as an extra payment to be returned reluctantly, and as it is the tenant’s money it has to be accounted for properly. The deposit that I paid does not belong to you and your withholding of it without proper validation is illegal.

 

Bearing this in mind I expect this money to be repaid into my bank account, the details of which I sent in my email to you of 27th October 2006 and which I have given again below. If you do not repay this money by close of business on Friday 10th November I shall have no alternative but to instigate court action.The court can then order you to pay the deposit back and the proceedings are very straightforward. I would also advise you that any delay in the repayment once court action has been instigated will incur interest on the sum due at a rate of 8%.

 

I would sincerely advise you to repay this money before I take further steps to recover it. The courts are very sympathetic to tenants whose landlords do not follow good practice guidelines and who do not fulfil statutory requirements regarding issues of deposits.

 

I look forward to hearing from you on or before Friday 10th November 2006.

 

[insert details of bank account]

 

Yours etc

 

There's no excuse for him to say that he was 'away' until 10th November and didn't receive the letter - as I'll be sending it to his accountants as well as the other two addresses I now have. His accountant no doubt has his mobile number and can contact him urgently - if the ex-landlord is actually away ... I doubt it, don't you. Probably out swilling beer tonight and thinking I'm a softie. :lol: (well OK I am, but .. that's not the point :rolleyes: hehe)

 

Thanks again for everyone's help. I really appreciate it. Incidentally - I just tried to buy the books on site but a message came up saying the site couldn't accept purchases - is this a blip do you think?

 

Oh, and one more thing - this 8% interest I'm going to slap on him. Is this compound interest? And is it charged at a daily rate? 8% interest on the basic amount is £48.54 and it's going to rocket up if he doesn't cough up ... !!

5% to the site. What goes around comes around.

:wink:

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