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Found 8 results

  1. Hi Wondered if anyone would have any advice regarding an old overdraft account that I had back in 2001, I stopped using this account about 2003/2004 as registered with a new bank and completely forgot all about this account. I checked my credit file and had noticed that in 2011 the Bank of Scotland registered 1 default against me for £849 and the default date is registered as 01/03/11 which is nearly 8 years later. Then there was another entry from 1st Credit a DCA the following month for an amount of £850 for the same debt with the default date of 01/03/11. Can the
  2. Hi many years ago I ran into debt ( £4500 ) on a Halifax credit card. They sold the debt to Arrow Global who tried to take me to court and obtain a CCJ. I wanted all the paperwork before acknowledging the debt but despite many SARs and CCA requests ( I did everything correctly ) I ended up putting in a defence as they wouldnt give me anything . After many weeks and lots od support on here the debt was thrown out of court. My credit file in now better than ever putting me in an ideal position now to move house and start my life over honestly. I never knew if I had
  3. Hi. I am having a dispute with the Bank of Scotland connected to a Shared Appreciation Mortgage my parents took out in 1997. I have launched a website with information that you might find helpful. Please take a look.
  4. hi all am just new to this forum dont know who else to turn to i am 30 years old and from glasgow scotland i have been a - halifax personal customer 25 years bank of scotland business customer 6 years the story so far (27 days no access to funds) 3rd december 2013 block put on my halifax personal and bank of scotland business account 5th december went to pay for fuel at petrol station both cards didnt work. 6th december went to local branch they informed me accounts is blocked contacted complaints informed me that i would receive a letter in the post they could
  5. On April 8 2011, whilst doing some banking as POA on behalf of my mother inside her Halifax on-line bank account, I was tempted by a banner advertisement which purported to be a promotion for a new limited offer account called the Web Saver Reward with an interest rate of 2.8%, paid annually. At that time my mother had a savings account with Halifax delivering 2.3% interest, *holding about £40,000, so it seemed sensible to take advantage of an extra .5% Clicking the ad. led straight to an on-line application form, entitled Variable rate Web Saver Application. Within that form th
  6. Hello everybody! I have an issue with Bank of Scotland regarding an account that I have opened with them. They have blocked theaccount and are refusing to return the 8000GBP that I have in it. The account was opened for myself as self employed. After 9 months since opening it was closed without explanation by BoS. This happened 2 years ago. Since then, they have refused any communication with me and to this date the reason of the closure of this account is unknown to me. I have contacted the Financial Ombudsman Service and after their investigation they have concluded that I need to
  7. just finished (early) a loan with bank of scotland ive had a couple of loans . 1st 2003 then in 2004 i borrowed a bit more on that loan.then again in 2004, and the last time in 2006 so in 2006 this is what i had loan amount £20.000 interest £7.830 insurance £10.000 interest on the insurance £4.742 so in total £42.573 paid £506.83 over 84 months the insurance is half the loan. worked out at £175 a month or £44 a month or £2200 a year is this a bit high for insurance? ive rung bank of Scotland and told them i want to file a claim for misold ppi told them i work full
  8. The SVR mortgage rates are increasing for many. 1000's of mortgage holders would like to get into a fixed rate but simply can't remortgage due to tighter lending criteria, financial difficulty, change in circumstances and loss of equity in their home. Is the CAG going to organise a mass protest against these sudden hikes.This could cause an increase in repossessions and rock a very shaky housing market. Is there anywhere we can complain?
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