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cuzznx

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About cuzznx

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  1. So far, But i decided from now on i will only write and only accept written communication from them. All the information about me, including the address, is all valid and they have all that!! I thought it was just a mistake at first, that's why it has all been by phone,
  2. No letter, no phone call, nothing!!!
  3. It does show in the summary part but also on the main report, shows as Default rather than Up to date.
  4. Hi, Haven't been on the site for a while but i need some advice! I bought a car through The Car Finance Company about 18 months ago, over 36 months. I have never missed a payment, nor has any payment been made late, around September 2017, i was involved in a road traffic collision and the insurer said it was a total write off. It was a low speed impact so no injuries thankfully. I have spoken to the insurers and have retained the car to make the repairs before i re mot it. It is only bodywork, nothing mechanically wrong with the car. The insurers paid the Car
  5. Good Morning all, I have been scammed by myloan-now as well. I contacted Natwest to initiate the chargeback process, however Natwest told me that because i had been looking for loans there is nothing they can do. I tried to make them understand that i might have been looking for loans but i never authorised myloan-now, i hadn't even been on their website, to take any kind of payment. I have been stung by these kind of credit brokers in the past, so the minute i see " we will charge a fee for our service " i close the browser. What i am trying to do now is get some clear information a
  6. Good Morning all, I have been scammed by myloan-now as well. I contacted Natwest to initiate the chargeback process, however Natwest told me that because i had been looking for loans there is nothing they can do. I tried to make them understand that i might have been looking for loans but i never authorised myloan-now, i hadn't even been on their website, to take any kind of payment. I have been stung by these kind of credit brokers in the past, so the minute i see " we will charge a fee for our service " i close the browser. What i am trying to do now is get some clear information a
  7. Hi citizenB, I am not sure because the charges were taken every month regardless of making a cash withdrawal and even so a cash advance fee was taken anyway. The amount of the fees each month far outweigh any money i withdrew anyway. cuzznx
  8. Hi Everyone, I haven't been on the site recently but i have a question in relation to MBNA and reclaiming, etc I sent MBNA a SAR request, which arrived last week, but looking at the statements, there are a number of charges and interest payments that i don't understand, i hope somebody will tell me what these are and what exactly i can claim back. The payments that are taken are Special Cash Interest Posted Cash Advance Interest Posted Retail Interest These payments were taken every month and each month totalled around £60 There was one other payment that
  9. Hi conniff, Just wondering if any further input has been made regarding my last email. It is worth noting that someone from Arnold Clark rang me on New Years Eve and left a message. I am now waiting to hear from them before i take any further action. Cheers. cuzznx
  10. Hi conniff, No worries, I didn't expect any immediate responses. Enjoy your tea!! I could have done the same but i haven't got the hire car!!lol Cheers. cuzznx
  11. Hi stu007, I paid in full at the time of booking on my debit card. Had they required a deposit, it should have been taken then, which i could have questioned later. cheers. cuzznx
  12. Hi Conniff, Yes, at the time of booking and since, about 2-3 times. I have already printed the pages from arnold clark website, just in case! http://arnoldclarkrental.com/faq http://arnoldclarkrental.com Cheers. cuzznx
  13. Hi all, I have a question that i hope someone can help me with. I booked and paid for a car from the above company, for one week over the Christmas period, to pick up on Christmas Eve. I booked and paid for this car via their website, well in advance of the holidays. Having been stung before by another company, i checked Arnold Clark website looking for the amount of deposit required. It clearly states on the FAQ page, that a deposit is not normally required, however check at time of booking. Now being completely paranoid these days, i checked by phoning the company
  14. Hi tigga 1961, Thanks for the info,my concerns are that i have explained the situation to them and that at the moment i am struggling to keep up the payments. I have asked them to extend the term, they refused, i asked them to change the payment date, so that it falls in line with when my benefits get paid, they refused unless i paid a month in advance (if i could afford that i wouldn't have been having the conversation with them in the first place). As for my son, he agreed to be my guarantor because i asked him, if he had known what it entailed, he would have refused. My fault? yes entir
  15. Has anybody got any suggestions on how to deal with FLM, i have tried asking them to spread payments over a longer term, i have asked to change the payment date, all to no avail? I don't normal let these people bother me but the constant text messages and phone calls about my late payments and charging me £20 for a letter when the payment was only 3 days late. I am having some quite severe financial problems at the moment and am really struggling to cope. If it wasn't for the fact that my son is also my guarantor i would tell them to go *^ck themselves!!! I really don't know what i can do beca
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