holycrosser
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Everything posted by holycrosser
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Ok i will calm it down its just difficult when i just want it sorted I borrowed £1095 Rolled over 1 month and paid £195 If i paid it today in full id owe £1175 and by the due date which i think is 5/2 roughly its £1403 give or take Ive offered £150 pcm they are just giving me a genetic email obviously putting me off to raise more interest How would yous two play this now?
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QQ repayment plan help
holycrosser replied to badmoneyethics's topic in Quick Quid and associated trading names
How can you get away with just paying £1 youd end up owing thousands? -
Im literally pleading with them to accept my offer to give me peace of mind I hate myself for getting into this mess, never again, so learnt the lesson and im seeing these people for what they are. Guess i need to just sit and wait now, its sickening
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No prob imp, if i paid this tomorrow id owe £1168 , when its due its £1400(i rolled it ova stupidly paying £150 on the 7/2) so are you saying they will wait till its due and slap even more interest on it? Christ , they have you all ways ive told them i cant pay and its frustrating them messing around , iys quite clear im being up front with them , its another ploy to fleece me, guess i just have to sit tight and wait to hear , im not backing down from my offer, they can take me to court and get less .
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12/1 still nothing
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Seems the want what they say i owe lol They will delay it so they get the interest
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I see ok thanks
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Nothing in place yet
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Ive nothing in place to report
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Yes i thought so imp, ive sent a reply saying OFT guidlines permit me to do it by email, am i also right in thinking i can get a repayment plan well before i default, thats not due till 2/2 but ive come clean now and just want it sorted
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Wonga - setting up a repayment plan
holycrosser replied to Bedonde's topic in Wonga and associated companies
[email protected] However im in a ping pong match with them atm -
Sent them an email asking whats happening Got a reply : they are pushing me to ring them, am i right to insist it done by email? Again ive persisted in saying they have my decent offer, theyve said in the "my account" options may help, dont know what their on about
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do you have a record of it? a record of the payment? if so, get a supervisor from wongas email address , email all info and wait to hear, then if they still mess around come back hear and someone will help you. ive just started the process and ive learnt to keep a file with every email sent and received....EVERYTHING cos you never know when you will need it, always keep reference numbers, phone them and get them to acknowledge the payments if need be and get a name or an email confirming it IT'S ALL IN THE DETAIL
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yes ive been asked twice now to fill it in but i'm playing hard ball i got all my advice from this site and indeed mostly youreself imp 11/1 still heard nothing
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well ive used all the tips from this site:my debt is £1445 with wonga closed bank account got a new one not linked, fresh wages ring fenced email to wonga sent didn't use their i/e form, sent the basic as advised 9/1/14 made offer of £150 per month time to wait had standard email pm 9/1 asking me to fill in i/e online, i refused referring them to my previous offer including my own i/e.....i await a reply wil lkeep you up to date, heard nothing today, the debt isnt due till 2/2 i know most people defualt first but i'm gonna see how i get on anyway, theres no money for them to nick
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Your help and advice needed please
holycrosser replied to wongaless's topic in Wonga and associated companies
well done on getting the repayment plan i've just sent them an offer, using all the advice on here -
Stupid question
holycrosser replied to holycrosser's topic in PayDay loans and Short Term loans - General
Thanks, but surely if i just close both accounts (i will tell wonga and ladder loans) i dont need to bother with the CPA? -
If i close both my bank current bank accounts next tuesday the 7th barclays and natwest both have no money in them and no overdraft facility, and wonga are due to take payment on the 10th am i right in thinking the cant get any money at all? Im moving my wages to santander and offering them and ladder loans a repayment plan by the way Are my wages safe in santander? My other 2 were barclays and natwest
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Fair enough but that goes against what everyone on here seems to tell you, ive read get a new bank account thats not linked, im assuming its unlikely but i will mention it to santander if you feel i need to, but thats day light robbery surely?
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How can wonga get to my santander account? They have no knowledge of it, ive never used it before. Only my barclays and natwest current accounts have ever been used for wonga and im closing them on tuesday next week
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What is actually required...
holycrosser replied to sidder's topic in Wonga and associated companies
What happened? -
My loan is due out 10/1/14 Im going to default and offer to pay back in 3 monthly payments 2 small and one large amount in march when i get my bonus My question just to make sure: am i right to pay my wages into my new santander current account due end of the month and do i close ( which i dont mind) my 2 other current accounts barclays and natwest ? That way even though theres no money in the accounts and no overdrafts fac, so am i doing right by just closing those account( wonga has both their details im afraid) The debt is £1300 im going to offer £50 this and next month and then pay it all off in march I will be taking all the advice on here about emails etc etc ok Awaiting help thanks
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