My advice is applicable only if the rented premises are entirely within England and Wales, and only if you were granted a shorthold tenancy (under which you [and your spouse/partner/children if any] had exclusive use of a seperate dwelling, which was not shared with another tenant nor with the landlord) and you were over 18 years of age when the tenancy was granted. If you leave the premises without first validly ending the tenancy, the rent continues to accrue, and can be deducted from the deposit; and you can be sued if the deposit doesn't cover it. There are two ways for you to end a shorthold tenancy if it is a periodic tenan

just a bloke at the next desk wearing a diff dress ignore them. dx

You will know, of course, whether the mortgage lender has begun repossession proceedings against you, because if they have you will have received a Court claim for possession from the Court. If a repossession order has NOT yet been granted against you personally, then whether you are currently entitled to enter the property will depend upon whether your mortgage deed contains any restrictions on your right to enter it. Your Solicitor will have explained any such restrictions to you when you took out the mortgage. Regardless of whether you can lawfully enter the property, you are entitled to contact the mortgage lender's Solicitors i

As a ten year veteran on the doors first let me say that we arent all like this, and Im saddened by this incident. Ok legalities, first off the yellow armband will (well I say will, SHOULD) have held the door supervisors licence to work. It will display a photo, his first initial and last name, 16 digit licence number and expiry date of the licence. You do not have a legal right to demand the details of this licence. Only licencing, police and customs can do that. However, the interesting loophole here is that the SIA regs (Im not going to bother cutting and pasting them, I assure you I know what Im talking about as I hold t

Thanks for the info Lee I will contact a couple of the CRA's and see what they say thanks for your time CB

I have a reply.... Who or where would be the most reputable source to buy one?

Hi and welcome, prior to July 2006, was there a clear period of at least 6 years (5 in Scotland) that no payments were made on this account.

This is really good news,I am pleased for you.Lets hope they write to you and confirm all that they have agreed and honoured regards FS

The court system at the moment is a lottery and judges are siding on claimants who can produce something like an application form and statements. It also depends on the amount of money owed and the assets of the claimant. In many cases, they are banking on getting a default judgement and the ignorance of the defendant. Any one who has found CAG is in a better position as you will not lie down and take this and always put up a reasonable defence which in many cases, sees them off. The lack of Citi documents is very relevant in this

Hi, Unfortunately over time things change and the test cases have changed certain things. In an ideal world the abscense of a signed agreement should mean game over however the judiciary are certainly coming down on the side of creditors more and if you dont defend correctly or get the wrong judge then yes you could lose despite not having a s78 response. As Coledog has stated they have opened the can of worms that is the CPR and hence you could if you wished send a CPR letter requesting the information. Citicards have always been slack in releasing information, indeed it seems they have tried to abstain from even giving the info to