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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi, Bong.

 

As Breadline said, these searches are going on all the time, but unfortunately, not everyone uses a spellchecker.:D

 

This means that inevitably we miss the occasional suspect post.

It is for that reason that we have the "Report This Thread" facility, and I'm glad to say that it does get used and it does a very useful job.

 

Thanks to anyone who informs us of any "dodgy posts".

:)

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hi Rooster - just curious to know, if you can help - would it be libellous to say something general like "the thieving banks" or would it have to specifically mention the bank's name for it to warrant concern?

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Possibly, since you are thusly besmirching the reputation of everyone in the sector, maybe giving every bank an opportunity to sue.

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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Of course, it's fine in that context, because you're not accusing the banks of thievery, merely inquiring about what would happen if you did. Qualification is everything. :)

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Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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IMHO....

 

Better to be safe than sorry.

 

After all, this site is about getting charges back, not giving them away.

:D

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Out of interest, what is the policy on potentially libellous usernames? "Stopthethieves" is fine, since it doesn't make reference to anything in particular - in fact, stopping thieves is a perfectly noble goal. But I've spotted at least one recently that might be problematic.

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Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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Robbing , Robbed, thieving, stolen.

All come under. Insurance threads, car threads, jokes. :(

Oh yeah...duh lol

25/06/08 - NatWest - Prelim letter

09/03/06 - Halifax - Settled 27/4

22/03/06 - Capital One - Settled 24/6

17/04/06 - Nationwide - Settled 8/9

 

 

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Guest willowb

How interesting....I'll certainly inform a mod if I am uncertain.

 

form of either bribery (Won't work).

 

:o How very dare they!!!! they haven't have they? well, not that you could say!!!!:o

 

Forum owners are, indeed liable for the content on the forum as they are publishers..

 

Wasn't there that case recently where a writer of parent help books (Gina Ford?) filed a claim against a 'baby forum' for the things they were saying about her books?.....anyone know more about it? it was a while ago...

 

Incidently (and very off topic) how did you get into chasing down the **** that peddle child porn? I'd love to track them down and make sure they got what they deserved - although I'd probably be too emotionally involved and lose my rag with them if I ever met one!

 

Me too

 

well I just came across a post which made a libellous comment about the bank, and reported it, however I decided afterwards to do a search on the word 'thieving' and, as it is so often misspelt - 'theiving'. Numerous posts came up and I wondered why the mods aren't doing searches such as this themselves to delete the offending words?

 

I read somewhere that if a policeman takes you name down wrong when you have committed a speeding offence (any other offence???) then it is inadmissable and you could get off on a technicality....would it be the same on a forum? if I said **** are a theiving bunch of gits, would this be inadmissable because it's misspelt?

 

Wxx

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I read somewhere that if a policeman takes you name down wrong when you have committed a speeding offence (any other offence???) then it is inadmissable and you could get off on a technicality....

Wxx

 

That, to the best of my knowledge, is incorrect, I have been browsing quite a bit lately on the motoring sites, and what I read was you can't get away with it if it a minor misspelling or missing letter.

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Out of interest, what is the policy on potentially libellous usernames? "Stopthethieves" is fine, since it doesn't make reference to anything in particular - in fact, stopping thieves is a perfectly noble goal. But I've spotted at least one recently that might be problematic.

 

Well, it depends, really, for example:

 

"Natwesttookmy money" is fine. They did take his money, there is no libel, it is a fact.

"NatwestSTOLEmy money" would NOT be fine... for obvious reasons.

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"Natwesttookmy money" is fine. They did take his money, there is no libel, it is a fact.

 

Truth is not a complete defence in the UK. It's reasonable to argue that using such a name in the context of unlawful charges also implies that the bank has acted unlawfully, itself true but still defamatory (doesn't need to be false to be so). Bit of a grey area there still methinks :(

 

"NatwestSTOLEmy money" would NOT be fine... for obvious reasons.

 

I think there might have been one of those too. There are a few names referencing banks being "cowboys" too. Would be nice to call up the userlist so we could track them all down, and allow them to make arrangements for usernames to be changed.

 

Getting hosted in the US wouldn't really help. The only thing that would be different is that the hosts would have a jurisdiction gap to protect them - they can still be sued under UK law, but the judgement would have to be enforced separately in the US. Enforcement would fail, because under US law, truth is a complete defence to libel. However, this would offer no protection to Reclaim The Right Ltd., the forum administrators, and the majority of the users, who would still be based in the UK.

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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  • 2 weeks later...
..... in your choice of words when posting on the site.

 

I have just seen another posting in one of the bank threads that has been edited by a mod for the use of the word "stolen"

 

The word stolen implies that the banks have comitted a criminal act in taking the charges and this is not the case. The issue is one of civil and not criminal law and use of words that suggest criminal activity could result in a claim for libel against the owners of this site. Not a nice thought. Bankfodder and Dave have taken a lot upon themselves to get this thing going, not to mention the mods and site helpers who have enough to do without dealing with stupid comments, even if they are made out of ignorance.

 

Sorry for the rant but it would be a shame to see the site go pear shaped because of the misguided activities of a few people. We are all disgruntled bank customers so lets work together without giving them any ammunition to fire back.

 

Paul

Paul, I think that you could be refering to my comment, i have not explained mtyself enough.when i stated that i had money stolen, i have had money stolen out of my business account via a cloned atm card! This is a fact and i must add that the Bank i use are helping me and have agreed that i will get a full refund, but in the meantime i am still £1600 short and due to ABBEY declaring a default notice against me i have been unable to get an overdraft, thus causing me further loss and hardship

All I want is to live a quiet life! ;)

I work hard but i also play hard!:o

Life is to be lived not regretted!:cool:

Don't Think about it....... Do It!:D

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Is the word Lying which I have seen a few times on one particular thread albeit spelt wrong on all four occasions used defamatory or in need on mod intervention?

I came I saw I helped. I could do no more.

 

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Paul, I think that you could be refering to my comment, i have not explained mtyself enough.when i stated that i had money stolen, i have had money stolen out of my business account via a cloned atm card! This is a fact and i must add that the Bank i use are helping me and have agreed that i will get a full refund, but in the meantime i am still £1600 short and due to ABBEY declaring a default notice against me i have been unable to get an overdraft, thus causing me further loss and hardship

 

No, this wasn't the post I was referring to. In your case you did have money stolen but not by the bank.

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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Is the word Lying which I have seen a few times on one particular thread albeit spelt wrong on all four occasions used defamatory or in need on mod intervention?

 

 

Another one I would personally choose to avoid as it suggests that the banks are not telling the truth when the fact is they are actually just saying nothing.

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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  • 2 months later...

Sorry to dig up an old thread.

 

My question/suggestion is that this thread get moved to the welcome section.

 

Ive been using this site since Feb 06 and I am carefull what I say but I did not realise it went as far as saying, robbing, theif, stolen ect.

 

 

Might be helpfull to see this discussion when you are new.

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  • 4 years later...

2007 thread

 

now closing

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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