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  1. No I dont sell it. I'm just amazed that no one seems to know about it and so few call centres use it.
  2. Sounds like there is no reason not to walk away from this one
  3. Presumably the bailiffs are enforcing a court order. Sounds like you need to go back to the court if the bailiffs are being difficult.
  4. Yes the problem is that the term 'CCJ' has become synonymous with a bad credit rating. A county court judgement just means that you lost the case. It is only if you dont pay it within the time defined by the court (usually 28 days) that it will appear on the register that others will be able to check.
  5. So what is a parachute account - the link in the original post points to another thread not the normal popup explanation.
  6. Shouldn't be too hard to find out whether it is her land or not. Costs can be awarded against the losing party if it goes to court. If it is her land I'd stop parking there. If it is yours then what can she do ?
  7. If it was on the stopcock it must be the water company's responsibility - did you manage to get them to accept liability ?
  8. But in the meantime could someone not tell us what the thread was about. Not even in the most general non-libellious terms ?
  9. Talk to the Office of Fair Trading. They can give you good advice and if they get too many complaints about one company they will investigate themselves
  10. Doing a credit check is a cheap and easy way to find out whether a company has taken any steps to recover this type of debt. I know of people who 'handed their keys back' in the previous housing market tumble. None of them ever got chased once the property was sold. Given Northern Rock's dubious mortgage policies back then I think it highly unlikely they would ever do anything. I'd leave well alone...
  11. A lot of companies try this one on. Talk to the Office of Fair Trading. I have found them really useful.
  12. The terms of the charge should be explicit. If it is payable on sale of the house and the house isn't sold then its unlikely to force the sale. On the other hand a person's debts are usually paid by the estate before it is split up between those inheriting. Check with the executors.
  13. If you were injured in the course of your job then you can claim compensation from your employer (who will of course have insurance to cover it).
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