Jump to content

anon1

Registered Users

Change your profile picture
  • Posts

    164
  • Joined

  • Last visited

Everything posted by anon1

  1. Congrats Hedgey06, you get my last PM and my last post. Pink Lady, how i wish i was Danny Zucko (Grease reference). And the final act that the schoolmaster must do in retirement is to I hand over my chalk and my cane to the young apprentice. Take care of them and keep them safe. The torch has been passed to a new generation of caggers not blinded by war or repression but guided by a genuine desire for helping those who have been stamped on by the banks. Take care and this is one last goodbye to you on here xxxxxxxx
  2. Dave I understood the play on words with lex. I do need a definition of commercial site. Is it one that offers goods and services for a cost? I ask the question because I cannot find an online definition of it so i need to know what is classed as one because that is the test of whether any link to a site can be placed on here. I am a banana which i am open about and would never put a link on here. i am sure no one can be "poached" from the site because everyone on all sites can help across the charging spectrum. Scrambled, maybe, beaten, possibly, but always sunny side up. Anyway, no one laugh at the cobbett slayer's post, for a quick refrain, he said he was a hunt saboteur, and that he got up early and shot the fox. I was amused, or rather I could not believe it when i saw the comment:D
  3. The legal seagulls site has been classed as commercial and is therefore in breach of the site rules to post a link. Others who did post a link have had their posts edited as *commercial link removed* It has been copied with a clear reference. Anyone with a search engine can type consumeractiongroup and end up here.
  4. summer that post actually states the source as well, consumeractiongroup, so acknowledgement is there. Where is the copied stuff unacknowledged? Also a breach of forum rules as the site is classed as a commercial site as an aside
  5. Barracad as you are quoting me, can I ask if you believe Penalty Charges is a commercial site which DOES have the same facilities for a cost? I want to clarify that aspect because it was also made clear in the post that membership to the main forums and information is specifically FREE. I know this site does not have a VIP area nor does MSE.
  6. No i meant this bit is further off the hunting debate than the thread beginning, does that make sense? We can carry on i suppose?
  7. Barracad can part of this be moved off topic because I think it is off the main topic of the thread which is Hunting Debate
  8. I did barracad with regards to 9 quid membership. Please see site questions and suggestions and one of the closed threads. With regards to solicitors referrals it states fully insured solicitor
  9. Barracad, I apologise you are correct and i retract that sentence, you have merely asked the question.
  10. I seem to be almost a quasi spokesperson for Legal seagulls so I will respond. Barracad, you are right it was not said that it was profit making but a commercial site. To Summer, which one of the people on here are you the alter ego to(I can spot somethings a mile away)? I am alter ego to Nattie and I endorse legal seagulls having been told what the facts were from the site owners and how the legal side works. The VIP concept is one that Penalty Charges has, is Stephen Hone making a profit? I am sure he does not. Legal seagulls offer services available to someone which they can use or not use. No hand is forced behind the back you will be pleased to know!! Interesting you make the comparison with no win no fee companies, i did actually read about them and yes there are firms offering to claim charges back on average at a cost of 15% to 25% excluding VAT. Summer, as Nattie, i built my reputation on this site as someone who would not endorse profit making sites or no win no fee firms that do not offer 100% of the money back on bank charges. Any other services offered can be used but as a member you can simply do as you do here BEAT the banks. You mention other things on offer such as HIPS packs, will service etc, all through an insured solicitor. You are right that Legal seagulls are not YET in full campaign mode however, there is information on there that is not on any other charges site with regards to NatWest. Last week i spent 7 days doing that which includes for the first time information with regards to charges refunds not available anywhere else. Legal seagulls has a wealth of experience on the site of people who have claimed and is still relatively small, but will grow as did the CAG. This site started small and built up its base slowly but surely and built up press contacts. Legal seagulls is part of the same team as CAG because people can do it all by themselves and chill out with a similar bear garden(soft core and hard core for the over 18's) and a chat room. Stephen Hone has had nice words to say about the site, and Martin Lewis has not visited it as far as I am aware, Please can you do what you do well and we will do what we do well and that is to face one enemy--The Banks. I feel like a troublemaking rogue which i am not. I will now go and sit in the corner and write my lines sir. and I would let the fox roam in the peaceful contryside. Love seagulls though, quite distinguished dogs I would say. And The cobbet slayer, that was hilarious mate re hunt saboteur.
  11. Make sure you itemise the amounts of compensation and the reasons why. I am surprised they have not refunded the charge for sending it if they have accepted it was bank error. You have no chance with £500 unless you have itemised it all. And I think the Financial Ombundsman Service would say the same. As I said MAKE SURE you itemise your losses that the payment abroad has actually caused. They should offer something if you do.
  12. Today is 1 year since i first came onto the consumer action group as NatWestStaffMember and began posting across the site. This thread was made when the site really took off and a number of bank workers still working came to the site. I believed when i started that I needed to be open in what I did which is why i had the name. I still regard existing bank workers who have the courage to speak out as brave because the bank would eventually try and fight back. RBS Group have introduced a new part to the Code of Conduct which relates to comments on the internet that may be detrimental or derogatory about the Group or its directors. I have always posted that I believe in the Group but am against its charges policy because I have read the effect that charges have to peoples lives. I cannot walk in someone's shoes if i stand idly by and stamp on their head when they are at their weakest. I have spent 1 year helping people get their unlawful charges back from the bank, I continue to do this from the inside. I am sure that my employers will read this post, so my next comments are directed at them. I am not afraid anymore and I know you will sack me when you find me and excommunicate me from the Group. That is why I will never stop what I do across ALL charging sites. I have posted similar messages on all four of them today so that my response to the code of conduct will be seen.
  13. thomass, Nattie has an n/a which means the username has been deleted. I wrote the charges guide to help people understand the charges that natwest make and to know the mechanisms of them. I felt that if you know how something works you will see when you look at the statements how the charge has been applied and by doing so be able to avoid them in the future. It would also have the effect of understanding to a point the mindset of the beast you are tackling. I knew i would get one last chance on one of my own threads to answer a question. So thank you for posting and I am genuinely not being sarcastic. NatWest or rather Cobbetts will defend but they will not win. Keep the chin up you will get something from customer relations unit giving you charges no interest. It is coincidence not stalling/delaying or even mindless delaying tactics. Be positive, Be prepared and follow the advice from this site and ask as many questions as you need. At the root of everthing this site is about is fighting for you rights. Good Luck and I hope someone will tell me when you win.
  14. sorry, 2002 Brazil beat England 2:1 in World Cup in Japan.
  15. conni, I am sure experience natwesters will know what I will say but I can guess the info was from October 2002 to present? (I did say I was good). I know why and someone has made an error in ordering statements.
  16. I know a fair bit about JFK, so i recognised the title straight away. Another point of order, I think that the banks as an organisation present a united front but there are more and more tales of bank staff rebelling and telling people about claiming charges back. The rebellion from within, no doubt will grow, and more and more disclosures will follow, regardless of the attempts to gag bank workers.
  17. Mistermind, speak with Michael Browne he had plenty of info when i posted a Nattie which came onto a thread within the NatWest forum, with info going back to 1991 i think although i am sure that more info arises. just a point of oreder. "When England Slept" was a book written by John F Kennedy in the late 30's or early 1940's I believe while his father was US Ambassador to the UK.
  18. Fendy, I will tell Nattie the news(i am him in his alter ego, he he!) Hedgey you know where the voice of the natwest banker is when you win and I am waiting for that day which i hope is shortly to come. Fendy, I remember a night in the now closed chat room where you were not sure of continuing on. You called me a woman I believe shortly afterwards on your now closed thread!! I said to stay positive and you will win. I continue to say this across charges forums where i post. Fendy, you know i will help you with claim two, I think i have already. Hedgey, sorry that we have all dipped a bit off topic on your thread BUT we now await the victory that will come to you. I hope that it does not keep you too long. Keep up the good work you do, you know my thoughts on how you have digested Nattie's thread and understood them as well as anyone. Hedgey, I will help as and when you need to but I think you know that now. To everyone else, as fendy has said BE POSTIVE, BE PREPARED and YOU WILL WIN. Sorry hedgey just could not resist with the advice just one more time on the NatWest thread.
  19. shameless bump as this has been missed somehow.
  20. you would need to check the amount you were defaulted. If the charges you are claiming are higher than the default then you could get the default removed.
  21. I can see why no one has responded to the thread, possibly a bear garden thread.
  22. The bank would treat it as 6 years from the date you file at small claims court.
  23. Caroline, there is something that is incorrect in the initial post by brechiner, MSE do not suggest 8% unless it goes to court, and in point of fact i am not aware of any sites that advocate that either. The BBC templates were initially taken from PenaltyCharges site which has not advocated 8% prior to court stage(This i have learnt of). I have to say that i have not seen the BBC template as they have no discussion facility for claims so I should claim ignorance. Howeverer, the point of the thread was with regards to misinformation about interest am not sure if we are agreeing or disagreeing to be honest. If 8% is leverage then everyone will be in court. No bank will pay out charges AND interest.
  24. I found this poem which is just an amzing poem It is called Death Is Nothing At All Death is nothing at all I have only slipped away into the next room I am I and you are you Whatever we were to each other That we are still Call me by my old familiar name Speak to me in the easy way you always used Put no difference into your tone Wear no forced air of solemnity or sorrow Laugh as we always laughed At the little jokes we always enjoyed together Play, smile, think of me, pray for me Let my name be ever the household word that it always was Let it be spoken without effort Without the ghost of a shadow in it Life means all that it ever meant It is the same as it ever was There is absolute unbroken continuity What is death but a negligible accident? Why should I be out of mind Because I am out of sight? I am waiting for you for an interval Somewhere very near Just around the corner All is well. Written by Cannon Henry Scott-Holland
  25. i do not believe a breach of contract happened. I believe incompetence happened that it compensatable. If the help sheet is read it clearly states the timescale of 10 working days to query the transaction. The fax comfirmation merely shows that it was sent late- not a breach but plain incompetence.
×
×
  • Create New...