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    • i dont think the reason why the defendant lost the case means anything at all in that case. it was a classic judge lottery example.
    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
    • Thanks Bank - I shall tweak my draft and repost. And here's today's ridiculous email from the P2G 'Claims Dept' Good Morning,  Thank you for you email. Unfortunately we would be unable to pay the amount advised in your previous email.  When you placed the order, you were asked for the value of your parcel, you stated that the value was £265.00. At this stage the booking advised that you were covered to £20.00 and to enhance this to £260.00 you could pay an extra £13.99 + VAT to fully cover your item for loss or damage during transit, you declined to fully cover your item.  Towards the end of your booking on the confirmation page, you were then offered to take cover again, to which you declined again.  Unfortunately, we would be unable to offer you an enhanced payment on this occasion.  If I can assist further, please do let me know.  Kindest Regards Claims Team and my response Good Afternoon  Do you not understand the court cases of PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729)? In both cases it was held by the courts that there was no need for additional ‘cover’ or ‘protection’ (or whatever you wish to call it) on top of the standard delivery charge, and P2G were required to pay up in full for both cases, which by then also included court costs and interest. I shall be including copies of both those judgements in the bundle I submit to the court next Wednesday 1 May, unless you settle my claim (£274.10) in full before then. Tick tock…..    
    • IMG_2820-IMG_2820-merged.pdfmerged.pdf Case management was this morning. Here is the Sheriff’s order. Moved case forward to 24/05.   He said there was no signed agreement and after a bit of “erm, erm, yeah but, erm” when he asked them, he allowed time for sol to contact claimant.  what is the next step now? thank you UCM  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Monument PBP Refunded - now for fees...


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Hi

 

I looking for some help on how to if i can that is to claim back the Overlimit Fees & Late payment fees Monument charged me over the years

 

Some where £24.00 one day and £24.00 the next day

 

Then they became £12.00 a day each

 

 

I thought i read somewhere that you could claim some of these charges back in some cases

and i you can i'm all up for it cause i counted mine up and the charged me at least £504.00 and thats just what i spotted.

 

Cheers for any info or help Jay.

Monument --- Settled PBP in full

Citi Cards --- Settled CPP in full

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If this is a credit card, may I point you to this handy threanaught that shows the process albeit with Barclaycard http://www.consumeractiongroup.co.uk/forum/showthread.php?309037-Charges-older-than-6-years-***WON***-Compound-Int-t-and-**NO-SET-OFF**/page4

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PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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Thanks

 

That's a nice long read, well i decided to send a letter of yesterday to try and claim back the charges plus interest

 

sent it personally to the customer relations manager at monument so lets see how that goes

 

nothing to lose in trying, some donations to cag if i win, i have cap1 citi ge money all lined up in the pipe line :lol:

Monument --- Settled PBP in full

Citi Cards --- Settled CPP in full

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  • 3 weeks later...

Ok just thought i would keep you all to date with what is going on with my case like i said i would,

 

so here is the latest as dated today 19/09/2014

 

Just got a letter back from Monument dated 16 Sept 2014 (note 14 days to the day from the date i sent my pre letter)

 

Saying the following

 

Dear Mr

 

I am sorry you have had to contact us about your Monument account. Thank you for taking the time and trouble to do so.

 

I am looking into your concerns regarding your Default Charges Claim and will let you have

a response or update as quickly as i can but no later than 28 October 2014. This date is set

in accordance with the Financial Conduct Authority handbook. I have enclosed a leaflet

explaining how Monument works to resolve complaints. I hope you find this helpful.

 

Thank you for bringing this to my attention.

 

Yours sincerely

Nick Higson

Customer Relations

 

Now i'm a little stuck as to what to say or do really, on one hand i'm thinking we'll that's not a no

Then the other hand i'm thinking they just dragging it along, i mean 14 days to the dot to reply

i paid them back what i owed them and i still have a default on my credit score, effecting my credit score

and they want me to wait 6 weeks while they take a look :???:

 

Anyway that's the thread up to date like i said i would to try and help others.

if there is anyone who's knows any little thing about what Monument have said to me, then please enlighten me as to what you think i should do.

 

Thanks Jay

Monument --- Settled PBP in full

Citi Cards --- Settled CPP in full

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they have 6 weeks [8 weeks total]

they usually cough too

 

 

just remember to include the default removal too.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If you intend to use the small claims route then stick to your timetable

 

No positive response after 14 days from the tiem they received your letter issue your Letter Before Action.

 

IF however you wish to use the FOS you will have to wait the 8 weeks but with credit card charges the FOS sides with the bank

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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So best to let them have their time and sit back and wait you think

 

I mean i have had a response back after the 14 days after all, i just guess i have to wait a little longer till i can send them the LBA if they respond with the wrong news

 

the other thing i was asked them was about the default removal i paid the bill at the start of august how long do the need to take to remove it

 

they are dam quick to put it their in the first place, just not very quick to act to remove it

Monument --- Settled PBP in full

Citi Cards --- Settled CPP in full

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  • 1 month later...

Update time

 

Monuments Final Response (please remember i only sent 1st letter didn't even send LBA)

 

Ok so i claimed from them this: I calculate that you have taken £456.00 in charges and I also claim restitutionary/compound interest of £2,737.12 making a total of £3,193.12

 

they have now gave me a offer after they told me after two weeks that they will respond after 8 weeks

 

They have made a complete a full and final offer OF WAIT FOR IT .............. £36.00 plus yes there is a plus £0.83 interest :lol:

 

So i am looking for some help on what to do next, should i now LBA them or go straight for the court route

 

in the mean time, here is the scan copy of the letter they sent me for you all to read have have a laugh at

 

haha :lol:

Monument --- Settled PBP in full

Citi Cards --- Settled CPP in full

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Send a letter before action. Final 14 days.

 

Same letter but add in big bold underline letters Letter Before Action.

 

now during the next 14 days you want to start prepareing your P.O.C. in case you need to issue your court claim.

 

 

side note. Paying a debt does not remove it from your credit history.

 

Update time

 

Monuments Final Response (please remember i only sent 1st letter didn't even send LBA)

 

Ok so i claimed from them this: I calculate that you have taken £456.00 in charges and I also claim restitutionary/compound interest of £2,737.12 making a total of £3,193.12

 

they have now gave me a offer after they told me after two weeks that they will respond after 8 weeks

 

They have made a complete a full and final offer OF WAIT FOR IT .............. £36.00 plus yes there is a plus £0.83 interest :lol:

 

So i am looking for some help on what to do next, should i now LBA them or go straight for the court route

 

in the mean time, here is the scan copy of the letter they sent me for you all to read have have a laugh at

 

haha :lol:

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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