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    • @BankFodder sorry for the delay and thank you for the lengthy reply. Yes, I agree. It's a small business and the guy is very very decent. I know someone else said my priority shouldn't be worrying whether he gets shafted but I'm not here to try and screw him over because I feel like if someone behaves decently and gets exploited, they might not behave so kindly in the future. I know DX mentioned he thinks I've caused the issue by leaving multiple instructions, but I have already explained why and both instructions were to leave it with a neighbour and there was nothing advising the driver to abandon the parcel on my doorstep. I don't think leaving it there could be considered a safe place.  I am still waiting on the retailer to respond. Ultimately, I wanted to know how he would proceed if DPD's response isn't favourable. I am certainly not looking to cause any problems. I just want my laptop. I will read the other posts for sure. I've been a bit preoccupied with family stuff. I have nothing in writing from DPD as I phoned them, but they did advise it should be the retailer that liaises with them. I tried contacting the driver straight after deliver via Whatsapp, as that's an option, but it said I couldn't send him a message and I have kept that log. We all know who took the parcel on our street, because that person has a history of parcel theft, but I don't have a doorbell camera or cctv. Police are refusing to intervene, despite the fact that I, along with several other people, spotted another's neighbour's parcel in said "suspect's" car and confronted her to get the parcel back. If the police had acted sooner, I might have had a better chance of getting the parcel back, but I suspect the laptop has long been sold on.  When the retailer responds, I will send him the link to this thread. Hopefully, he will benefit from the information on here as well.
    • @dx100uk none of the instructions advised them to leave the parcel on my door step and without such instructions., I'm struggling to see why they think it's ok to just dump it there.
    • I have checked. No recording was triggered by the camera - I don't have loop recording, only proximity and vibration sensor triggered recording - abs and since he took photos from afar and did not physically touch my car - no recording was done. 
    • He also useing he girlfriend to phone and mesage people as well
    • No TIC sheet with journeys history as I can see within the letter pack. Should there be one? Maybe they didn't look into it thoroughly?  No other pleading letter, only the one from above.
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Confused where to start with PPI refund....**** SUCCESS ****


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HI Ims, Hi Citizen how are you both?

 

I've had some good news this morning, well actually I've had some AMAZING news! I had a letter back from HSBC and they have agreed to make me an offer..................not for the £4790.00 I asked for though...................they have asked me also to take into consideration the PPI I paid on my graduate loan before this one..........................they've offered me £9983.00!!!!!!!!!

 

WOHOOOOOOOOOOOOOOOOO!!!!!................................Now that's what I call a Merry Christmas!

 

they've said it could tak up to 4 weeks to get the money but that's a wait that I'm more than willing to do.

 

I just wanted to thank you both very much for all your help and to wish you both a very happy christmas. I'd like to make a donation to the website as well if I may? So i was wondering if you could help me one last time by telling me how i go about it please.

 

Once again, thank you both so much, you've helped to give a family a christmas they'll never forget!

 

Sporty :-D

 

Actually, scrub that request, I see the link on here now, lol!

Merry Christmas!

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Hi Sporty

 

This is really great news....a big well done :cheer2:

 

 

You can make your donation here...

 

https://www.paypal.com/uk/cgi-bin/webscr?cmd=_flow&SESSION=waLQGFol7NgaYu039YSu5FPFuj5VEMa19q5HFuOF9R9d5QI6ZN8yo1vswta&dispatch=5885d80a13c0db1f8e263663d3faee8db2b24f7b84f1819343fd6c338b1d9d60

 

 

Let us know when you get your money and we can change the title of your thread

 

 

Have a Fantastic Christmas

 

ims

 

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see told ya!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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This has to the best news I have heard in a long time. Well done, sporty :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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HI

Congratulations an amazing result for you , what a fabulous Christams present.

 

I submitted a claim to HSBC a couple of weeks before you and I received a letter saying they were dealing with claims in the order they received them , which clearly isn't the case.

 

I have been trying to ring them and not managed to get through , I just wondered whether they had quoted a contact number that I could try. I am ringing 02380723004

 

Regards

W

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That doesnt look like a proper number at all.. !

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Here you go WFLOSS, try these numbers..

 

023 8072 3838

 

or

 

023 8072 2896

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Thanks very much.

The number I quoted is in a letter from HSBC. When you ring they play a very long recorded message giving every possible answer they can think off to PPI queries.

 

At the end you have the option of waiting to speak to someone, the caveat being they are very busy so might be waiting a while. Well that is true after 5 minutes or so , the ringtone disappears and then nothing.

 

Tried this a couple of times now.

 

What really irritates is they have put in their apology for the delay letter please ring this number if you have any queries.

 

Makes you wonder whether they are trying to wind us up as well as telling porkies about dealing with claims in order.

 

Anyway its Christmas so will try the numbers you have given me after the festivities

 

Happy Christmas

 

W

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Hi Sporty

 

Well done....all done and dusted.

 

I've changed the title of the thread to reflect your success.

 

Thank you for your donation...this will help us to keep on helping others.

 

As a final thing, can you put a link to your thread in the PPI success sticky.

 

Also feel free to stay with CAG and join in helping others following your experience.

 

Best regards

 

ims

  • Haha 1

 

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A good start to the New Year, then Sporty. Well done :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi Sporty

 

Well done....all done and dusted.

 

I've changed the title of the thread to reflect your success.

 

Thank you for your donation...this will help us to keep on helping others.

 

As a final thing, can you put a link to your thread in the PPI success sticky.

 

Also feel free to stay with CAG and join in helping others following your experience.

 

Best regards

 

ims

 

Hi Ims

 

Yes no problem, how do I add the link to my thread in the PPI success sticky?

 

Sporty

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