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    • Post #415 you said you were unable to sell it yourself. Earlier I believe you said there had been expressions of interest, but only if the buyer could acquire the freehold title. I wonder if the situation with the existing freeholders is such that the property is really unattractive, in ways possibly not obvious to someone who also has an interest in and acts for the freeholders.
    • i dont think the reason why the defendant lost the case means anything at all in that case. it was a classic judge lottery example.
    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Can you file directly under reg 6? And funding free banking when you pay for your account... ie Royalties??


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Hi all,

 

I followed the process through intitially and then due to various reasons and lack of time i didnt get to filing with the court. So RBS kept my case on hold and have now wrote to me to say sorry mate but you lost.

 

They have stated that if i dont respond withing 8 weeks then they consider the matter closed. I have a few weeks left and want to put a letter together to say i dont accept that it is closed as the matter is still ongoing.

 

Because i didnt originally file under reg 6, does that mean i can go straight in with reg 5.

 

Also.... is there any argument against the charges... which they have admitted fund free banking, when you have a type of account that you are paying for. ie royalties gold account. Your charges ae being used to fund free banking yet you dont even use free banking.

 

The banks always stated that the charges coved the admin fees. Now they admit that they make a profit and justify it by saying it keps banking free. So if for many years like myself you have paid for a gold account, then a royalties gold account you are not using the service that they say you have been paying for.

 

So in my case... and many others we were made to accept the charges thinking that they were justified by costs. Now we are told effectively that they now are justified by the admin cost and to fund free banking. Yet i can show that i have been paying for my banking service for many years. In fact, the whole time i was accumalating the charges in my claim.

 

Any thoughts or direction on this would be appreciated.

 

 

Thanks

 

 

Sambuca

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Don't worry about their deadlines. They are meaningless unless you want to go to the FOS.

 

Presumably you haven't started a court case.

 

Have you read the artilces on the front page of this website?

 

Please do so.

 

We can help you against RBS but we will need examples of T&Cs or correspondence which show that they have been telling theri customers that their charges are reasonable or that they refloect theri admin costs.

 

What have you got?

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hi book can you ask someone to look in on this thread ...thanks

i must say the arguement put forward on here to FUND FREE BANKING is a very good arguement and somethink ive overlooked,if sambuca would like to look at the new case being used by GOVAN LAW CENTRE then perhaps this along the basis of what has just been written may be the way forward

patrickq1

http://www.consumeractiongroup.co.uk/forum/royal-bank-scotland/250027-rbs-cca.html#post2803905

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Ok.... so not as fruitfull as i hoped.

 

I just dug everything out... bearing in mind i havent thrown anything away i only have to letters from RBS. Two very standard letters.

 

The first confirms receipt of of my compaint... which they only sent after i sent an LBA.

 

The second was a letter thay sent when i didnt send in the forms to claim hardship.

 

However.....

 

I had various discussions via phone with RBS over this before i started following the method on here. One of their staff actually instructed me to do this. And all though im not certain he may have put his foot in it.

 

SO maybe i should ask for tanscripts of telephone conversations. I belive if the lines are recorded then they legally have to retain these under the data protection act and are allowed to charge a max fee of £10 to supply them and must do so within 40days?????

 

Any thoughts..... ive had numerous arguments with them on the phone about charges.

 

Patrick.... i did read that but senisibly in my opinion GLC is keeping the suprise in the bag.

 

Im just wandering if i have been told on the phone since i havent got it in writting that the charges were to cover costs of dealing with the crime. If so then they as has been said contradicted themselves.

 

Sambuca

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All those phone calls and you haven't recorded a single one.

 

Ask for the transcripts by all means - but don't hold your breath. It won't cme to anything.

You have been a CAGGER since 2006 and yet you still don't record your calls.

 

Anyway, what you need is something which shows that admin costs etc are their official line. It really does need to be in writing.

 

Please start a thread as I have asked and we'll have a look.

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