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    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Paypal problems!


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Hi all, not sure if this is in the right section but here goes, a while ago i had a paypal account, and used it regularly, then i stopped using it(for no particular reason, just stopped buying and selling stuff on ebay) anyway a couple of months ago i decided to sell a few bits on ebay, i couldn't for the life of me remember my paypal details as it had benn ages since using the account, so i opened another one, anyway everything has been running fine on the account, and then a few days ago i sold a couple of phones, no probs there all buyers perfectly happy!!!

Basically i owed my wife a couple of hundred quid, so istead of making her wait until my payday in the middle of next month i decided to send her the money through paypal so she could put it straight into her bank account, no probs there, however she logged in to her account last night and found that it had been limited due to suspicious behavior, she called paypal and they said as it was a newish account they just wanted to verify that she was who she said she was, so she sent all the relevant information, then she gets an email back saying that they will not let het withdraw her money as her account has been linked to an account with a negative balance, they sent her an email which clearly showed both of my email addresses, the old one and the new one, and it stated that the account was in arrears! i called paypal and found out that my old paypal account had gone into arrears due to unpaid ebay fees!

Do they have the right to hold the money!

Do they have the right to link the accounts?

My wife is the inoccent party in all this, how can they do this through my negligence?

Do they have the right to tell a third party about my financial situation?

(they basically told my wife that i am in debt to them)

What can i do here this whole thing stinks!

thank you for any help you can give

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By agreeing to their terms when you sign up, yes they can hold onto your money!

 

Basically, I found out that they can do whatever they want with your money. They are dangerous control freaks of the highest order. They have slapped a hold on my account - thankfully it's empty - because I refuse to assign a credit card to it. I can't close the account down because of this so the whole thing is in limbo. I don't trust them one bit.

 

The best thing I can advise you to do is to stop paying ebay fees by paypal and pay them direct from your bank account. I guess you will somehow have to pay off the arrears in the old paypal account; once you've done that, shut it down and remove any bank/card details associated to it. These people will ruin you if you are not careful. Go here for some scary stories: PayPal Alternative - Pay Pal Lawsuits, PayPal Complaints & Fraud

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(Read this in the voice of Jeremey Clarkson)

 

Some people say: Paypal are the biggest bunch of bankers you will ever deal with. The people running it should be sent to Afganistan naked with 'Anti Taliban' messages tattood on their backs and forced to run through minefileds whilst dribbling a medicine ball and balancing a tacticle nuclear missile on their heads.

 

They should then be taken to Burger King and put through their flame machine before having a chainsaw enema follwed by a pint of broken glass and rusty nails to drink.

 

Then and only then should they be thrown from the top of Canary wharf whilst Zulu warriors throw spears from every floor as they plummet to the razor wire'd tamploine below so they can get severely cut before being hurled back for a second dose.

 

I have no partricular opinion myself of course. :D

 

Rearrange the follwoing letters to make an interesting and popular phrase:

PalPay are sreknaw

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If you drill down the story - we see you owe money to eBay for services provided but not paid for?

 

And you complain? Do you noth think they are entitled to their money, as everyone else is expected to pay.

 

As for paying your wife via PP - you'd do this, rather than find another method that does;t take commission of the funds as part of their service fees? Why not give her a cheque and save on those fees? As for linking the accounts - it is an anti-fraud measure, and a pretty basic one at that, but it certainly works as it was swinging into action to prevent what it was set up to do.

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i owe ebay 70quid, which i was completely unaware of until i transferred the money to my wife!

As it happens no i don't have a problem with paying ebay! what i do have a problem with is the deceitfull unhanded way paypal go about getting the money back, i have not had one letter or email telling me that i owe any money and i have been buying and selling on ebay using my ebay account so tell how can i still sell on ebay if i owe them fees for selling!!!

And as to your final comment, if i was in a position where i could have given my wife the money any other way don't you think i would have!!!

And who has committed fraud here??? are you trying to tell me that i've committed fraud by giving my wife what i owe her, just because i did it through paypal!!!

My financial position is not the greatest in the world and there was know other way to give her the money i owed!!!

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You;ve opened a second PayPal account. That is against their rules, as you can only operate one at one time.

 

Paypal is only a cash processor, not a bank in the traditional sense. Any money you pay to someone will have a heavy overhead, especially if you were using it as a sort of cash-advance from a credit card. I can;t think of a more expensive way to pay anyone!

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it was not a cash advanced, i sold 2 phones, for 230 quid, i then transferred it to my wifes account, it cost me £1.90, i didn't think that was to bad, i was unaware that you could only have 1 paypal account at atime, iknow a few people with 2 or three accounts.

But none of this answers my original questions

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By transferring the money to your wife;s PayPal account - you pay fees again (to to be precise, she does as she will not get the full amount). In answer to your questions, just because folk you know have more than one account doesn't legitimise it, the T&C's are quire clear if you want to read them.

 

(1) Yes. If their T&Cs are broken they can withhold, either for non-payment of a debt or in the case of suspected improper activity.

(2) They usually link the accounts when the same CC is used, or similar BACS details provided.

(3) Unttil the matter is resolved, everything is frozen.

(4) They see the accounts as linked. If she provided the same details as you - which provided the linkage, it is difficult for you to argue disclosure concerns.

(5) It's their ball. Do what they ask to prove or ensure compliance and you can get on with things again.

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  • 2 years later...
  • 9 months later...

buzby

 

with regard to paypal your wrong you can have a personal and an business account, but what shocks me is that you try an justify paypal's actions,:evil: the guys is asking for advice, not to be berated by someone, he is trying to solve the problem and you accuse him of fraud! Paypal have on numerous occasions destroyed peoples businesses to the point of most american companies have lost faith in them and they have moved to the uk, since people think there 100% secure, there will always be people signing up, so they dont care if they loose other customers, as some poor gullible person will replace there losses. In the meantime all the "held" funds in limited accounts is accruing interest and paypal /ebay benefit from this. So buzby I have to ask do you work for ebay / paypal? as your very pro-ebay / paypal............... :-x

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They are banksters and do what they all do, sit on your money and take their cut in interest etc.

having said that they have protected me from some fraudulant sellers and refused to release my funds to them until I was satisfied with the item or forced them to refund costs. All this takes time of course.

You can pay or transfer funds to some body elase without incurring any cost to you by just clicking on the gift button when you send money.

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