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    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
    • Thanks Bank - I shall tweak my draft and repost. And here's today's ridiculous email from the P2G 'Claims Dept' Good Morning,  Thank you for you email. Unfortunately we would be unable to pay the amount advised in your previous email.  When you placed the order, you were asked for the value of your parcel, you stated that the value was £265.00. At this stage the booking advised that you were covered to £20.00 and to enhance this to £260.00 you could pay an extra £13.99 + VAT to fully cover your item for loss or damage during transit, you declined to fully cover your item.  Towards the end of your booking on the confirmation page, you were then offered to take cover again, to which you declined again.  Unfortunately, we would be unable to offer you an enhanced payment on this occasion.  If I can assist further, please do let me know.  Kindest Regards Claims Team and my response Good Afternoon  Do you not understand the court cases of PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729)? In both cases it was held by the courts that there was no need for additional ‘cover’ or ‘protection’ (or whatever you wish to call it) on top of the standard delivery charge, and P2G were required to pay up in full for both cases, which by then also included court costs and interest. I shall be including copies of both those judgements in the bundle I submit to the court next Wednesday 1 May, unless you settle my claim (£274.10) in full before then. Tick tock…..    
    • IMG_2820-IMG_2820-merged.pdfmerged.pdf Case management was this morning. Here is the Sheriff’s order. Moved case forward to 24/05.   He said there was no signed agreement and after a bit of “erm, erm, yeah but, erm” when he asked them, he allowed time for sol to contact claimant.  what is the next step now? thank you UCM  
    • I've had a quick (well, quick for a thread of this length),  read of this thread and to be honest I'm struggling to make heads nor tails of the actual crux of the issue here. You seem awfully convinced that whatever is going on is worth the fight and the odds are in your favour but with how the thread has gone it seems that one trail goes cold so you simply move on to another in an attempt to delay the inevitable. All it does is end up digging holes and confusing others and yourself which means any advice given to you is completely pointless. I note that for the life of this thread there has not been any documentation or correspondence uploaded for people to have a look. Have you got any that you'd be willing to redact and upload for members to assist you? Right now, it seems people are shooting out advice while being in the dark because it's starting to become very difficult for people who weren't here at the start of this (including myself) to follow along. Right now, this whole thread is just hypothetical "He said, she said" and is going nowhere fast. Nothing more than basic advice can be given which, as you've sought out some legal advice, is likely not sufficient to actually come to any sort of conclusion. I, personally, am starting to agree with others that it may be best to consider bankruptcy and put the matter behind you.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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This may be a silly one but as I work for the council I can join the above. I go once a month and spend roughly £200 on essentials like tins, pasta, cheese, bread which I find saves me a fortune on going to supermarkets. I can't get everything I want there (icecream for one) but only buying fruit and vegetables for the rest of the month with very little else I find we manage and at £50 per week for the 4 of us is good value.

 

If I don't need to spend that much on essentials we have a few treats which is lovely........... I bought a case of hobgoblin on offer for £10 this week and some chocolate. Last of the big spenders me.

 

It costs me £30 per year to join.

 

 

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the membership page clearly states u have to be a business owner or manager who can clearly provide proof of business.

 

http://www.costco.co.uk/Membership_home/membership_home.htm

 

® Costco Wholesale UK Ltd, UK Home Office Hartspring Lane, Watford, Herts WD25 8JS

Registered No. 2635489

 

  • Substantially reduced prices
  • Wide range of quality branded products
  • High quality fresh foods departments, including fresh meat, produce and bakery
  • Purchase supplies and resale merchandise from one source
  • Immediate availability - Open 7 days a week
  • Exclusive early shopping hours for Trade members only
  • Warehouse is self service with products packaged and sold in bulk quantities
  • No hidden charges - All prices are posted excluding and including VAT
  • Pay with cash, company or personal cheque, or debit cards
  • Membership is valid at all of our 555 locations worldwide

Costco is an exclusive wholesale cash and carry membership warehouse club and is not open to the general public. Membership is required. You are eligible for trade membership if you are a bonafide business owner/manager who can provide evidence of trading. Follow our Trade membership tab above for further details.

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I joined as an individual member which is open to me as a local government officer. There must be other ways to qualify if people want to enquire. Except for weekends you have no access before 12:00pm presumably to allow trade people greater access to goods/checkouts.

 

 

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the membership page clearly states u have to be a business owner or manager who can clearly provide proof of business.

 

Hiya, I joined Costco about a year ago. I am a director of a business but I did see a sign that if you work for local counsil, police, fire services, NHS etc you can apply to join.

 

Once you have joined you can add additional members onto your card as secondary holders. You can include anyone you like. I had to add my mother inlaw onto ours.

 

We do a monthly shop and the quality of the meat is much higher than Asda, Tesco and Sainsbury. Friendly and well trained staff.

 

As long as you are happy to have 50000000 toilet rolls at once, its a damm good bargain!

 

Stew

I need to change my avatar..But cant find a good replacement.

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I've got how many sheets/rolls?????????????? No wonder it lasts almost 12 months then.

 

Have you ever tried one of their personally ordered cakes? Yes £13 for such a size seems very cheap but the QUALITY is superb. I have ordered 4 in the last year and can state that for freshness and general yummyness they can't be beaten.

 

Except for the supermarket christmas offers on Baileys etc I will be getting my christmas spirits there. They were selling boxes of Thorntons chocolate at roughtly half-price if I have got the right sizes. Only 3 weeks and I can go again. £6 for a large kilner jar of chocolate brazils............

 

Thanks for the info on who qualifies - I think you can have 2 additional cardholders.

 

 

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I dont qualify but i dont have one near me.

 

I do ue booker tho they are similar but i can go in on a day pass.

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Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Costco Rocks, I am a member through a friend who has his own business, this means that I can go in from opening times, can confirm that the meat is superior and cheaper, but know supermarket prices before you co and yes, the pizzas rock and the cakes are £10 for a HUGE one, and they are delicious!

Lula

 

Lula v Abbey - Settled

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And then there are the money-off vouchers which they post to you. It is a litre of Tia Maria for £10, stewing steak for £3 a pack, cadbuty drinking chocolate (1 litre) selling at 15% off - so only going to cost me £3.56. Quaker Oat so simple (twin pack) at £2.99 - going to stock up on those.

 

Going to do an on-line check but the brevill handblender VHB011 at £28.74 may be a good buy. Oooooohhhhhhhhhh and the smoked salmon/trout is pretty good too not to mention the sushi tray - havn't bought it yet but I promised my youngest it would go on our 'treats' list for christmas if not before.

 

What about the fancy breads - croissants, belgium buns, tear-and-share brioche. Oh well only 3 weeks before I get to go again.

 

I have always wanted to try Dom Perignon champagne and If I've got the name right they sell that at £17 a bottle (is that without vat I wonder) - it's normally £36 in supermarkets, so my treat for Christmas Day or for New Years Eve when I'm watching Jools Hollands Hooternanay (how do you spell it?).

 

Lulu - only £10 - did you hit the wrong number. They do keep though don't they - it took the 4 of us over a week to eat the last one - still don't understand how the sponge and cream stayed good BUT THEY DID.

 

 

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And LULA!!! :mad: What are you doing buying these huge cakes? :mad:

 

It was for my nephews 1st birthday last year, honest guv ! :-)

Lula

 

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Guest SCalibur

The thing about costco imo, there is actually very little that is cheaper these days than your average tesco/asdas, back about 4-5 years ago then yeah costco had quite a few better deals but i guess can't keep up with the big giants...still i must admit i miss there pizza ..yum lol

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Yeah - some things like coke and breakfast cereals etc when on offer in supermarkets can be dearer at Costco but overall I find them a lot cheaper so really surprised to hear you think that they are not worth considering. Hey-ho, each to their own.

 

 

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Yeah - some things like coke and breakfast cereals etc when on offer in supermarkets can be dearer at Costco but overall I find them a lot cheaper so really surprised to hear you think that they are not worth considering. Hey-ho, each to their own.

 

I agree. I find MOST things are significantly cheaper if you're prepared to buy in bulk. Fruit & veg is an obvious one.

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its not always the not prepared to buy in bulk its the where do i put it if i do buy in bulk.

 

I have a galley kitchen and fining space for 20 bottles of coke will be impossible.

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Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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its not always the not prepared to buy in bulk its the where do i put it if i do buy in bulk.

 

I have a galley kitchen and fining space for 20 bottles of coke will be impossible.

 

I guess you can count your blessings there isn't a Costco near you then?

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I love Costco!...I find it especially great for houshold essentials such as washing powder, shampoo, dishwasher tablets, toilet rolls etc. Last month I got 180 finish tablets for £13.75 which is 7.63p per wash and will take me 6 months to get through! Also the quality of the meat is superb.

 

Does anyone know whats on offer this month in the coupon book?

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I guess you can count your blessings there isn't a Costco near you then?

 

 

I dont have a costco but i do have a bookers where i get things like sweets, fags, baccy etc from.

 

Sure its the same type of thing.

 

http://www.booker.co.uk/catalog/searchsite.aspx

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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