CCJ am i too late???

[dewiwayne]

Hello

i need help. i missed putting in a defence into a court and they granted the ccj. what can i do?

 

Dewi

[postggj]

how old is the ccj

[dewiwayne]

04/09/2008 was the date it was given

dewi

[postggj]

need some details as to what the ccj was for

[dewiwayne]

details of ccj

 

Creditor was a sewerage water company - brey services

what happened was i was renting a house and the rent was inclusive of water rates which my landlord's agent said was inclusive of all water rates and we were getting letters in landlords name which we forwarded on but then they started to come in our name which we also sent to our landlord via the agent cause she said that it was inclusive of the rent.

we moved out last year and we started getting letters at our new address again this time they said that they had our previous tenancy agreement which the landlord's agent sent to them and in there it states that we were responsible for sewerage charges and we denied this and it was sent to court then for this ccj

 

please help dont know what to do

dewi

 

ps there is two seperate ccj's one on me and one on my wife for the same debt is this right?

[postggj]

first thing

do you have any confirmation in writing that the landlord is responsable for this charge

[dewiwayne]

No the landlord's agent stated this to us on the signing of the contract (which was witnessed by my mother - in - law which is a social worker)

but everytime we gave her the letters she said that the landlor was going to pay she has really screwed us over havent she :(

[postggj]

do you still have a copy of the original tenancy agreement when you moved in

[dewiwayne]

yes

[postggj]

does it say any ware in the agreement about this charge

ime talking about the original when you moved in

 

do the agreement you have and the second agreement differ

[dewiwayne]

Here is my tenancy agreement with the agent

and i have underlined what the company outlined to me and what i ment by water rates.

[dewiwayne]

here is a bigger version

[dewiwayne]

http://img220.imageshack.us/img220/7678/tenagreenw9.jpg

[postggj]

ime afraid its to small

google photo bucket, its free and repost

remove all personel details

 

its not all bad news though

you can apply to the court to have the judgement set asside

ive had two done

court is realy not that bad, its over in ten minutes

 

if you can,

are you able to pay the full asking ammount

write to the sewage company and explain the situation

tell them that as the ammount has been settled, would they not object to setting asside the judgement.

that goes a long way with the judge.

at the end of the day, depends what mood the judge is in if he grants it though

[dewiwayne]

thats the thing we disagree with the charge as it was in with our rent.

how do i go about getting it set aside and i have just been let go from my job so not in any position to pay anything in full

[postggj]

ok

 

contact the sewage company in writing

tell them the situation

ask them if they would not object to set asside

 

then go down to your local county court and ask for a form to set asside a ccj

 

when you have a reply from the sewage company, ill draft up a pertic of claim to put on the form

this will cost £75 in court fees

 

at the end of the day, paid or not, its down to the judge on the day to decide on the info in front of him

 

like i said, judges are not that bad

[dewiwayne]

i have written to BREY Services as u said and no reply from themselves but today i have had a letter of "Notice of Issue of Warrant of Execution" drop on my mat today from the county court plz help

[postggj]

you need i think to do a pm to surfacegent

he is very good with these things

he is on most days

may i ask how much they are claiming