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    • It's genuinely amazing how you managed to rebuke pretty much all of my points without giving a single shred of evidence to prove it. When asked for evidence all you claim is that "it's clear cut" but how is anyone here meant to know if you won't show it?   I agree with this. If you can't convince us, how are you going to convince the judges when this inevitably goes to court?
    • This is a ridiculous situation.  The lender has made so many stupid errors of judgement.  I refuse to bow down and willingly 'pay' for their mistakes.  I really want to put this behind me and move on.  I can't yet. 
    • Peter McCormack says he has secured a 15-year lease on the club's Bedford ground.View the full article
    • ae - i have no funds to appoint lawyers.   My point about most caggers getting lost is simply due to so many layers of legal issues that is bound to confuse.  
    • Lenders have a legal obligation to sell the property for the best price they can get. If they feel the offer is low they won't sell it, because it's likely the borrower will say the same.   Yes.  But every interested buyer was offering within a range - based on local market sales evidence.  Shelter site says a lender is not allowed to wait for the market to improve. Why serve a dilapidations notice? If it's in the terms of the lease to maintain the property to a good standard, then serve an S146 notice instead as it's a clear breach of the lease.   The dilapidations notice was a legal first step.  Freeholders have to give time to leaseholders to remedy.  Lender lawyers advised the property was going to be sold and the new buyer would undertake the work.  Their missive came shortly before contracts were given to buyer.  The buyer lawyer and freehold lawyers were then in contact.  The issue of dilapidations remedy was discussed..  But then lender reneged.  There was a few months where neither I nor freeholders were sure what was going on.  Then suddenly demolition works started.   Before one issues a s146 one has to issue a LBA.  That is eventually what happened. ...legal battle took 3y to resolve. Again, order them to revert it as they didn't have permission to do the works, or else serve an S146 notice for breach of the lease   A s146 was served.  It took 3y but the parties came to a settlement.   (They couldn't revert as they had ripped out irreplaceable historical features). The lease has already been extended once so they have no right to another extension. It seems pretty easy to just get the lawyer to say no and stick by those terms as the law is on your side there.  That's not the case   One can ask for another extension.  In this instance the freeholders eventually agreed with a proviso for the receiver not to serve another. You wouldn't vary a lease through a lease extension.  Correct.  But receiver lawyer was an idiot.   He made so many errors.  No idea why the receiver instructed him?  He used to work for lender lawyers. I belatedly discovered he was sacked for dishonesty and fined a huge sum by the sra  (though kept his licence).  He eventually joined another firm and the receiver bizarrely chose him to handle the extension.  Again he messed up - which is why the matter still hasn't been properly concluded.   In reality, its quite clear the lender/ receiver were just trying to overwhelm me (as trustee and leaseholder) with work (and costs) due to so many legal  issues.  Also they tried to twist things (as lawyers sometimes do).  They tried to create a situation where the freeholders would get a wasted costs order - the intent was to bankrupt the freeholders so they could grab the fh that way.   That didn't happen.  They are still trying though.  They owe the freeholders legal costs (s60) and are refusing to pay.  They are trying to get the freeholders to refer the matter to the tribunal - simply to incur more costs (the freeholders don't want and cant's afford to incur)  Enfranchisement isn't something that can be "voided", it's in the Leasehold Reform Act 1967 that leaseholders have the right to.... The property does not qualify under 67 Act.  Their notice was invalid and voided. B petition was struck out. So this is dealt with then.  That action was dealt with yes.   But they then issued a new claim out of a different random court - which I'm still dealing with alone.  This is where I have issues with my old lawyer. He failed to read important legal docs  (which I kept emailing and asking if he was dealing with) and  also didn't deal with something crucial I pointed out.  This lawyer had the lender in a corner and he did not act. Evidence shows lender and receiver strategy had been ....  Redact and scan said evidence up for others to look at?   I could.  But the evidence is clear cut.  Receiver email to lender and lender lawyer: "our strategy for many months  has been for ceo to get the property".  A lender is not allowed to influence the receivership.   They clearly were.  And the law firm were complicit.  The same firm representing the lender and the ceo in his personal capacity - conflict of interest?   I  also have evidence of the lender trying to pay a buyer to walk.  I was never supposed to know about this.  But I was given copies of messages from the receiver "I need to see you face to face, these things are best not put in writing".  No need to divulge all here.  But in hindsight it's clear the lender/ receiver tried - via 2 meetings - to get rid of this buyer (pay large £s) to clear the path for the ceo.   One thing I need to clarify - if a receiver tells a lender to do - or not to do - something should the lender comply? 
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Need advice on living arrangements


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Firstly, sorry, this may be long.

My 32 year old Daughter had a breakdown in January and has been diagnosed with severe anxiety, severe depression, and now they are also looking at post traumatic stress disorder-stemming from a 15 year physical and emotionally abusive relationship. My Daughter has 3 children 7, 11 & 13. The thirteen year old is or maybe I should say was very violent towards my Daughter, he has also smashed windows, car headlights, pulled doors off of wardrobes-he is a very angry boy. we feel, as do social services, this stemmed from what he witnessed when he was younger.

Since my Daughters breakdown she and the children have been living with me, under the care of a psychiactric team, who have recommended that I apply for carers allowance, although at the moment I am not sure wether I am in a position to do so. She is fearful of going back to her own home and cannot look after the children on her own in her current mental state-this has been confirmed by authorities.

My 21 year old Son is currently mentor for my 13 year old grand son, who, has, thankfully, since they have been here has calmed down alot, I think he knows he cannot physically abuse her here as there would be consequenses that my Daughter cannot implement. My Son is also a positive male influence in the lives of the two younger ones, which they are not used to, as even since my Daughter finally got rid of her ex, still have witnessed his agression (the ex) The younger children have also said that they do not want to return home as they realise what a happy home should be, my 11 year old grandson broke down to me and said that he is glad they are here as their house has bad memories for him, he was recalling incidents that he had witnessed at their home, and I am sad that it has affected my Grandchildren in this way.

My own Husband left me last October to be with another woman, and has filed for divorce, I am going to have to sell my house-I am worried witless as to where we are all going to end up living. I have to be with my Daughter and the children as this could be long term, or may arrise again in the future (she has been through a hell of alot)

If I sell my property and give my to be ex husband his share I will probably be left with about £ 40,000.

I cannot get another mortgage on my own as I am 55 and only work part time and have to care for my family. If I rent a house privately for all of us, the £40,000 will not last for very long. What happens then?

It has been suggested to me by my Grandsons keyworker that I should contact the local authority to see if they would be able to re house us altogether, due to the fact that I am caring for my Daughter and the children and also that my Son is acting as my Grandsons mentor.

Does anybody have any advice as I am really worrying about their future.

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  • 1 month later...
Firstly, sorry, this may be long.

My 32 year old Daughter had a breakdown in January and has been diagnosed with severe anxiety, severe depression, and now they are also looking at post traumatic stress disorder-stemming from a 15 year physical and emotionally abusive relationship. My Daughter has 3 children 7, 11 & 13. The thirteen year old is or maybe I should say was very violent towards my Daughter, he has also smashed windows, car headlights, pulled doors off of wardrobes-he is a very angry boy. we feel, as do social services, this stemmed from what he witnessed when he was younger.

Since my Daughters breakdown she and the children have been living with me, under the care of a psychiactric team, who have recommended that I apply for carers allowance, although at the moment I am not sure wether I am in a position to do so. She is fearful of going back to her own home and cannot look after the children on her own in her current mental state-this has been confirmed by authorities.

My 21 year old Son is currently mentor for my 13 year old grand son, who, has, thankfully, since they have been here has calmed down alot, I think he knows he cannot physically abuse her here as there would be consequenses that my Daughter cannot implement. My Son is also a positive male influence in the lives of the two younger ones, which they are not used to, as even since my Daughter finally got rid of her ex, still have witnessed his agression (the ex) The younger children have also said that they do not want to return home as they realise what a happy home should be, my 11 year old grandson broke down to me and said that he is glad they are here as their house has bad memories for him, he was recalling incidents that he had witnessed at their home, and I am sad that it has affected my Grandchildren in this way.

My own Husband left me last October to be with another woman, and has filed for divorce, I am going to have to sell my house-I am worried witless as to where we are all going to end up living. I have to be with my Daughter and the children as this could be long term, or may arrise again in the future (she has been through a hell of alot)

If I sell my property and give my to be ex husband his share I will probably be left with about £ 40,000.

I cannot get another mortgage on my own as I am 55 and only work part time and have to care for my family. If I rent a house privately for all of us, the £40,000 will not last for very long. What happens then?

It has been suggested to me by my Grandsons keyworker that I should contact the local authority to see if they would be able to re house us altogether, due to the fact that I am caring for my Daughter and the children and also that my Son is acting as my Grandsons mentor.

Does anybody have any advice as I am really worrying about their future.

 

If your daughter has had an abused relationship and she had to leave her home she should apply to her local authority and will be in priority need to have a social housing because of the violent abuse, severe depression and the children which are all under 16 years of age. I am not sure about you being re-housed with your daughter because if you are still living in your property they might not consider you as homeless but your daughter should be ok. Please, please do get help before you approached Housing Aid, I am helping my friend who is homeless and has been staying with me since August last year we've been through hell and back because the council will not accept she is priority need she too suffer from severe depression and anxieties.

 

Get in touch with Shelter for starters.

 

 

Good luck with re-housing.

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