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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Can I sue the individual and not the company to recover a debt?


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Is it possible to sue the individual of a company without suing the company itself to recover money owed? The company in question have ceased trading due to debts and no doubt the company will have no assets.

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This is dependant on whether the company was limited, in which case the answer in MOST CASES is no.

 

However, if the company was run by a sole trader you may have a slight chance, however if this was the case and has now ceased trading, success would be dependant on the level of assets of the comapny owner and of course the number of priority debts or secured debts outstanding.

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The company is Ltd. I've successfully lodged an objection with Companies House to prevent the company from dissolving at least on their register. Will this improve my chances of recovering the money?

 

(Not sure it is wise to disclose the name of the company online)

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The company is Ltd. I've successfully lodged an objection with Companies House to prevent the company from dissolving at least on their register. Will this improve my chances of recovering the money?

 

(Not sure it is wise to disclose the name of the company online)

 

 

 

 

Is the money owed for goods/services supplied to them or a loan?

 

Unless the Directors have been acting unlawfully you cannot touch them, that's the whole point of a limited company!

 

Sorry, but I don't fancy your chances.

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The money owing is the deposit which the agent collected directly from the tenant but failed to give to the Deposit Protection Scheme. I've since paid the DPS the money so my tenant's money is safe, but of course I want the money back from the agent.

 

Surely the company/director has acted unlawfully here?

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It would seem so. Do you know if the company is subject to any kind of insolvency proceedings? If the company is placed into administration or creditors' voluntary liquidation, the appointed liquidators are obliged to prepare a report on the conduct of the directors and lodge it with DBIS (the former DTI) within 6 months of their appointment. Queries such as yours would be dealt with under such a report. However, please be advised that these reports are 100% confidential between the administrator / liquidator and DBIS - the outcome is never divulged.

 

If someone petitions for the company to be wound up (a compulsory liquidation via the courts which can take up to 4 months or longer to occur) the Official Receiver ("OR") will be appointed and he will deal with issues relating to the directors' conduct. If there are potential assets the OR will hand the case to an appointed liquidator, if not, it will be dealt with by the OR's office.

 

Hope this is of some assistance!

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I'm going to call the IPA tomorrow to find out if one of their members has been appointed. I don't know if it's a legal requirement for a company to employ one so I guess if not, there won't be one. But I need to find out.

 

I will contact the DBIS tomorrow and see what they advise.

 

I think even if I don't get the money back, the least I can do is report this con artist to the relevant authorities to reduce the chances of him doing something like this again.

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Insolvency Practitioners are regulated under other bodies too, so your best bet is to keep monitoring Companies House (liquidators / administrators are obliged to file notice of their appointment with Companies House.

 

If a company is insolvent an accountant will normally advise a director to seek the advice of an IP - it's not a legal requirement for a company to employ an IP but if an accountant has advised them that they are trading insolvently a director would do well to act on this advice.

 

I am not certain that DBIS will be able to act until a formal insolvency procedure has begun, and even then they would not speak to anyone about their findings.

 

The director should have your details if you are a creditor, so chances are if he has contacted an IP you will be contacted anyway.

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I'm not holding my breath for a letter from an IP. Although I know that their business account is still active and Companies House have agreed to keep their business active on record, a full six months have passed since the company stopped real trading and in the last few weeks, the company has removed its website, cut its telephone lines and closed down its emails accounts. They never answer their mobile. It's quite clear they want no contact.

 

After doing some more research, I've discovered that the agency snatched my tenant's deposit at the same time they had already taken action to wind down their business. I did some enquiries with Prime Location, Right Move and other advertising outlets who told me the company had stopped paying their subscriptions at the beginning of the year. Does this suggest that the the company were 'trading' at a time they were insolvent. Is this in itself unlawful?

 

I wish I could find a way to sue the individual or even a way to penetrate the so called veil of incorporation.

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If they were your agents and collecting the monies on your behalf I think that they are s'posed to keep it "on trust" for you. Ie, you would get first dibs on the money rather than having it shared out to all the creditors. I would definitely write to the insolvency practicioner (if there is one) to stake your claim.

 

If they were taking money when they knew they were going insolvent then I think this is "wrongful trading". You need to check the insolvency act and the offences a director can be personnally accountable for.

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I know for a fact that this company definitely pulled the plug on their advertising with the major rental portals at the same time they took the money from the tenant.

 

Even with this evidence of wrongful trading, how can the directors of this company be brought to account if their defunct company has no assets?

 

I'll have a look at the insolvency act.

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  • 1 year later...
I know for a fact that this company definitely pulled the plug on their advertising with the major rental portals at the same time they took the money from the tenant.

 

Even with this evidence of wrongful trading, how can the directors of this company be brought to account if their defunct company has no assets?

 

I'll have a look at the insolvency act.

 

I have come very late to this thread. Exactly the same thing has happened to me. I want to sue a company because of illegal actions by one of the diractors. The civil court has ruled in my favour that the company owes me the money but of course the company ( with its sole director ) have not paid up. I am in the process of getting my solicitors to issue a winding up petition and I am hoping the official receiver will identify the director as having acted illegally. I have also been to the police but they are not interested in persuing the director because they tell me it is in the hands of the civil courts and they are not debt collectors. My case sounds very similar to yours. He was the dirsctor of a property management compant who kept the deposits and rent from my tenants. Can you let me know how you have got on with your case. ( It may even be the same man we are talking about )

 

Kevin Jones

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Thanks for your message. You're wondering if we're dealing with the same person. Is the director's first initial 'F'?

 

No. Afraid not. The limited company is a property management company registered in Bolton. They have one director. I would love to get to him but it seems things are stacked in his favour by the corporation veil. I am hoping that when the winding up petition is agreed, the official receiver will take things further. To be honest, the money I lost is not the big issue. The main thing that gets my goat is how he seems to be getting away with criminal actions when he is a nasty little fraudster. I have almost made it my mission now to make life difficult for him in the future even if I end up out of pocket. I was just struck by how similar your story was to mine and I am desperate to know if you got anywhere with suing the person who defrauded you.

 

Kevin

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I got my money back after a colleague in the company decided to pay off the debt. I was lucky because the chap in charge had no intention of settling up and disappeared. Your best bet is to contact the local trading standards and council where the company was originally set up (not where you live). They may have a case against him for fraud. This was the case with the chap who ripped me off. You won't get your money back but you can potentially help to expose the man behind this bogus property management company.

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