carter Statutory Demand for Egg debt **CLAIM DROPPED**

[sequenci]

can i just confirm 100% that they have obtained the money judgment for the £700?

[linz2011]

The county court claim was for approx £700 I defended it and they backed off saying they would not continue providing i came to a satisfactory arrangement which i then went on to do - I can still log into the claim and it is as it was when i filled it it - i received nothing further from the courts once it had been defended

[sequenci]

i'm keen on finding out if there is a judgment or not as it could make a huge difference with the stat demand.

[linz2011]

I can ring the court tomorrow and let you know - however, I am pretty sure they have not obtained judgement otherwise I would have heard from the courts (i think)

 

Will let you know tomorrow for definate

 

Thanks

[gizmo111]

Doesn't loo klike they went through with judgement if it is still at the acknowledgment/defence stage at MCOL

[linz2011]

yeah it is just showing the defence stage still on MCOL - however, I will let you know for definate tomorrow when I check with the court

 

God I hope this is a scare tactic.......

[linz2011]

Hi me again just checking when I send the CCA should I make any reference to the Stat Demand as they will have 10+2+30 and could withhold it until then?

 

thanks

[gizmo111]

Hi me again just checking when I send the CCA should I make any reference to the Stat Demand as they will have 10+2+30 and could withhold it until then?

 

thanks

 

 

If you read the link I gave you earlier - use the letter that tomterm has written for a CCA request after issue of SD

[linz2011]

thanks gizmo will do - i have read it cover to cover and it does make interesting reading

 

thanks for your help

[sequenci]

Hi me again just checking when I send the CCA should I make any reference to the Stat Demand as they will have 10+2+30 and could withhold it until then?

 

thanks

 

i wouldn't mention it.

 

if they do not send anything at the 12+2 days we can then use unenforceability as one of the grounds for the set aside.

 

are there any unlawful charges in the figure being chased?

[linz2011]

yes there are I sent the SAR request off the Egg and am awaiting their response

[linz2011]

you would laugh at me i did the normal CCA addressed the envelope then posted the question - received a prompt response from Gizmo and ripped up the original and sent Tomterm's then got your response....keeps me busy if nothing else........

[tomterm8]

you would laugh at me i did the normal CCA addressed the envelope then posted the question - received a prompt response from Gizmo and ripped up the original and sent Tomterm's then got your response....keeps me busy if nothing else........

 

Ech... the disclosure request was written for someone who had already sent a credit agreement request that was in default... the credit agreement request, for regulated debts, is by far the most important one...

 

You must send it, immediatly, if you haven't already done so.

 

if sequenci is willing to write the set aside for you, as I non-subtle hint go with what he says

[linz2011]

Hi all

 

As you are no doubt aware this as really freaked me out, if I survive this I do not know if I could cope with another. I have four court cases pending for charges (all credit card) however, the charges refunded will only reduce the debt as they are less than the balance. Is it worth me sending CCA request to all my creditors to enable me to prioritise my payments?

 

Thanks as always for your support:)

[tomterm8]

The county court claim was for approx £700 I defended it and they backed off saying they would not continue providing i came to a satisfactory arrangement which i then went on to do - I can still log into the claim and it is as it was when i filled it it - i received nothing further from the courts once it had been defended

 

Hang on... the court claim was for £700.

 

As in, under the amount of money that they can actually file a bankruptcy petition for (£750)?

 

and the debt is clearly in dispute, a matter of legal proceedings.

 

Um, sequenci, this sounds like abuse of process to me:)

[linz2011]

Hi Tom the total is £14k - the £700 was for their charges???

[payingonlyencouragesthem]

Hi sequenci - the ccj was issued for about £700 but the debt is £14k - it came from Bryan Carter and I just logged on via MCOL (this was all prior to me knowing about CAG) and just wrote I have no idea what this debt is for and would appreciate more information. Then received a letter saying they were not pursuing it and if I come to a satisfactory arrangment that would be fine?

 

Hope you have got that CCA off. It definitely sounds unenforceable from this.

[linz2011]

Hi yes the CCA has gone today by special delivery so just have to wait and see what happens - if my nerves will take it

[payingonlyencouragesthem]

if my nerves will take it

 

The first one is always the hardest:wink:. I'm currently helping someone who has £300k of unsecured debts:cool: and we're batting the damn things off like mosquitoes. Haven't even had to get to the set aside phase yet but as his debt asset ratio means his creditors would get about .00001p in the £ it's not so hard.

[linz2011]

God that makes me feel loads better - just as long as I can bat the mozzies and kill em I will be fine;)

Keep everything crossed for me

[payingonlyencouragesthem]

God that makes me feel loads better - just as long as I can bat the mozzies and kill em I will be fine;)

Keep everything crossed for me

 

You are learning fast!! Fingers tightly crossed!

[gizmo111]

Ech... the disclosure request was written for someone who had already sent a credit agreement request that was in default... the credit agreement request, for regulated debts, is by far the most important one...

 

I only scanned through the thread and read the first line where you requested the CCA after SD - which is why it is important that users must remember that this is a self help site and must understand what they are doing, not just copy and paste things that are right for other people and may not neccasarily fit their circumstances.

 

You must send it, immediatly, if you haven't already done so.

 

Agreed

 

if sequenci is willing to write the set aside for you, as I non-subtle hint go with what he says

 

Absolutely

[tomterm8]

Absolutely

 

Hi gizmo, just to clarify - I wasn't saying what you posted wasn't right or useful; the OP had already said they were going to send a CCA request, in which case the letter you suggested was a useful one for getting information.

 

It was just the fact the OP raised the idea of sending my letter without also sending the credit agreement request that worried me:)

[gizmo111]

It was just the fact the OP raised the idea of sending my letter without also sending the credit agreement request that worried me:-)

 

Hi Tom,

 

I agree with you - no offence taken just highlightin that people must take time to understand what they re doing. Linz is pretty up together now I think.

The whole latest regulat tactic of sending SD's is worrying me - cos some are going to slip through the net)

 

Giz

[linz2011]

Thanks guys I totally agree with you - I would always clarify what I am doing is correct - dealling with legalities you know nothing about is playing with fire and getting your fingers burnt I do feel loads better having the support from everyone

 

Just keeping everything crossed