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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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carter Statutory Demand for Egg debt **CLAIM DROPPED**


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Hi

 

I have just received a stat demand which was delivered by courier from Bryan Carter for Egg - I have rung them and they will not discuss it with me and said a bankruptcy order is going ahead and the only way I can stop this is full payment £14k - if not received they will make me bankrupt????

 

Please help

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This you will need to get set aside, on the grounds that you dispute at least part of the debt due to unlawful charges. CCA and SAR Smegg (via Bryan Carter)and bring evidence that you have done this to the set aside hearing. If you are very lucky they may back off at this request but Smegg normally manage to produce something that will pass as an agreement. Are you a home owner?

"Why CCJ when you can CCA!"

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yes I am a homeowner, they issued a County court claim months ago which I disputed and they sent me a letter saying they are no longer going ahead as long as I make a suitable arrangement - I did and missed a couple of payments then received this?

 

I feel sick.....

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yeah but I have just bloody signed for the stat demand and they now have my signature - i already have a SAR pending with Egg shall I just send the CCA to Bryan Carter and do I then need to apply to have the stat demand set aside?

 

thanks very much for your help

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shall I just send the CCA to Bryan Carter and do I then need to apply to have the stat demand set aside?

 

thanks very much for your help

 

Yes on both counts. Don't gamble on the CCA solving the problem but hopefully it will. As long as you convince the court that a triable issue exists you will get a set aside. Carters are probably trying to panic you into taking out a secured loan to pay them off.

"Why CCJ when you can CCA!"

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Just to clarify a little. If you can only show that the debt on the stat demand is disputed in part they will still be able to proceed to bankruptcy on any undisputed part of the debt over £750. A set aside is not usually granted unless the whole debt is disputed.

 

The other way to avoid bankruptcy is to offer security for the debt - i.e. let them secure it against your house (and you will see that the stat demand states that the debt is unsecured and undisputed). As long as this was linked to a payment plan agreement it might be suitable. You cannot be made bankrupt for a secured debt (unless the creditor releases the security first).

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Hi Gizmo

 

I have £50k equity and about £80K unsecured debt - nothing secured on the property

 

thanks

 

Is this all in your sole name?

 

does anyone have any idea on the timescales what the procedure is etc

 

thanks

 

The link I gave above has some good stuff in it.

Consumer Health Forums - where you can discuss any health or relationship matters.

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After the statutory demand has been served (and not challeneged), they can (after 3 weeks) issue you (and the court) with a creditor's petition for bankruptcy proceedings.

 

*IMPORTANT*

 

You can please tell me more about the court judgement, there might be something we can do.

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Hi sequenci - the ccj was issued for about £700 but the debt is £14k - it came from Bryan Carter and I just logged on via MCOL (this was all prior to me knowing about CAG) and just wrote I have no idea what this debt is for and would appreciate more information. Then received a letter saying they were not pursuing it and if I come to a satisfactory arrangment that would be fine?

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In which case your hausband owns half of the equity anyway - if they ywent ahead and made you BR - there would by my calculations be around £21-22K to share over £80k worth of debt - either way they are not going to get anywhere near their full amount.

Consumer Health Forums - where you can discuss any health or relationship matters.

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Have you sent a CCA request? if not do it today. Ask for the notice of assignment also.

 

There is a good argument with regard to the fact that they already have taken action via the county court for part of this debt. I would raise that it is unfair that they are now taking additional action via bankruptcy proceedings when they have already obtained the judgment. It is totally against the overiding objective. By virtue of this, you feel that there is a significant injustice caused and yout cannot under reasonably understand the true position between yourself and the creditor. This therefore means that you feel that the demand doesn't comply with the Insolvency Rules 1986.

 

If you cannot stop the stat demand, all is not lost.

 

If you have made an offer to secure or compound for the debt (offered to pay in instalments), and the creditor has unreasonably refused it, it could be considered unfair for the bankruptcy to be granted. The onus would be on you to prove that the debt was unreasonable refused – the offer would have to be realistic and practicable. A creditor is entitled to consider their own interests, but a rigid application of an organisation’s policies could amount to “institutional unreasonableness” . Please bear in mind that this action TOTALLY goes against the OFT's guidance on debt collection and I would challenge this to be institutional unreasonableness.

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