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Johndough vs. Bank of Scotland


johndough
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Thanks

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Thanks folks off to post my LBA then *waves*

wave2.gif

 

 

:D

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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  • 3 weeks later...

Back from hols and trying to catch up. Haven't heard from HBOS since I sent my letter 2.

 

Man I can never seem to find the same page twice in that form section… is this the correct N1 I should use now?

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/109706-new-poc-n1-halifax.html

 

Wait, shouldn't I be deciding whether to go throug the Scottish or English system now? It would be easier to claim £5k via the English courts, some of them are still taking cases aren't they?

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Hi John,

 

Yep , thats the one. Go get em.

 

Hope you enjoyed your hols and feeling fit and rearing to go.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Back from hols and trying to catch up. Haven't heard from HBOS since I sent my letter 2.

 

Man I can never seem to find the same page twice in that form section… is this the correct N1 I should use now?

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/109706-new-poc-n1-halifax.html

 

Wait, shouldn't I be deciding whether to go throug the Scottish or English system now? It would be easier to claim £5k via the English courts, some of them are still taking cases aren't they?

yes that is the right one John. Take a look at the link regarding courts that Grant gave you earlier, and try to choose the English one closest to you as you might have to travel for the hearing. Glad you enjoyed your hols.

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Hi John

 

Hope you had a good time on your hols.New Yorks some place eh !.

 

I have two claims in progress with Hull County Court, both seem to be progressing well. Although I have had a very stamdrard letter saying they will apply for a stay.

 

The woman at the court says that the Judges are reviewing stays, on a case by case basis.

 

I chose Hull because they seem to haven taken the peoples side over the last few months.

 

On my first claim I put my home address in Scotland on the N1 form, I got a letter from the court saying that I needed an address in England or wales for service. So I have set an address on Mymail uk( a company who operates a mail forwarding service). That was last week and I have not heard anything from the court yet.

 

My second claim has gone throgh without them asking for an address in England or Wales.

 

All seems a lottery !!

 

Have a look at the last few posts on my thread.

 

Cheers mate

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  • 2 weeks later...

Thanks stoned and Grant SO much. Been dithering the last fortnight not sure what to do about an English address as I didn't feel comfortable imposing on anyone I know there so that mail forwarding service is a lifesaver. Thank you.

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