I don't feel confident about all this anymore.

[janmatt6]

Hi all,

 

When I started out last october, I was sure something good will come of this, but after all the time that has gone by, the delaying tactics and everything in the press, I'm just not sure.

 

My claim is for £4,000. I was offered half of that at christmas, I am starting to think I should of accepted.

 

I am supposed to be having my court hearing on the 25th September and I'm not sure when the court bundle is needed does this go in with me or sooner? Sorry if I sound negative and like I don't know what I am doing (which is probably true) with having four children and my husband works away I just feel I have been run ragged and haven't given the matter my full attention.

 

Any advice would greatly be accepted, and thank you in advance.

 

Janmatt6

[Michael Browne]

I'm not sure when the court bundle is needed does this go in with me or sooner?

It will say on the Direction Order, usually 14 (sometimes 21) days before the hearing date.

 

PS You're not allowed to give up now - it's against the law!!

[hilaryfrances]

yes missus you are lucky your case is still going ahead, most of us have had stays put on our cases, and boy do they pinch, keep on going you are nearly there

[Gogivit]

Hello Janmatt6,

 

I appreciate how you feel but please remember that this has not been about us just seeking a way to get easy money but is really based on us seeking the return of money extorted from us all.

 

Can any bank really trully and morrally justify taking hundreds of pounds fromk customers accounts based on an individual being overdrawn by a few pence?

 

If the worst happened and the banks were cleared to charge us extortianate fees then that to me is the green light for them to mug its customers and possibly a green light for robbers to rob banks but us law abiding people would never partake in such activity so have faith, no normal judge and one with common sense will allow them to win.

 

I personally stand to lose more than you but I have full confidence in the OFT shining on the day!

[chrisking1962]

Totaly agree with you gogivit, I too have a lot to lose, but like more than not now I just have to wait a bit longer and remember everything comes to he/she who waits!

 

We've got this far and even though the light has just been moved a bit further away we are getting closer to the end of the tunnel and with victory for the OFT in sight, we should not lose direction and keep reminding the banks another day another dollar thats what they'll have to pay out. The longer they stall the more it will cost them.

 

KEEP IT GOING!!!!!!!

 

stay fresh peeps

 

regards

chris

[janmatt6]

Hi all

 

I have been plodding on and I have been putting my court bundle together, I just wondered if you could tell me if I have everything I need??

 

Front cover

contents

Correspondence

Statements

T&C's

Early day motion

OFT action on credit card default charges

Relevant case law summary

dunlop v new garage

utccr 1999

ucta 1977

soga1982

 

My list of charges does the date need changing to the date of the hearing? or when I started the ball rolling 12months ago?

 

thanks in advance

 

Janmatt6