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Brachers Solicitors - Anyone had dealings?


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Hi, you asked me to look in, but Gizmo has already given you the best advice possible.

 

Do what he says:)

  • Haha 1

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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I have to admit, I would be looking for a plan b at this stage... penalty charges, etc. My experience on the site is that it is extremly rare for creditors to fail to find a credit agreement after early 2004. Almost every bank got their act together then.

 

it's quite likely IMHO they have the agreement... they just haven't bothered looking for it yet.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Dear Tom

Amex have only provided an application for one account and a set of Terms and Conditions for the second.

 

Brachers have added over £3,000 in collection costs for both accounts.

 

That sounds promising:)

 

What about "She Who Must Be Obeyed" - well, you are a mod lol:D

 

What about Madam Gizmo?

 

Hey, no one said i was original, LOL.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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I think Tom has a good point - should I serve them with an N1 for now £4 K of charges and require them to produce the credit agreements? They are 12 + 38 days gone and just sent a set of T&C's for one account and an application for the second.

 

Any thoughts or should I just wait for their response?

 

If I were you, I wouldn't take them to court - the burden of proof is on the claimant. I would start their formal complaint procedure, complain to the OFT, trading standards and all the other usual suspects.

 

Personally, I would just wait, 'cause either they'll have to send it back, or sue you.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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