Jump to content


  • Tweets

  • Posts

    • Bookmakers use betting on political events to entice new customers, and say it is growing.View the full article
    • nope  and  neither dx
    • Ok Thank you DX will do just that . will keep you up dated.
    • dispute it with whichever cra provider is now showing it. simply state the a/c is from 2015 and was defaulted (date) and should not have re appeared. probably getting ready to sell it on. dx
    • Hi Caught Shoplifting at John Lewis - Retail loss Prevention/Other shoplifting allegations. - Consumer Action Group Thanks a lot for commenting this experience of yours. I do understand this might be something that you are not willing to talk about anymore but the same exact scenario happened with me today at John Lewis. They took my name/ address/ a picture of me holding a signed banned letter. the only questions I've got are... will I be contacted by the police will this be recorded as police caution or criminal record?  I would really really appreciate if you could let me know how it went.  I am so so so ashamed of myself and am really making changes in my life I feel like I've lost myself for a period of my life but anyways it would be really great to hear back. Thanks 
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

needing advice


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5986 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

right got another letter in from robison way today. since i cant scan i've tried just using a photo of the letter. it basically says that my wife has made a payment to hfc instead of robinson way..........this is not true, she has always paid robinson way using their giro slips. it also states that they have written to advise that they have purchased the account.........again not true. my wife cant recall any letter stating that.

 

pic now deleted!

Link to post
Share on other sites

  • Replies 110
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

This company is so poor at what they do and a lot of the time haven't got a clue as to what account is which.

 

Keep all correspondence and report them to TS after the criminal offence has been commited.

The words arse and elbow spring to mind

Link to post
Share on other sites

right another letter arrived today this time saying thankyou for your payment. the last payment my wife made to them was on 25/7/07 for £10, that payment was an additional payment to that month as she normally pays at the beginning of each month. there was a payment due on the 5/8/07 but as we had received our p.o back on the 4/8/07 we decided not to make that payment as we figured that meant they did not have the agreement and probably wouldn't come up with it either. have we made a mistake in not paying it, should we make a payment to them?

 

pic now deleted!

Link to post
Share on other sites

DMD - The picture I had of you in my head now stands complete!:grin:

 

Don't you ever dare leave us again.;-)

 

Keep up the good work.

 

Ooohhhhh..!!??!!?! You've obviously not seen me pictured on my good side then...?

 

happy0001.gif roflmfao.jpg

 

Note to self... Cheeky Vimto makes Dave jolly!! :D

Link to post
Share on other sites

Clearing the streets of undesirables is hard work. Well, it's a new day, so let's be careful out there today guys!:p

 

And DMD - if I knew how to upload anything i would send to you a neat case of your sneaky vimto!! (if they sold it in cases that is!!:wink: )

Link to post
Share on other sites

Clearing the streets of undesirables is hard work. Well, it's a new day, so let's be careful out there today guys!:p

 

(if they sold it in cases that is!!:wink: )

Yes Lets do it to them before they do it to us

Link to post
Share on other sites

another letter arrived from robinson way today. it starts "in response to your recent correspondence"..................dont know what correspondence their on about, the only thing we sent was the cca request. the 12 day limit is just about up and still no agreement received from either robinson way or bcw, we know we can stop paying them after the 12 days but what else can we do? are we entitled to try and get the money we've paid them back?

 

this is the letter that arrived today.

DSC00002-1.jpg

Link to post
Share on other sites

Jimmy, STOP panicking.

IF your agreement turns up AND is enforceable then we'll attack that.

Until then RELAX !!!

I'm serious, take a step back and BREATH.

This is Robberscum noWay we are talking about. They wouldnt know an agreement if they tripped over it at Monkeycentral:D
  • Haha 1

Link to post
Share on other sites

I wouldn't muck about with these eejits anymore, next news is they'll be claiming equittable assignee only. CCA HFC Bank directly and see what they turn up...

HFC Bank Limited,

Complaints/Compliance Manager,

North Street,

Winkfield,

Berkshire SL4 4TD.

 

Retail credit thru HFC Bank would most certainly entail a credit agreement IMHO...

 

I put my CAG email address on my letter to them and they wrote back the same week!! :lol:

Link to post
Share on other sites

could you go into a bit more meaning behind your reasoning to cca hfc directly DMD, should we just do what we have been doing and continue to ignore the dca's as they still have not issued us with any agreements.

 

thanks for all the help so far, much appreciated.

Link to post
Share on other sites

HFC Bank are the original creditor, if there is or was an agreement they'll tell you straight. Whatever HFC send you or tell you can be used to your advantage over Rob/Way.

 

For example, you CCA HFC Bank and they come back and say they can no longer supply the original agreement....... You now know that there was an agreement and Rob/Way are telling porkies..... It's more about peace of mind and back-up, and for what? A quid + postage!

 

If HFC Bank do come back and say there was never an agreement, which I can't see, what's lost? As they'll probably send the quid back...

 

If they send an agreement who says you have to tell you know who, who're insisting that there isn't one...? ;)

 

There's often a madness to my methods............ LOL!jumping0006.gif

Link to post
Share on other sites

thanks for making that clear DMD. we will send a cca request to HFC. we were wondering however would HFC not start to seek any debt owed or is that not possible now that robinson way are involved?

 

how do we cca HFC, we dont have any reference or anything so how will they know what we're wanting a cca for, and what happens if HFC do send us a copy of the original agreement........what do we do with it?

Link to post
Share on other sites

  • 3 weeks later...
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...