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    • Hey,  I've messaged my husband but he is not contactable while he is in work. As soon as he is on his way home I will find out which finance company we used. I'm so sorry, I just don't know.
    • Okay, I have read your claim form. A pity you didn't come to us earlier. You haven't pleaded any legal basis for your claim and you haven't cited the Contracts (Rights of Third Parties Act. How long have you been aware of this forum? We will have to bring that out later when you do your witness statement. Once again, do the reading very carefully. I suggest that you wait until Monday before coming back here and confirming that you have read everything. And in particular, as I have indicated, read the thread which I posted above very carefully and in particular we the details of the contractual terms which were discovered and get a copy for yourself. Post a link to them in this thread as well for other people to see. They are relying on the fact that you don't have a direct contract with them and they are referring to a contractual term which is apparently in the contract between them and Packlink which specifically excludes third parties. You will definitely want to see this. They have tried to rely on this before but they have never produced the contract. In your witness statement you will have to request that they produced the contract in court. In terms of the mediation, frankly we would have advised you to decline mediation. It's all done secretively. Nothing is ever revealed and of course they will try to get you to compromise on the amount of money you are claiming. We would strenuously suggest that you don't give up a single penny. Do the reading that I have suggested, find the details of the contract which I have told you about which accepts direct liability to you, the customer – and post it here.
    • If there is no reply to the "nasty" mail in 48 hours, then please come back here and we can assess what to do.
    • In particular, read this thread carefully. it is a very long thread but be patient with it. Eventually you will come to the witness statement and also had a point where it was discovered that Packlink's terms and conditions make it clear that Evri have a direct responsibility to the claimant and the judge awarded full judgement to the claimant on that basis. We have applied for the transcript but it will probably take six weeks or so. If you're mediation fails and you go to trial then I'm sure that the transcript will be available for you. It puts an end to the claim by Evri that you should claim against Packlink and it puts an end to any need to rely on the Contracts (Rights of Third Parties) Act 1999
    • My old dog Amy used to do that  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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  • 3 months later...

Just a quick update chaps.

 

Received a further offer to settle matters yesterday.

 

I suggest members read the content of the link below.

 

http://www.ianfraser.org/rbs-executives-think-theyre-above-the-law/

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Just a quick update chaps.

 

Received a further offer to settle matters yesterday.

 

I suggest members read the content of the link below.

 

http://www.ianfraser.org/rbs-executives-think-theyre-above-the-law/

 

Ever since the Supreme Court ruled in favour of the banks I've been wondering who it really is that runs this country!!

 

As for your offer to settle - you must use your own judgement on that one. You've certainly done your part in highlighting this institutional "behaviour".

 

I admire your tenacity.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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but when it is, then i will be speaking to the press and lets just say it ties in with the OFT action recently, so a copy will be going to the OFT too

 

I'm meeting people down the smoke in a week or two I may give you a call after if that's ok.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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i think its the quest for justice and fairness ,the morality of it all is what drives us on the satisfaction of seeing justice being upheld ,unfortunately the judges lottery plays a big part in undoing natural justice,once legal aid is removed there can be no justice for those that cannot afford it ,so Paul's fight will go someway towards restoring some balance in the truth

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i disagree

 

Legal aid is not the only way to get justice, it is one of them, but not the only one

 

There is a High Court judgment coming soon which some banks wont like, but that shows you can get justice and that you dont need money to do it

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you may disagree all you want PT but have a look at this thread below , Legal Aid is now a lottery as to who can and who cannot get it ,help may be available but where only on here but even on here it is limited .....

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=249907&goto=newpost

 

Here is the message that has just been posted:

***************

Hi ,

 

since the hearing to set aside the judgement , I have visited my local Cab office, visited numerous local solicitors , emailed Consumer direct , also contacted national debtline for advice as I was going to appeal.I also sent Phs documents from various searches of my employers details , other companys he had , home address and phone numbers and I had no reply from phs from this letter.

Unfortunatley most of the advice was to pay the debt as the legal costs , would be far more. everywhere I turned for help resolving this Was the same reply , Apart from a guy from nation debtline reply to my email ( I will attach the file ) I understand what he is saying but as he stated I need Proffessional legal help, to appeal , which I could not get.

This Debty and other things I have had to deal with , is making me very down and very angry with the system and did not appeal Then today I have had first letter sent to me from PHS-Notice of pending bankruptcy proceedings and I only have seven Days? so what do I do Know .

I may be being stubborn , But the debt was my employers and should never been in my name . I was hoping to set aside the case , by proving that I was an employee etc that I hadnt signed the agreement as T/a Tumble jungle, but the judge didnt even let me get that far. Please some body help Ive tried to fight this and I havent got anymore fight in me ...

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There are actually more funding options available than ever, Legal aid is one of them of course, but it is not the be all and end all.

 

There are many direct access counsel out there who will look at instructions on a CFA basis.

 

Also there are many law firms who offer CFAs and also discounted rate CFAs and pro bono work too.

 

It is sad that there is not a list on here so that people could see, who does what

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There are actually more funding options available than ever, Legal aid is one of them of course, but it is not the be all and end all.

 

There are many direct access counsel out there who will look at instructions on a CFA basis.

 

Also there are many law firms who offer CFAs and also discounted rate CFAs and pro bono work too.

 

It is sad that there is not a list on here so that people could see, who does what

 

Although I guess this isn't really useful, but just out of interest. Even the very biggest claims and large law firms are using CFAs nowadays.

 

I just noticed that the ongoing Berezovsky v Abramovich case is back in the Court of Appeal tomorrow morning and previously I'd come across these comments about the case and the use of CFAs on a blog:-

 

 

Berezovsky v Abramovich - Most Expensive ATE insurance ever?

Addleshaw Goddard solicitors have announced that they have entered into a Conditional Fee Agreement with the Russian oligarch Boris Berezovsky to pursue his claim against Chelsea FC owner and fellow oligarch, Roman Abramovich.

The firm’s decision is a brave one and a gamble but, if the case is won, Addleshaw’s will be in line for a huge success fee of many millions of pounds (some say £30m+!) on top of their normal fees. The case is worth a potential $3.5bn and involves a claim that Abramovich forced Berezovsky in 2000-2003 to sell shares in the Sibneft oil company, the Rusal aluminum company and the TV channel ORT at lower than market prices.

The key thing here is that Berezovsky isn’t exactly poor – he can quite afford to pay his (huge) legal bills and so this is a significant shift in the way that large law firms are viewing these sort of cases.

…and guess what is securing all of this? That’s right, an After the Event Insurance policy has been purchased which will pay out if Berezovsky loses. So what sort of ATE Insurance premium is needed to cover potential adverse costs of £50m+? Well, this is being kept secret but it is rumoured to be in the region of £20m!

 

 

The link is here:-

 

http://www.aftertheeventinsuranceblog.co.uk/after_the_event_insurance/berezovsky-v-abramovich-most-expensive-ate-insurance-ever/

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Off topic (almost), does anyone have the Email address for Stephen Hester or his closest lackies please; or failing that, his postal address?

 

Err in regards the email address unless its in the public domain already then it definately shouldnt be posted here... as to the postal address just address it to him at the corporate headquarters. Its unlikely he reads his own mail initially anyway so will be filtered at some point.

 

S.

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