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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
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Help ... What do I do now ?


dwm1971
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Can anyone advise me ?

I requested my statements (enclosing the usual fee of £10) from Lloyds TSB on 30th April 2007. No reply.

I sent a letter on 3rd July, saying that they had failed to comply and giving them a further 7 days before seeking a court order. I should have received a reply by today, but still nothing .... No statements, no acknowledgement, no e-mail or phone call ... nothing.

 

Two questions .....

1. Has anyone else had this problem with Lloyds TSB.

2. Where do I go from here?

 

Any help would be much appreciated.

 

One thing I did notice I may have done wrong is to send the letters to my branch, and not the addresses listed on this site (wasnt aware of this site until after I'd sent them). Will this make a difference? Surely they should just forward them to the correct department anyway?

:(

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I think I still have the receipt part, but not sure .... was

a few months ago ... and wasnt so aware of the tricks they try.

Am going through the process with barclays ... and getting on much better. Have had my statements, and sent a letter requesting

the amount to be returned. I have Proof of delivery and copies of letters

for the barclays mission, and I have proof of delivery of the 7 day notice letter, but not 100% sure if i have the proof of delivery of the first letter.

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Without proof of delivery it will be hard to prove that they got it especially as you sent cash - unless you can find proof of delivery you may have to start again. Might be worth giving them a call though to see if they have received anything from you.

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i was able to go back all the way and i printed them out at work, infact you can search three month periods for the word charge which just makes it easier!!

And the lord said "come forth and i shall grant you eternal life" I came fifth and got a toaster!!!:D

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Yeah i could only go back about 4 years online , so i made an estimation on the 2 years that were missing .. when i sent my 1st letter to TSB i put my estimated amount on there , it was then down to them to dispute that sum , they never did and paid up the full amount today (12th)!!!!:) :)

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Thanks for the awesome advice everyone ... all so easy.

Just printed all charges from 1st July 2002 to Present day.

Addede them all up ... comes to exactly £750. So a nice sum to try to get back.

Hope the rest is as easy as that was.

I never even thought of getting my statements online.

Will do that from now on.

Also thought i'd cancel my paper statements while I was online to do my bit for the environment, and to save Lloyds TSB on a bit of paper .. as they must be writing a few more letters with everyone claiming their charges back.

Right .. next stage .... list of charges and letter to bank.

Will keep you all informed.

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As i mentioned i estimated 2 years out of the whole 6 that i was claiming back and they never disputed it ... but reading other posts this has caused a bit of bother for people later on ... so i would read up on other threads so u have everything covered ....and good luck!!

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