Hillesden/DLC help needed

[The Reverend]

If i've learnt one thing from all the great peeps on here,its, patience is a virtue, and never Call These People.

[shirei12]

Hi All, Just an update . The phone is very quiet these days, not complaining though. I havent heard a thing from either hillesden or egg. I sent the cca request on 4th July, I wonder why they havent produced the t&c's or ppi docs.

[shirei12]

Hi All, Another quick update, still no response to the letter CB kindly posted for me to send.Its over a month now since they signed for it(31st.Aug) I wonder why there is absolutely no response??

[Curlyben]

As ever WAIT for their next move.

Hey they happily in default

[shirei12]

Yes the 12+2 days was os 25th July, + calender month end of August. Can they still enforce through the courts though?

[Curlyben]

They can't do toffee without the fully compliant agreement, so don't panic.

IF they decide to file at court then ths lack of the agreemnet if a complete defence under s127(3) of CCA.

[shirei12]

:D Great . Keeping fingers crossed. All I was waiting for them to produce was T&C's and PPI docs. Guess they cant find them?

[jetbags]

:D Great . Keeping fingers crossed. All I was waiting for them to produce was T&C's and PPI docs. Guess they cant find them?

Hi All

 

I have been trying to get Hillsden to remove data from my credit files for nearly a year now,5 letters from them saying they hold no info on my apparent debt!!.

I have made a formal complaint to the FOS, guess what..... they are inundated with complaints and are advising that it may be a long wait till they get to look into my complaint.

Once i have them on side it's gonna be straight to the court for some well earned compensation.!!!!!!!!!

[shirei12]

Ooooooooops

Edited July 30, 2008 by shirei12

[shirei12]

My last post on this thread was 2nd October 2007 so you can imagine the surprise when this turned up this morning. Is it just a passed DCA or is the threat of court action something that should really concern me? Any help appreciated.

 

[Curlyben]

Oooooooooo a nice nastygram from CQ's solicitors-for-hire.

 

File under ignore for now until CQ can be bothered to write to you themselves.

[shirei12]

Thankyou CB,what if I dont hear from CQ before the deadline in the letter of 8th August. Will or are they likely to proceed with court action?

[Curlyben]

I have had personal dealings with HL and I can inform you they are full of hot air.

I even filed a report with LCS over their conduct

 

The date is meaningless and even if they did file in court, serious long shot, we can defend against that as well.

[shirei12]

That is reassuring:) I really thought this one had gone for good after such a long time hearing nothing. Did they give you a hard time? In what manner would the defence take? I am useless.

[Curlyben]

I broke one of my own rules and called them.

Gave them a roasting on the phone and left them in no doubt exactly what I would do if they continued with this theme

 

Never heard from them since.

[shirei12]

Wish I was that confident:D I will post again if I have any developements. Once again thankyou CB.

[shirei12]

I have had two calls from CQ one yesterday and another today. I did not answer them but the caller today left a message for me to contact them. They however have not contacted me by mail.

[shirei12]

I have heard from CQ today,I am not sure how to respond to this.

 

[Curlyben]

Well I'd file it under ignore and see what they have to say next.

You are still waiting for your CCA I assume ?

[shirei12]

No I recieved CCA but there were some issues with it. See post 34

[Curlyben]

So still missing all the supporting docs then.

 

No worries. Wait and see what CQ have to say next, then a bemused might well be in order

[shirei12]

No still waiting. I have heard nothing in reply to the account in dispute letter(kindly posted by you:D) that was received by DLC way back on 31st Aug 2007:eek:. Just got a message on the phone to contact them and that was 10th Sept 2007. How come it it has taken almost a year for this to resurface. I have no idea who owns the debt.