Jump to content


  • Tweets

  • Posts

    • I purchased the vehicle using finance through motonovo under a HP 60 months agreement. I have now amended the document ensuring all is in black. Unfortunately, this email has now been sent. However, I have not sent a letter to big motoring world. Also, I have taken the section of the firealarm issue. I am struggling to convert to PDF. I am not tech savy at all. My mistake was that the the salesman was very fussy on a sale. We went down a quiet road for a little test drive and not for a lengthy road test. The water issue was not present at this moment of time. However, it only became prevalent after driving away, after all docs signed. I did stated to Audi I wanted a diagnostic report. However, they carried out an Audicam which is footage of the issue. Audi have diagnosed the issue as a common issue where coupes/cabriolets accumulate water in the seals. However, I did state beforehand for no issue to be rectified due to me wanting to reject the vehicle. I am awaiting a report from Audi through email from the branch manager in relation to the issue. The issue so far is the water still being present in the sills. Audi tried to fix the issue however the problem is still prevalent. Regards 
    • First begging letter received from Overdales   ;Blah blah blah, our client's are going to win this blah blah blah we supplied all your documents under CPR   PS you can stop all this by paying £1200 less in a lump sum
    • Right,  so the court hasn't send out the Directions Questionnaires/N180s yet. PE's one is a false one, meant to intimidate you into thinking your defence was rubbish and they are confident with their claim. This is par for the course.  The PPCs do this regularly. However, PE have gone further and written that "a copy has also been filed with the court" which is a lie as the court haven't even sent out the papers yet. Keep a screenshot of MCOL, later on in your WS you can draw attention to their lying and abuse of court procedure. If you've got time on your hands, then complain to the BPA about one of their members lying.    
    • We need documents to be uploaded in PDF format. Uploading in Microsoft Word format discloses personal details relating to you which you should not be sharing. Click upload – to understand what to do. How did you pay for the vehicle? You start by saying that you should have walked away – yes you should. Not only because of the reputation of this company but also if the transaction isn't perfect you shouldn't get involved and you certainly shouldn't be taking the word of some used car dealer. Big fail! Why are some of your letter in black and some the in red? When you get some of the ideas in there – have you use a template from somewhere else? They aren't interested in a delay caused by some fire alarm or something. They certainly aren't interested either by the distress you are suffering. They have hundreds of customers who become victims of this kind of thing. All of those customers suffer distress. Big Motoring World don't seem to be very bothered. What are the faults which exist with the vehicle now? Is it just the splashing? Where is the splashing? What is it that is splashing?   Do I also understand that you purchased the vehicle without trying it at all and the first time you were in it and had splashing was after you had made the contract?
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Olden v Barclays Bank


olden
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6001 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 206
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Jenny I just realised you said waiting for Barclays defence, if you are referring to the hearing for application to uplift stay, they won't have to submit a defence will they? is it possible?

Link to post
Share on other sites

Hi Val, hows the bundle going? I printed & photocopied more today.. but with the possibility of yet another postal strike next week I will ring the court Monday to see if I have managed to get the same oral hearing as you. Im going to Lancaster sat/sun to see my sister so wont be able to do anymore for my bundle until next week. I just thought, do we have to submit all the actual bank statements x 3.... hope that the soc's are enough for this hearing

 

 

If you do take bank statements only take the ones with relevant charges on them, as the judge will not be best pleased with wading through reams of them, but you will prob not need them as it is only a hearing. just take them if you intend to refer to specific charges. Hope that helps. Stone

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

Hi again, I am thinking of faxing the bundle to the litigation team, should I ring and ask if they are attending? I don't think they will be but is it better to mention it or stay stum ;) (get that great pun !! and i never thought of it)

Link to post
Share on other sites

We Need Your Litigation Details!!!!!

 

Just follow the link

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

Hi just did and WEBPAGE cannot be found!!! in my expereince this happens when something is trying to mess up the progress of threatening situations, as in the petition, I signed many time and could not get it confirmed at all, what do you think?

Link to post
Share on other sites

Is this only for when you win? or do they require knowledge of all claims?

 

 

either, but it helps others to know how many cases are stayed :D:D

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

Jenny I just realised you said waiting for Barclays defence, if you are referring to the hearing for application to uplift stay, they won't have to submit a defence will they? is it possible?

 

No sorry Val if I alarmed you, I was referring to the 8 Banks who have apparently put in their defence papers re the actual test cast, they are supposed to be published and cfrx is going to post them on the main site. :lol:

Link to post
Share on other sites

OK thanks but I can't get it webpage can't be found?:confused:

 

 

PM the details to a site helper or Mod. I would recommend Sea-sidelady, kennythecelt or livelylad.

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

thanks jen, having a senior moment then, I phoned the court to ask if I could fax documents in and thats ok. I could not get to the court quick enough, no fault of mine I might add, just family commitments, hours on here getting this ready now, one of my grandsons 8th birthday so over there after school, my fatherlaw's in hospital, babyminding tomorrow, Monday and Tuesday:( coming up for air wednesday:)

Link to post
Share on other sites

by the way how did you go about indexing it, is it a list, do you head the page with letterhead, or just straight list. did you just copy the bunle list?

 

yes i know i am thick!!

Link to post
Share on other sites

Hi stone , its me, pain inthe neck again, I have PMd site helper, can I ask something else please ref to the Application for removal of stay- Updated to account for the OFT case, I printed that , but now reading it at the ART|.6.1 point, where it quotes a sum of £3,778.06 am I supposed to put my sum in there? also the skeleton argument contains some same details but shortened? and do I need a new POC it doesn't mention that in the bundle?

Link to post
Share on other sites

JUST SPOKE TO BARCLAYS LITIGATION TEAM IN LONDON AND GUESS WHO ANSWERED ONLY SHARON WHO WAS HANDLING MY CASE AND ABOUT TO LOOK INTO SETTLE (OR NOT) exactly when the announcement came.

 

Well they are sending a barrister on 19th and she said Barclays are NOT settling any more claims until the result of the OFT case:shock:

Link to post
Share on other sites

Hi stone , its me, pain inthe neck again, I have PMd site helper, can I ask something else please ref to the Application for removal of stay- Updated to account for the OFT case, I printed that , but now reading it at the ART|.6.1 point, where it quotes a sum of £3,778.06 am I supposed to put my sum in there? also the skeleton argument contains some same details but shortened? and do I need a new POC it doesn't mention that in the bundle?

Hi olden,

yeah you put your own figure in there, The skeleton argument is just as it says a skeleton argument just giving the bare bones of your claim, the best way to use it is to just read it out to the judge at your hearing, if he asks for further detail the you can check back to your POC, So basicaly it is a script for you to read out, when the judge asks you to outline your case just read it out to him and offer him a copy and one to the banks rep. ( you can tell him that you have written it all out as you do not want to appear confused or overawed by the fact that you are in court, a new experience to you. ) you should not need a new POC as this is already with your claim. and the POC for the application is the letter that you sent with the N244 .

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

Once again many thanks stone you are a gem;) ;) I have done most of it now had to go out one of my grandsons birthday, back to the grind.

As I say i have the feeling there is no hope as Barclays are not paying out at all, even if the stay was lifted it's no go

Link to post
Share on other sites

Hi Olden,

 

Listen, you may not succeed with getting the stay lifted but at least you're having a go and good for you for sticking at it.

 

Don't, however, lose sight of the bigger or longer term picture - YOU WILL be getting your charges back from Barclays - not IF but WHEN!

 

You'll be pleased you turned down their partial offer - just keep your chin up.

 

Slick

  • Haha 1

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

HI slick, thanks for that, so you think I should keep at it do you? I am not kidding when I say that after putting all of this together I am not sure I have a sufficiently extreme case of hardship, after reading that you need to prove that the penalty charges are directly responsible for your debt. in all honesty I could not.

Link to post
Share on other sites

HI slick, thanks for that, so you think I should keep at it do you? I am not kidding when I say that after putting all of this together I am not sure I have a sufficiently extreme case of hardship, after reading that you need to prove that the penalty charges are directly responsible for your debt. in all honesty I could not.

 

 

Like slick has said just keep at it, at least then if you do not get stay lifted, at least you did your best, and did not roll over and give up. I do not honestly expect to get my stay set aside, but I am going to give it my best shot. WE WILL ALL WIN IN THE END,:lol::lol::grin:

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

Hi Olden and thanks for the pm.

 

My feelings are:-

 

1. You could put together the best hardship argument there is, and you STILL might not get stay lifted by judge.

 

2. Good for you for all your efforts.

 

3. Don't be surprised or too downhearted if the stay remains.

 

4. In your own opinion, you're not convinced that you have a strong enough case legally (not morally - different matter entirely).

 

5. If the anti stay appeal is not costing too much financiallly or emotionally, stick with it. You may at least be able to ask judge to rule that banks stops adding further charges until after OFT case, if you advise re your present income.

 

6. If you hit a brick wall, sit down and rest your back, don't bang your head! If not now, then after OFT, you'll get your money back.

 

Slick

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...