Prelim Letter Sent but Statutory Interest Claimed?

[horridlittleman]

I've sent the prelim letter but I have claimed for the statutory interest @ 8%. I realise that this can only be paid at the discretion of the court and am bothered that the bank will mess me around. Will they just ignore this part of the letter or will they disregard the entire letter?

[Guest Pinkerton]

If in doubt, just send another letter taking the 8% out and stating you only put it in the last letter for information purposes. You werent claiming that yet, but would be if it ends up being filed in court. Just reiterate claim for charges only. Send recorded. That way they cant deny having had it. Good luck.

[jonni2bad]

... Send recorded. That way they cant deny having had it...

 

Better still, DON'T send it recorded. Send it with a FREE certificate of postage available at any post office.

 

Although proof of postage is not required for court purposes, having documentary evidence seems to help both claimant and defendant.

 

Recorded delivery is very often not actually signed for, especially if sent to large financial institutions such as banks, as they receive sack-loads of mail each day.

[charged-case]

...however if you pay for the service, you should be able to track'ntrace the recorded delivery via:

http://www.royalmail.com/portal/rm/track?catId=22700601&gear=authentication

 

You should see a photocopy of a signature for its receipt.

[tonycee]

I done exactly the same thing before i found this site. Never affected my claim in anyway, in fact i got a settlement offer just last week..

Recorded delivery letters are not getting signed for, only special deliveries, approx £4 something...

[horridlittleman]

Cheers,

 

I've just received the fob off letter stating it will take 6-7 weeks to look at the claim due to the work involved.

 

Now I take it that I send the LBA with another 14 days allowed?

[horridlittleman]

Just reading through the LBA and see that it says about not having heard anything from the bank in the first line. I assume that I can ammend that to say that I am not happy with the timeline they have proposed - or words to that effect?

[hedgey06]

Yes, just amend the template to suit - gives them another 14 days to comply with your request.

[horridlittleman]

Cheers Hedgey.