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claim for charges**WON**


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hi there..not been on for a while due to been away,anyway when i got back i had a letter from halifax bank saying they have looked into my claim and they say it is fair and are rejecting my claim..i started this in march 2007..i have all the forms sorted so now im taking the forms to court this week.anyone had the same thing?.

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sent court letter 21 june..my mrs got her money from loyds tsb yest..she only sent 1 letter and shes only been doing it a month...ive been on with my claim 3 month..:evil:

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had same problem. 2 months for statements then rejection of initail claim. Just been typing LBA so fingers crossed, don't fancy going thru court proceeding it's bit scary but will do if thats what it takes. Claiming £4300. Their fault I had unpaid direct debits as they refused to increase ocerdraft of £250 because I have old account. Needed to upgrade to new account but had to be clear of charges for 3 onths to do this. They make it absolutely impossible and continue to make money out of vulnerable people. It stinks!

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  • 2 weeks later...

ok..thecourt sent to halifax 2 july.deemed served on 4 july.they have until 18 july to reply.meantime theyve taken another 196 pound over the last 5 week..looks like another claim then...:cool:

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  • 2 weeks later...

ok.got letter from bank via the court today(acknowledgement of service file) saying they intend to defend all of the claim (28 days).anyone know what will happen?:confused:

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  • 2 weeks later...

Hi Benny

 

Just been reading your post on another thread .

 

Someone correct me if i'm wrong but,

In the post Ive just read you say the bank has till 10th Aug,

If it was deemed served on 4th July then they have 28days from THEN which would make it 1st Aug NOT 10th.

 

Its on the Notice of Issue

"File an Acknowledgement of service. This will allow the defendant 28 days from the DATE OF SERVICE of your POC"

 

All you need to do now is wait for them to acknowledge it . They probably will then make you an offer which is up to you if you accept or decline it.

 

Good Luck .

any help or anythin just give a yell .we are all willing to help.

 

Regards:)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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hi..the letter reads

defendant filed acknowledgement of service on 13 july

the defendant responded to the claim indicating an intention to defend all of claim.

the defendant has 28 days from date of service of the claim or particulars of claim to file a defence.

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Hi Benny

 

If it was deemed served on 4th you count 28 from that

 

My claim was deemed served 25thJune I filed for Judgement 24thJuly as their date was up on 23rd but the Admin at my Court was closed , hence the 24th.

 

Hope this clarifies it for you.

 

Regards:)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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hi overflow...hey hey..got letter this morning saying money going in bank next 5 days..full amount..just posted a thankyou on another thread..but thanks to you too......;)

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Hi Benny

 

so pleased for you.

Fantastic news.

Hope you get it soon.

Congratulations.

WOOO WOOO:D :D :D x

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Benny

 

Was just wonderin if everythin is ok with you .

 

Youve been pretty quiet for a while.

 

Has your money gone in , is that the reason.

 

Been too busy spending all that lovely cash:D

 

Dont blame you either.

So would I.

 

Good Luck and if youve got a minute come on and let us all know how you are gettin on

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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