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    • T911, Nick, thanks, I got there in the end! Without boring you with the details, it is precisely the most ridiculous cases that end up being lost - because the Cagger knows the other party's case is rubbish so doesn't do the necessary work on their own case. G24 are well aware of double dipping.  They have either done it deliberately or else have cameras which can't handle multiple visits to the car park which G24 happily leave malfunctioning so the £££££ keep rolling in. Sadly most people aren't like you.  I've just read various reviews for the Retail Park on TripAdvisor and Parkopedia.  Virtually all of them are complaining about these unfair charges for daring to spend time & money shopping in a shopping centre.  Yet no-one is refusing to pay.  They moan but think they have been fined and cough up. G24 are unlikely to do court, but it's not impossible with two tickets. Try to get evidence that you were elsewhere at these times. Often retail parks will intervene, but I've Googled & Googled and cannot find an e-mail address for the place.  Could the manager of one of your favourite shops give you a contact e-mail address for the company that run the retail park? Right at the moment I'm supposed to be teaching someone who runs two shops at the local shopping centre, but I'm not as he has had to go to a meeting with the company that runs the shopping centre, so I know for a fact that these business relationships exist!!!
    • Afternoon DX, The files were in date order. How would I put them into an acceptable format? I'm not that pc literate.  
    • I think you need to tell us what actually happened. Your original post gives the impression that you were taken to court for a speeding offence. But you go on to say that you received no paperwork. So you could not have been summonsed for a speeding offence because the police had no evidence that you (or anybody else) was driving (and it seems you were not anyway). You were probably summonsed (or more likely received a Single Justice Procedure Notice) for "failing to provide the driver's details." You would not normally be banned for this offence if you were convicted - it carries six points. So did you have any earlier points which meant you were liable to a "totting up" ban?  If you were originally convicted (as it seems you might have been) how was that conviction set aside? Did you perform a Statutory Declaration? There is simply too much missing for any meaningful help to be given. It seems as if there may have been an error by the DVLA but before you consider suing those idiots until the cows come home, you need to explain exactly what has happened.  
    • Point 4 and 10 duplicate Point 5 and 8 duplicate  Try to keep to one para with regards the agreement...various paras duplicating the same. Statement of truth is out of date refer to the claimants statement    
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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jo2308 v Halifax **WON**


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Hi

 

I've not posted before but have done lots of reading - what a brilliant resource!

 

I've been attempting to retrieve my bank changes from 2 halifax accounts. One adds up to around £2500 and the other nearly £1600. I've written the two letters and just had the standard 'the charges are correct, they're what you signed up for...' letter so have issued court proceedings on one account (I can't afford to do it on both at the same time because of the court costs).

 

They were issued on the 4th June and I've had no response via the mail. How will I know if the Halifax have put in a defense? Will it be in wrtiting or via the moneyclaim website? I've looked on there but the status is still showing as issued.

 

What's the likely next steps that the Halifax will take? I've noticed from many posts that they tend to settle before the date - I'm a bit concerned that there's only a few more days left before it becomes a default. I also noticed that some people have had results through phoning the legal team - is it worth me doing that at this stage or waiting a few more days to see if they do anything on their own valition?

 

Thanks in advance

 

Jo

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YOur getting a bit ahead of yourself here

 

they have 14 days to acknowledge the claim then a further 14 days to submit a defence.

If it was demed served on the 4th then they have upto the 18th to acknowledge, check MCOL then.

 

 

Sometimes the times on MCOL can allow then to enter details a few daysa late as well

 

Paul

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Hi I filed n1 form to the court on the 23rd may and it was acknowledged on the 1st june, i rang the legal dept 01422 396016 and was told that i would recieve a letter of settlement this week, have you got a case number from mcol? lorraine x

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Hi

 

I've got a case number and logged onto moneyclaim online today and Halifax have achknowledged the claim. Would you recommend I call the legal dept? What should I say?

 

Sorry to sound a bit dim but never been in this position before

 

Jo

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if they have acknowledges the claim, they now have 28 days from being deemed served.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Hi

 

I've got a case number and logged onto moneyclaim online today and Halifax have achknowledged the claim. Would you recommend I call the legal dept? What should I say?

 

Sorry to sound a bit dim but never been in this position before

 

Jo

 

 

read this.

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/71369-getting-mcol-right.html

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Hi

 

I've got a case number and logged onto moneyclaim online today and Halifax have achknowledged the claim. Would you recommend I call the legal dept? What should I say?

 

Sorry to sound a bit dim but never been in this position before

 

Jo

 

Hi Jo

 

The best thing you can do at the momment is wait.

 

halifax have aknowledged your claim, and now have 28 days from the date it was deemed served, to either defend your claim or pay out.

 

The good news is your claiming from a bank (Halifax) that up until now has taken a stance, that in most cases they would rather settle out of court with the claimant, than justify their penalty charges in a court of law.

 

So there is no need to call the legal department just yet

 

Good luck

 

Carl;)

Halifax claim acknowledged 22/05/07

Defence due by

18/06/07

The clock is ticking;)

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  • 1 month later...

Sorry for the delay in update - I've been pc less for the past 3 weeks. The Halifax paid me in full - 1 day before the claim was up! I'm so please - AND have been able to buy myself a new pc to replace the one that's given up the ghost on me.

 

I've completed the survey and made a donation - I have one other question. How to I withdraw the claim on moneyclaim online? Or can I just leave it? Advice would be very gratefully received.

 

Jo

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Blimey jo2308, well done:D Gosh, it wasn't this easy back in the day, I figure the banks are finally getting the hang of things!!!!!!

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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CONGRATULATIONS....!!!!!

 

That is fantastic, well done. :D :D

 

Thankyou for the donation. So do you have any more to go after??? ;)

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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I've got one more account to go after myself and I've just sent first demand letter on behalf of my partner. I'm amazed at how easy it was - but I can understand how people can get intimidated by the letters the banks send - thank goodness for this site!

 

So if you're unsure whether to go for it - my advice is JUST DO IT!

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