Jump to content


  • Tweets

  • Posts

    • That is really good is that a mistake last off "driver doesn't have a licence" I assume that should be keeper? The Court requested me to send the Court and applicant proof of my sons disability from their GP this clearly shows he has Severe Mental Impairement, he is also illiterate.  I naively assumed once the applicant received this that they would drop the claim.  It offends me that Bank has asked the Judge to throw the case out at the preliminary hearing and to make us pay up.
    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
    • honestly you sound like you work the claimant yes affixed dont appeal to anyone no cant be “argued either way”  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Camdenite Vs. Providian/Monument "WON"


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6031 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • 2 weeks later...
  • Replies 123
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Think it's safe to request judgement yet? Postal strike has had a few deliveries to sort itself out. No defence received here. Should I check with the court tomorrow and then make my way down if they confirm they haven't filed?

Link to post
Share on other sites

Hi Camden,

 

Tomorrow puts them 14 days past deadline to respond to N1 but leaves 2 weeks more time to file defence if they say they did, or would now like to, acknowledge your claim.

 

2 more weeks would see them outside the defence deadline as well.

 

Could you wait another 2 weeks - only reason I suggest this is bank and their reps have shown time and time again they are quite happy to say WHATEVER they want to get WHAT they want.

 

If you can wait that long, why not do it - then they've no option but to settle.

 

Just my opinion.

 

Slick

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Good attitude - I think you'll benefit in the long run.

 

Yeh, it's maddening how banks are getting away with the general abuse in using the court system and Stays to put peeps off claiming, and then they take the Micky missing deadlines, etc. and getting away with it.

 

And 8% is not too bad at all!

 

Slick

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Still no defence or acknowledgemnt of service filed by b/card. Checked with the court yesterday. Rather dumbly I completed the "Request For Judgement" on the Notice of Service a couple of weeks ago when I was all excited about being able to finish this off.:o Does anyone know if I can just tipp-ex it out or do I need to complpete a new form?

Link to post
Share on other sites

When you fill it in, why not take it to court and see if they're happy with it. Complete a new one there if nec'y.

 

Have you looked on site for a copy. Try here and put N225 in the from box, then search - Making a Claim

 

Slick

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • 2 weeks later...

Hi Camden,

 

I'd also now contact the Lit'n Team (have your SOC handy with uptodate int't + court fees = Settlement figure). Tell them you want pay't immediately but won't discuss anything until they pay up.

 

They may want you to delay getting judgement or agree to have it set aside.

 

Money first - and then you'll be nice !

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Try calling or email to Kate Ashton.

 

mailto:[email protected]

 

Remove the space in the address (the site auto adds this) before using.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hello Camedinte

 

I have been reading through and wish you good luck - looks like they are giving hell (including the court) right to the bitter end.

 

I still have not received anything from them - I truly believe they have lost my details - I have done everything to try to prise the details from them and nothing.

 

I hope you win every penny back - they deserve to start loosing cash.

 

Will have to start route of going to the court to get them to issue the statements - but if your case is anything to go by - I dont fancy my chances - I cant beleive they are allowed to behave in this way without getting fined or anything.

 

I am just truly disgusted with whole thing.

 

Anyhow good luck and fingers crossed for you that it is resolved shortly.

Link to post
Share on other sites

Thanks Slik & Kiri, I've been away for the last week (got called away with work at short notice) so still haven't requested judgement.:o . I'm in tomorrow morning morning though and will call Kate tomorrow and let het know I've filed. I'll be back with an update tomorrow evening.

Link to post
Share on other sites

Hi Camden,

 

I'd also now contact the Lit'n Team (have your SOC handy with uptodate int't + court fees = Settlement figure). Tell them you want pay't immediately but won't discuss anything until they pay up.

 

They may want you to delay getting judgement or agree to have it set aside.

 

Money first - and then you'll be nice !

 

Hi Slick, I'm not sure I follow 100%. There's not any scope for negotiation on their part at this stage is there? Once I've filed, surely they have a set time to pay up? How long do they have by the way?

Link to post
Share on other sites

Hi Camden,

 

Your only focus should be getting your money back from bank, ASAP.

 

Getting it paid by agreement with Kate Ashton or other at BLT is easist.

 

If you get your judgement, they still have a nasty habit of objecting at Court and/or delaying pay't. Even with you Judgement, you may not get paid for weeks.

 

Contact KA at BLT and say you will file for Judgement unless they agree to pay the full amount you are owed (use copy of updated SOC showing chgs, s.69 int't + court fees) within 24 hrs.

 

You are not negotiating - just giving them an up to date settlement figure.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

I spoke with kate this morning and e-mailed her an updated schedule of charges with interest up to the current date.

 

This is the response I got:

 

Dear Paul,

 

We have not yet received any information from the court re getting a claim form in relation to your claim so we will therefore be unable to process a payment or investigate your charges before tomorrow morning.

 

Kind Regards

 

Kate

 

 

Is she, in effect, claiming that they have not received the claim, so therefore are not subject to the terms laid out as to what deadlines they have respond?

 

Any help please as I'm not sure of my next move.

Link to post
Share on other sites

Email KA saying:-

 

The deadline for BC to acknowledge my claim was 1st Oct and BC's Defence should have been Filed by mid Oct. As both these deadlines have been ignored, I am about to file for Judgement.

 

I thought you might appreciate the opportunity to settle and avoid the resultant CCJ which will go against Barclays Bank PLC.

 

If you are unwilling to confirm that you will settle on the basis of the figures I sent to you on 6th Nov + another day's interest giving a total on 7th Nov of £xxx.xx, I will file for judgement on 8th Nov without further notice.

 

I had hoped that we could avoid troubling the Court further in this matter and it is now up to you.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Thanks Slick.

 

Here's the response I got:

 

Dear Paul,

As I mentioned yesterday we have still not received the information from the court, we are unable to process anything before we receive this they have stated that they will send it over by fax.

We are unable to accept your breakdown as you have incorrectly worked out the interest the statutory rate of interest allowed is 8% compound interest of 22 % is not allowed. Therefore we will be unable to agree a settlement amount today im afraid.

Kind Regards

Kate

 

I need to go back throwing the Sempra case at them don't I? Is there any reason why they would not have received my claim from the Court as they are claiming?

Link to post
Share on other sites

I cant believe the trouble they are giving you!!!

 

If it were me I would file for judgement - no more running around you have all the docs from the court to support the timescales and the fact that they are claiming they have not received the papers from the court is not your problem.

 

You have given them ample oppurtunity to settle and they havent - so file a judgement and let the court take them to task.

 

There are some threads on here that Credit Card compunded contractual interest is completely justified - I will try to find them for you - it is only really Current Account where the water is not so clear.

 

I will try to find them for you.

Link to post
Share on other sites

If you go to this link and page 2.

 

http://www.consumeractiongroup.co.uk/forum/other-institutions-successes/78029-km_s-capital-one.html

 

It gives the POC with contractual interest - it may give you some reasons as to why you are claiming the contractual interest.

 

Hope this all Helps - and Good Luck

Link to post
Share on other sites

Hi Camden,

 

Clearly, they're trying to get you to drop from CI to SI and will not settle voluntarily on CI so Judgement is next step.

 

By the tim eyou get this, I assume you'll have been to court anyway.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...