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    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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sean v Barclays


sean28
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  • 2 weeks later...

Hello every one, Just a quick update on my case:

 

Barclays had until this Sat to file a defence,which they have just done today. Being transfered to small claims court nearest to myself (Bodmin more than likely).

 

Got most of my court bundle organised already just in case, so may be back for some more advice.

 

Sean

Sean28

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First thing first.

 

CONGRATULATIONS TO WELSHMAN, nice early xmas present

 

 

 

 

 

Just had my letter from the courts transferring it to the Bodmin county court, and attached the N149 Allocation Questionaire.

 

Their defence is fairly the same as every one else's I have read like Welshmans etc. I will complete the form in the next day or so, but just a few quick questions.

 

1. With the section G part I have copied and pasted it from Welshman's thread, can I print this on to the AQ?

 

2. Have already compiled my bundle and just read some where about the number of pages, mine comes to 86. It only includes the relevant pages from my statements not all pages. Does this seem enough pages for a complete bundle?

 

3. Do I send my bundle in with my AQ or take it in with me if it gets to court?

 

Any help gratefully recieved.

 

 

Sean28

Sean28

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No need to send court bundle yet. This will be requested if you get a court date.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Hello everyone, Just got back from handing in my AQ AND AS m4n said I didn't have to pay as my claim was for £1498 + court cost on top, so it was under the £1500 limit.

 

handed it in two weeks early so hopefully this will speed things up.

 

I've read a lot of threads over the months where people phone the banks to "talk" about there claim and to see how it is going, in th ehpe of settling early.

Is this awise thing to do and if so, at what stage of the claim should it be done. As of yet i ahven't been given a court date.

 

Bye for now.

Sean 28

Sean28

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Hi Sean.

 

I've heard contrasting results from people phoning there banks, and I think it depends on how far down the line in your claim you are as to the results. If you phone too earlier in the process, you may come across as being uneasy about the whole process which will give them more incentive to stick with the original offer they made.

 

I have two claims against Barclays, one at a very late stage and the other at the beginning (or was). They made an offer of 75% (well of the true claim as opposed to the submitted clam), and wouldn't meet me half way between what I wanted and what they were offering, despite them knowing that I had a court date with them! (I settled due to needing the money to pay for Xmas. Missus referred it to the Barclays involuntarily savings scheme.)

 

As for my original, first case, I'm keeping fingers crossed that they start getting in touch with me over the next four weeks (court date is due on the 23rd January), begging for a settlement figure. Now time to get everything together, including the court bundle just incase they decide to defend.

 

Anyone fancy a morning out in Northampton (home of MCOL). Refreshments will be provided - lol.

 

Nearly forgot, as for speeding things up, Barclays have and will drag thier feet as its not in thier interest to rush things. If you take my starting date as the 11 August, you're looking a six months from start to finish.

"The instant you open your mouth to describe a problem you can't fix, the solution you need will occur to you!"

 

Claim against Barclays 1.

Settled in full - 17th January 2007.

 

Claim against Barclays 2.

Settled at 75% of offer - cash required for Xmas.

 

Claim against Smile.

Settled in full, without MCOL involvment.

 

Claim against MBNA.

S.A.R. - 18th September 2006

Pre Lim - 24th November 2006

Damm, forgotten about this one!

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  • 4 weeks later...

Hi everone. Not been on over the Xmas period as awaiting a court date.

 

A belated Happy New Year to All.

 

Just received my court date through the post this morning, and have been given the 1st March. No real problems with that but he notice has a something in it that I've not heard about on other threads and it is in capital letters so it must be important,

 

It says: PLEASE NOTE: THIS CASE HAS BEEN ALLOCATED A SECOND FIXTURE LISTING. pARTIES SHOULD BE AWARE THAT SHOULD THE FIRST FIXTURE LISTING BE EFFECTIVE, THIS CASE WILL NOT PROCEED ON THE ABOVE DATE.

 

Q: Is this standard or not and what does it actually mean?

 

Q: I have my court bundle already but when is the best time to send?

 

Q: When if at all is the best time to phone the bank to see if they wish to settle?

 

if somebody could help and answer these I would be very much grateful.

 

Sean28

Sean28

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Hi Sean.

 

The capital letter part of the court request looks as though the courts are finally waking up to the fact that many of these cases (if not all), never actually make it to court. so they may have double booked the court room in the knowledge that if the first case is settled early, the chances are so will the second. Thus they have cleared two cases in the space of one hearing allocation. Who knows, perhaps someone has been told that they are third in the line for that time slot, and are told that if either of the first two are effective then expect a new date.

 

You can send the court bundle when they request it, they normally will give you a date by which any documents relating to the case must be submitted. Otherwise the case is thrown out. Better be earlier than pannick like me.

 

My court date is/was for the 23rd January and I've just received a letter through today, the outcome will be posted on my thread! You could try emailing Ms Connelly (PM me and I'll give you her email address) as a starter. I never got any phone calls....

 

The end is nigh for your case, and soon you'll be able to put this thread to bed!

 

HAPPY NEW YEAR.

  • Haha 1

"The instant you open your mouth to describe a problem you can't fix, the solution you need will occur to you!"

 

Claim against Barclays 1.

Settled in full - 17th January 2007.

 

Claim against Barclays 2.

Settled at 75% of offer - cash required for Xmas.

 

Claim against Smile.

Settled in full, without MCOL involvment.

 

Claim against MBNA.

S.A.R. - 18th September 2006

Pre Lim - 24th November 2006

Damm, forgotten about this one!

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  • 2 weeks later...

Hi Sean

 

Glad to hear that your court bundle is being sent off, both to the bank and court. This is the final hurdle at which people could have tripped up on, for instance, if they failed to submit on time. Barclays will now know that the only thing between them and an appearance in court is time. But they will leave it till the last minute before sending you a letter to say here you go, heres all the money you asked for.

 

When they do (since it won't be a case of if they do), take your time, make sure the money is in your account before you inform the courts of an agreed settlement. Also cross out any part which mentions about not telling anyone of the details of the settlement. I did and they still paid up, but to be on the safe side, make sure the money is in our account before you mention anything on here.

 

At this stage it simply becomes a waiting game, but you will in the end, win and that is the main thing.

 

Regards

"The instant you open your mouth to describe a problem you can't fix, the solution you need will occur to you!"

 

Claim against Barclays 1.

Settled in full - 17th January 2007.

 

Claim against Barclays 2.

Settled at 75% of offer - cash required for Xmas.

 

Claim against Smile.

Settled in full, without MCOL involvment.

 

Claim against MBNA.

S.A.R. - 18th September 2006

Pre Lim - 24th November 2006

Damm, forgotten about this one!

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Hi again, thanks for the support, it felt quite good actually posting the bundles off, and knowing this is nearing the final home straight. As you say just a case of waiting for a response.

 

Court date is booked for 1st March, so I'll give it to mid Feb before I start thinking of contact with them.

 

Will keep you posted.

 

Sean28

Sean28

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  • 3 weeks later...

Hello, every one

 

Been away from here for a littkle while. My court date is fast approaching on the first of March, at what date should I contact Barclays or should I wait for them to contact myself.

 

Thanks in advance Sean28

Sean28

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Thanks for your opinion, I have since received a call from a charming lady called Mrs Chambers, as my claim was for £1498 + 120 cost, I was offered £1467. She said that there was some discretion within my calculations and the figure was about £157 less than mine.

 

As I can't be sure of the correct interest levels used I swayed it to thinking of taking the offer. I will be phoning her agian.

 

Any thoughts please.

 

Sean28

Sean28

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