Your response to retaliatory account closures by the A&L

[Guest Battleaxe]

Oh Skudbucket,

 

This is not good news for you being stuck with the costs. At leasr now there is ruling.

 

A & L trying to be nice offering you a basic account, are you going to accept? So they still want to do business with you after all.

 

You did good being a thorn in their side.

What next for you?

[un1boy]

Good point Battleaxe about them still wanting to do business - is that, or is it not a contradiction!?

[skudbuket]

To be seen to comply with the BCSB bulletin regarding account closures it seems that A and L HAVE to offer a basic account to be seen to be complying with the directives set out, the Judge has ruled that they have another 30 days before they can close my account, and yes, just to be a complete arse I will have them open a basic account for me, I'm sure they would rather not but I will take this marvelous offer up.I am still awaiting a reply to my rather stroppy letter to the BCSB regarding A and L behaviour but I rather fear that they are a chocolate teapot.

[Delboy01]

Just wanted to place this info here

 

http://www.consumeractiongroup.co.uk/forum/general/63646-alliance-leicester-fined-fos-1.html

[Unholy Alliance]

Its harassment, plain and simple. There is a law which protects consumers. Use it. As far as "theft" is concerned, whilst i understand this could, in theory be difficult to establish, I would be more inclined to look at fraud. And if A+L are looking at this, BRING IT ON, I Am more than happy to argue the toss with you. You will lose.

[un1boy]

Just thought I'd let you all know that after I wrote a hefty letter to a bank which asked me to close my accounts November, they have just replied to me now "After completeing thier investigations" and told me that they have retracted their Notice of Closure, so I can keep my accounts open.

 

But, if I "breach" their terms and conditions again, they will close my accounts.

 

Fair enough, might not use them for a while now, just to annoy them - but, at least I won!! :D :D

[wez1211]

Very interesting...whos the bank?

 

Wez1211

[un1boy]

Very interesting...whos the bank?

 

Wez1211

 

I think it was more to do with the fact that:

 

1) A + L have been fined for clsoing people's accounts

2) Watchdog have contacted people about it and;

3) I have a CCA request slapped on them which they fail to comply with in about 2 days.....I reckon if I take it further, they will try to close my accounts.

 

But they said they would close them if I breached any terms - well, a sec 78 reuqest under the CCA is our legal right and if they can't produce an agreement then no actual terms exist, so how could I have breached any?!