Manicblonde V Hsbc

[Rhinoagainstcharges]

perhaps this is quite a good idea if enuff people turned up outside the court would certainly get publicity

[manicblonde]

Hi All,

A quick questiion!

 

Can the banks make an adverse entry against your credit rating if your account with them in dispute?

 

thanks all.

 

p.s. will update my thread as soon as I get time to sort it!

[Castlebest]

I would say no they shouldn't do that.

 

They have a debt on their books that you obviously say you wont pay because you believe its made up of unlawful charges so how can you default until they prove the charges are lawful?

 

pete

[manicblonde]

Thanks Pete

 

I thought that was the case but needed to be a bit more sure before sending yet another letter!

 

Has anyone else out there had this problem? If so how did you overcome it (assuming you have!)

[Castlebest]

I've not actualy looked at my credit record for about 12 months but its bound to be awful too busy stopping them taking my cash .

 

pete

[manicblonde]

Hello all

 

Lets hope its good news tomorrow or I am going to be very dissapointed!

 

Not posted here for a while but have been about elsewhere trying to sort everyone elses debt issues!

 

Hope you all OK and our hard work pays off soon!!!!!!!!!!!!!!!!!!

[Mostyn1704]

Good to see you back again Manic... fingers crossed for tomorrow... let's hope it at least sparks renewed debates here..I've been feeling so very lonely these past few months !

[Castlebest]

yes I've missed the welsh 600 too

 

pete

[manicblonde]

Oh Dont worry, I've been lurking about here and there!

 

I'm not too hopefule as I dont think this will be the end!!

[freakyleaky]

It won't be the end but hopefully the start of it.

 

Glad to see you're still around manic.

[manicblonde]

Yes Freaky, I agree. ANyone heard from Auds? Hows she doing?

[freakyleaky]

She has been very busy apparently but she is doing fine.

[manicblonde]

OMG!

 

Well done the OFT! What do you think will happen now?

[freakyleaky]

Appeals from the bank next.

But they are on a hiding to nothing now.

[olden]

HELLO Manic, Freaky and all, Here I am ONE of the 600,in Wales!! I have been around all the time just not posting much on here, I followed the entire case as reported, and I must admit I am pleasantly surprised at this result, only that in view of the current situation in the banking industry crisis, I was beginning to think they had deliberately created all this in some way to avoid being forced to pay up the penalty charges!!

 

Well I am in a right pickle at the moment I have managed to break my leg in three places and am laying here with screws and pins in my ankle and a steel plate holding my tibia together! Guess I will have plenty of time to spend on here for the next 6 weeks!!

[manicblonde]

OMG Olden! How on earth did you do that?

[HSBCrusher]

Well I am in a right pickle at the moment I have managed to break my leg in three places and am laying here with screws and pins in my ankle and a steel plate holding my tibia together! Guess I will have plenty of time to spend on here for the next 6 weeks!!

awwww.... poor olden!

[pinkduchess]

ouch!!

[Castlebest]

Good grief olden!!! thats a bit far to go to get them on hardship grounds!!!

 

A speedy recovery to you

 

pete

[freakyleaky]

Flippin eck Olden. That sounds painful.

Look on the bright side though. At least you can stick around and help on CAG for a while.

 

 

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[manicblonde]

OK, Sent my letter to HSBC asking if they would deal with my case on grounds of hardship (as I am up to my eye balls in it at present) and I would forgoe the 8% interest and pull out of court!

 

Cheeky Begger's wrote back asking if I would go into the branch for a review of my finances and see if they could lend me any more money!!!!

 

Dont think so! I no longer bank with them, Written back explaining my credit rating is now rubbish and I dont want a financial review I want my charges back! Completed their I & E form and sent it with letter, This clearly shows I am in the financial Doo Doo!

 

I'll let u know what their response is!

[Castlebest]

I can tell you now Manic its the only response they ever make and in fact they have already made it to you once .....

 

Would you like a nice new shiny managed loan which will put you deeper in debt in the long run but will allow us to make huge profits off you until we all retire .

 

pete

[manicblonde]

Yes Pete, you are correct!

 

I thought I would try it just to make sure that when I do get back to court they see I have made all the attempts to try and resolve this matter without court intervention!

 

They are money grabbing gits!!!!!!

[manicblonde]

By the way, ever get the feeling we are all being watched! Just noticed the Stats at the bottom of the page!

 

1492 (197 registered users and 1295 guests)

 

I hope if anyone from the banks are monitoting this site you are ashamed of the way you have acted throughout this case and continue to act!

 

Its no wonder the UK has so much Debt, all the banks want you to do is borrow, borrow, borrow and look where that has got me!! On the brink of a divorce and they are still trying to get me to agree to more debt!

 

Sorry, rant over!:o

[manicblonde]

Had a voice mail message left on my house phone and my mobile from a ldy from HSBC Financial somehting or another!

 

Asking me to ring her back. I have stipulated in all my letters that I will only corresspond in writing. She did mention it was in response to the letter I had sent.

 

Should I ring them back or wait for them to write?