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Lol. Now I know I have retained my youthful looks, but my daughter is 16 hours old in that pic so it's def not me pmsl.

 

I know what you mean about CAG. Unless you're on here though, you can't even begin to explain to people just how helpful it is. They just seem to glaze over and drift to a place far, far away....

I wish I could do more to help this site. Bankfodder and Dave should get a big fat reward for their idea to start it in the first place. I agree too that there should be funding from somewhere, esp to be used towards advertising the site and in so, helping thousands more to register and 'Reclaim the Right' as they say.

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Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Hi Laiste.

I just want to firstly say thanks for helping, as I know from some other threads you're posting on, that you're in extremely high demand.

 

I will find out for definite when the defence must be filed by tomorrow when I ring the court, but as of now I'd guess around the 2nd July.(Issued 30/05/07, deemed served 04/06/07 so +28 days = 02/07/07)

 

So there's no rush just yet. I'm sure there's plenty of others in more urgent need of your help :eek: .

 

Thanks again

Monopoly23

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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I just like to have it in my mind when people need things done by, so I can plan accordingly, as it takes time to put everything together!

 

Regards,

 

Laiste.:)

 

P.S. Glad your feeling better about things now, stress is no good for your health!

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Tell me about it. :rolleyes:

I will post tomorrow with a definite date.

Thanks so much to everyone for taking this off my mind :)

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Hi calm and Laiste.

I found out today that the defence must be filed by the 29th June.

 

The letter I sent yesterday to Next and the copy to their solicitors, both arrived this morning. I think it's 12 working days they have to respond by isn't it? Which would give them until the 28th!?!

I really hope not because that is cutting it extremely fine.

 

I did say I wanted it by the 21st June, but whether they comply is a different matter....

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Hi calm and Laiste.

I found out today that the defence must be filed by the 29th June.

 

The letter I sent yesterday to Next and the copy to their solicitors, both arrived this morning. I think it's 12 working days they have to respond by isn't it? Which would give them until the 28th!?!

I really hope not because that is cutting it extremely fine.

 

I did say I wanted it by the 21st June, but whether they comply is a different matter....

 

 

No they have to respond by 21st June because you've made this particular request under CPR rules. The CCA request which gives them 12 working days is the earlier request you made to them (so check those dates too).

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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Glad to hear that Josie. I really need to read up on the CP rules...

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Hi! Monopoly

 

I hope everything goes well for you!

 

The same thing has happened to me regarding Recorded Delivery of my CCA Request also sent 30th May.

RM say I have to wait until Monday to see if it turns up! but if they are not bothering to get signatures it could literaly be anywhere!!

 

If they cannot come back with a suitable answer then I will pursue this matter as I think it is disgusting as we are paying to get a sig at the other end otherwise we would send 1st or 2nd class.

 

I will let you know how I get on.

 

I do hope you are feeling better in yourself and not worrying too much.

 

 

kind regards

 

minky

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Thanks minky. I cant believe how much attention this thread's getting really...

 

I was told in the PO to wait 15 days then claim for compensation. Which I will do.

Maybe if RM get enough claims and complaints re Recorded Signed For, they might just make their staff do their jobs properly.

 

Then again, probably not :rolleyes:

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Share on other sites

To be quite honest, I really don't think I'm gonna have much to fight with Next. They've sent no LBA or default notice so I don't think they can actually sue me.

I think when their solicitors realise this, they'll drop the case and refer it back to Next. Here's hoping anyway....;)

If they don't and try to bully me, I just hope I can get a good defence together. Their POC doesn't give me much to go on though...

 

Then, depending on Next sending us a valid agreement, I can see what I can do next

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Share on other sites

If I thought I could get it I would!

I think getting the debt wiped out will be good enough for me, if I can even do that, that is :confused:

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Well I would have thought I'd have heard something from Next's solicitors by now, but I've not even received an acknowledgement for the letter I sent.

I know they've only had it since the 12th but time just seems to be dragging with all this looming over me, and with nothing to fight the case with.

Does anyone recommend that I ring them on Monday? :confused:

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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I see no reason to phone them monopoly. While I can appreciate you are anxious to receive the info, the ball is firmly in their court with regards to supplying it.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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I see no reason to phone them monopoly. While I can appreciate you are anxious to receive the info, the ball is firmly in their court with regards to supplying it.

 

yeah, as a hint you really don't want them to supply the information you've asked for, since then they'll win, LOL.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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I don't think they'll win really because they still didn't give me a default notice and their claim says I defaulted. I don't know if what they send will be any good either, if they have anything at all...

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Share on other sites

I don't think they'll win really because they still didn't give me a default notice and their claim says I defaulted. I don't know if what they send will be any good either, if they have anything at all...

 

Every case so i've seen so far on here, they haven't been able to provide the rfight documentation.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Sounds good to me :p

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Stop worrying!!! youre gonna find out soon that next have no signed agreement!!! they simply dont have any!!! please look at their annual report where they clearly show that they are gona be more careful and with new legislation in april they simply have to issue the necessary paperwork!!! Call Next tommorow customer care and start throwing the act book about and ask for confirmation they hold no agreement. If they dont have one then they will tell you and yes they will put it in writing aswell!!! End of story.... You seriously are worrying just for the sake of worrying!!!! Calm down!!!!:-?

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Hi! Monopoly

 

It is sounding better & better for you, just don't let them panic you into doing something you may come to regret later, the burdon of proof is on them.

 

This is like a Soap! can't wait for the next installment lol... :)

 

Chin up girl you are nearly there....

 

kind regards

 

minky xx

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Hi Monopoly,

 

It is a very bad idea to telephone the solicitors and/or the Customer Service dept of Next. It smacks of desperation to get hold of the info and will certainly convince the sols that you are panicking! That is more likely to result in them withholding it for longer! Games and psyching the other party out are as much a part of the legal process, as knowing the actual law! Cases take time and you have to be patient and even if something they are doing or not doing as the case may be, is annoying the hell out of you, you must not under any circumstances show it or do something that you may later regret!

 

The more unphased you appear to be by their actions, the more they will worry. Whether they supply the info before you have to file a defence is immaterial. You will be able to submit a perfectly legitimate defence, in the absence of it. The Judge will be decidedly unimpressed (if it gets that far, not likely in my view) if having asked them for info, they failed to supply it before you had to submit your defence and they produced it susequently! So it works very much to your advantage if they don't supply it, as they will be viewed as obstructing justice. It's important to look at the case from every angle, not just from the narrow perspective that info has not been supplied! The more they do wrong, the more opportunities there are for using it against them!;)

 

Regards,

 

Laiste.:)

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Hi everyone. Sorry Im sooo stressed out... Its just I have a LOT on my plate at the minute - tring to claim against Lloyds, 6 CCA requests to deal with, I have to return to work after maternity in 2 weeks=stress about who's gonna look after my daughter (arghh they'll want to do things their way not mine!) and so I won't have much time to deal with all this! :mad:

 

I know I have to be patient but it's so hard when you just want things to get a move on.

Thanks Laiste-I won't be ringing anyone. The solicitors have had my request since the 8th now it's their problem now. I just hope a letter comes through saying the claim has been dropped!

 

Hi Minky thanks for the well wishes-hopefully you wont have to wait too long for your next 'fix' of the story ;)

 

Alp- do you have a link to the report about next you mentioned so I could have a look? I think it would calm my nerves a bit....:rolleyes:

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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