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    • Hi, the vehicle went to Audi Chingford on Thursday 13th May. I did state beforehand that I only wanted a diagnostic. The technician out of courtesy opened the drain letting huge deposits of water escape the seals. Video evidence was provided via AUDI cam. The link for the audi cam has been forwarded to BMW and Motonovo. I spoke to branch manager explained the situation and he stated he would sent me an email outlining the issue. Audi state this is not really an issue and more of a design flaw. However, the seals still have water ingress. I purchased the vehicle with £0 deposit on a 60 months HP plan for £520.00. The vehicle total was £21000. I did not go for any extended warranty. I live almost 70 miles away from the aftersales centre in Peterborough. I have previously uploaded the document I forwarded to BMW however it was in word format. I have had to buy a new tyre almost three days after purchasing vehicle. BMW still have not compensated me for the v62 cost as they said they would. 
    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
    • amusing that 'bad economic judgement on behalf of prior party ISN'T a major reason to wingers to move to deform yet immigration is, where record levels of such has been driven by the right wings terrible brexit and the later incompetent dog whistle 'proposals largely driven to whistle to the right wingnuts Just seems to confirm the are clueless numpties 'wetting their own shoes   Has farage bought a property in Clacton yet?   yet concern for the NHS is listed as a major issue even by those saying they are moving to deform  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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novice computer user v barclays.*WON DEFENCE THOWN OUT*


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.finalising bundle adding new pocs

interest at 8%per annum ok.

from the date of wrongfull debit to date.(what date to put?)

daily rate of 0.00022. ?

ta.tez.

see it million times, but also seen 0.02,0.37 this is the last thing im putting in bundle and what date?becuse updated interest data will be same?ta.tez.be glad when i can see living room floor.mrs can use new vac then.

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Tez1, hi

Seems we are both having probs getting our posts answered but I think I can help with yours. Date of wrongful debit to date-I think these are the dates you put on your POC-date of 1st charge & last (as on your SOC). Daily rate is also as entered on your POC (your charges only exc. 8% multiply by 0.000222). Hope this helps and good luck. 'mrs can use new vac then' ppfftttt!!!

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Tez1, hi

Seems we are both having probs getting our posts answered but I think I can help with yours. Date of wrongful debit to date-I think these are the dates you put on your POC-date of 1st charge & last (as on your SOC). Daily rate is also as entered on your POC (your charges only exc. 8% multiply by 0.000222). Hope this helps and good luck. 'mrs can use new vac then' ppfftttt!!!

you now better than that just sat down from washing up.ta.tez.

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If you have been asked to provide a more detailed POC, the date will be the day you filed the original. If you have paid to submit an amended POC, you can put today's date.

 

 

(charges + Overdraft interest) x 0.00022 = the amount you put in

eg (£2300 + £82) x 0.00022 = £0.52. That is to say in my example 52p would be the daily rate

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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If you have been asked to provide a more detailed POC, the date will be the day you filed the original. If you have paid to submit an amended POC, you can put today's date.

 

 

(charges + Overdraft interest) x 0.00022 = the amount you put in

 

eg (£2300 + £82) x 0.00022 = £0.52. That is to say in my example 52p would be the daily rate

no have not been asked but sure i was advised to re sub after mcol trouble.i will let it be, but if stayed will re sub with n form so in time to come they will be better.ta.tez

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Washing up or just setting the dishwasher in action ie Mrs Tez!!!!! Where you keep the Fairy liquid-lol.

its tied to my belt, cant afford fairy, tesco own brand dishwasher tabs.cant remember last meal she cooked.but she dose work dammed hard at work and deserves all the pampering.any way im better cook.tez

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Tez you are a diamond just like my OH. Us working wives really appreciate all the help we get even tho we take the p**s sometimes! We have a black hole in our house where the vac, duster & polish reside-thats my domain. As for cooking the only meal I absolutely have to produce is Sunday lunch-which after 20+ years is a doddle. Hubby is = to Gordon Ramsey without the swear words!!!!!!!! Asda own brand D/w tabs are vg too

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really p..d off,how can a claimant ask a judge to throw out defence for no bundle and not complying,he says no, if it was me who never complied what would happen ,he says he would strike out, and defendant wins.what the f.,(dont swear in front of ladies)happening to this country.should be splashed over front pages,when it concerns so much of population and our honest and respected m p s should get off the fence that go,s for judges as well. any way reckon sussed it.the way this countrys going,the best thing to do is disguise yourself as an ilegal,say its against my human rights and they will throw money at me.or at least give me £3500 to start buisness in home country,yea right.back on next boat get some more.let their own citizens get screwed but look after the rest.tez.just stressed putting bundle in order, just so it can be binned.

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Tez you are a diamond just like my OH. Us working wives really appreciate all the help we get even tho we take the p**s sometimes! We have a black hole in our house where the vac, duster & polish reside-thats my domain. As for cooking the only meal I absolutely have to produce is Sunday lunch-which after 20+ years is a doddle. Hubby is = to Gordon Ramsey without the swear words!!!!!!!! Asda own brand D/w tabs are vg too

same as you the only dinner i have to cook is sundays,the only trouble is every day is sunday in our house. but dont touch dusters and vacs i must admit.tez

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Tez

our honest and respected m p s

-never use these words in same sentence!!! its libel (lol). Totally agree with the rest of your rant,hope you feel better. Keep on with court bundle (I haven't been asked for this-thank God,its looks horrendous) and submit on time. When the banks lose this test case you will be ready & waiting. I think you're doing great considering the title of your thread-maybe you should now change it to something more appropriate as you're obviously no longer a novice,not where CAG is concerned anyway.

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hiya,thanks ,hope i live long enough,by the time this finishes 3 grand might just about pay 6 months rates.still think it was good idea for those who can to move money from bs to building society accounts all in same week.theres an idea,could all accounts that are in dispute be frozen until outcome of test case?that might speed it up.just want simple revenge now.tez.

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Tez

 

-never use these words in same sentence!!! its libel (lol). Totally agree with the rest of your rant,hope you feel better. Keep on with court bundle (I haven't been asked for this-thank God,its looks horrendous) and submit on time. When the banks lose this test case you will be ready & waiting. I think you're doing great considering the title of your thread-maybe you should now change it to something more appropriate as you're obviously no longer a novice,not where CAG is concerned anyway.

sure your not getting me mixed up with somebody else?tez

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hi, the first direction from judge is schedule of charges ,when you put socs in court bundle do you put the interest on? and if so up to date?ta.tez.

where are you mate? .last question on this bdy bundle ,i hope.tez

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hi, finnished bungle,ahhhhhhh,right give us a idea if o k.

 

46 pages statements,

42 pages oft,

38 pages utccr,ucta,soga,

2 pages socs

4 statement of evidence

7 t/cs

3 case law

1 edm

2 dunlop

19 correspondance

6 media

170 pages

ta.tez.

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hi, finnished bungle,ahhhhhhh,right give us a idea if o k.

 

46 pages statements,

42 pages oft,

38 pages utccr,ucta,soga,

2 pages socs

4 statement of evidence

7 t/cs

3 case law

1 edm

2 dunlop

19 correspondance

6 media

170 pages

ta.tez.

hi, dont want to know now,to late, its gone,bye,bye,good ridance.pigeons looking bit knackered though.tez.

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