Abbey have made me an offer!!!!!!!!

[JAG82]

Hello fellow claimers!

 

a little bit of back info ground first........

 

I am currently waiting for confirmation that my claim has been sent to my local court, i had a little problem where my claim has been reloacted 4 times now! none of which are anywhere near me? after several telephone calls to the various courts each time a called it had been moved again, chasing the dam thing up and down the country!!!! one minute i need an AQ the next i didn't!

Between all this going on i followed some advice that i'd found on a thread about sending Abbey a nudge letter, suggesting that we settle in a timely manner etc etc. Much to my amazement i arrived home on Friday home to find a letter from Abbey........offering me a portion of the money back (random Abbey figures again that make no sense) in fact the amount is £80 short of the actual charges i am claiming.

I know i have read thread on here saying "stick it out for the fully amount your get it etc" but i wondered if anyone could tell me where i stand now, if i can go back and gently say, if they give me the full charges plus the court fees i'll go away???!!! any advice would be greatly appreciated??!!!! is anyone else at a similar stage???

 

thanks!

:) :) :)

[african_igbo]

Nice one I am nearly there I am waiting a court date thus will telephone after a few days to nudge I will be completely honest with you I am looking and @£4200 and I was offered £2600 after I gad sent the LBA ( rejected) I will negotiate and I mean negotiate for something in the region of £4000 I under stand that this falls short But every one is different and have circumstances that are particular your own and Families needs. So a fiver here or there aint guuna be a great loss except pride. I am looking for closure and not ever get myself in this situation again. This is my views and views only All the best in your claim.

[corn flake]

Hiya,

I was sort of at the same stage as you although I had my court date. Three weeks before the date I had an offer £50 less than the original amount but not including interest and court fees. I emailed Inga and said no, i'll only accept full settlement and she emailed back to say no. I also sent a copy of the email via post along with my cort bundle and a week later i recieved a letter from inga offering the full amount. I know its easier said than done but if you can I would stick it out and keep fighting.

 

Tanya xxxx

[victhechick]

Hi Guys

 

Stick with it!! My court date with shAbbey is 11th June. I received a call from them last Tueday offering me a settlemtn of £1600 (my claim was for £2030). I emailed them on Wednesday morning to say no thanks, will continue with court proceedings. Got an email back from them within about an hour offering me full and final settlement for the full amount!! I of course accepted and am now waiting for the money.

 

They tried all sorts of tactics, including telling me that even if i won i wouldnt get the full amount as the court would decide on a suitable charge per transaction which would be deducted from the claim ... complete cobblers, which i found out thanks to the guys on here. If you want to stick with it I would say go for it. You've come this far

 

See my thread at http://www.consumeractiongroup.co.uk/forum/abbey-bank/93962-settlement-offer-received.html

 

Good luck

 

Vicky

[JAG82]

Thanks guys.........

 

that's given me the confidence to go tell Inga to poke it! were see what happens i at least want the full charges + the court costs the interest is a bonus in my opinion! were see what happens!!! your right i've come this far!

[m3lavo]

Hi all

 

I`m waiting to be allocated a court date and don`t know whether its worth giving them a nudge. I`m claiming £5000 + 120 court costs, they havent offered me anything at any point and now i`m starting to panic a bit. would love to hear what you guys think

[Lula]

m3lavo

 

Firstly

 

You need to start your own thread so that we can see events in their natural timeline, but no i wouldnt even consider contacting them yet until you have at least received your AQ or if you have submitted that, a court claim

[JAG82]

Hi guys

 

Right i've put together a response to Inga following her offer letter which was less than the amount i'm claiming for surprise surprise, i have been hanging out a little because of the constant court transfers, i'm still waiting to hear whether the case will be heard at the local court to me and whether it will need an AQ? it is currently at Milton Keynes. They do want me to complete an AQ which i have fully prepared it's due in by 18/06/07 so i have included this fee too, i'm right in thinking i can do this at this stage?

 

sorry i'm feeling a little flustered today with it all and hope this all makes sense? I just wondered if anyone had a spare 5 mins to read through what i propose to send her?!

 

thanks guys 'every little helps'!!!

 

Without Prejudice

 

Response to settlement offer

 

I thank you for your letter dated 24th May 2007.

 

With respect, I do not agree to the sum of £1812.00 as full and final settlement, for the avoidance of doubt, I am fully amenable to an amicable settlement of this claim and am aware of my duty to mitigate my loss without recourse to court action.

 

As I am sure you are aware this case has now been transferred to the Milton Keynes County Court, whereby the Judge residing has requested an Allocation Questionnaire be completed to the fee of £100.00 thus increasing my claim to a revised total of £2,498.28.

 

I therefore would be prepared to accept £2,398.28 as full and final settlement of my claim. I do not agree to waive my rights in respect of any other actions, nor do I agree to a clause of confidentiality.

 

 

I believe that this is a sincere and genuine attempt to settle amicably and I feel sure that the courts would look on it at such.

 

A condition of this offer is that a cheque is sent to me by 15th June 2007; I would then inform the court that the matter is now settled.

 

Please be aware that should you refuse this offer, I will be presenting it as part of my evidence. I hope to hear from you very soon so that a reasonable conclusion to this claim might be achieved in a timely manner and without their further intervention.

 

For your records, I enclose another copy of my schedule of charges. I look forward to hearing from you.

 

Yours sincerely

[KnellyK]

Just had a very quick scan of the letter, it looks OK to me, just one comment, that If you intend to/need to use the letter in court you should take 'Without Prejudice' off the top as you can't use 'Without prejudice' letters in Court!

 

Good Luck

[JAG82]

ah thanks KnellyK i had overlooked that!

[abroadgirl]

read with intrest could anyone who has time or tell my what type of letter i do to request or ask for a settlement my case for court is july 7th as i read loads n loads but i wouldnt know how to word it mine is for £6924.8o and if an offer was made how much should i accept thats inclues all the intrest charges tyvm for any help

[FoxyFiona]

Hi does that mean that any letter from the Abbey titled without prejudice cant be used in court bundles? Letter sounds good to me but Im no where near an expert.

[clarion48]

Hi Foxy - that's right - any letter marked Without Prejudice cannot be used in court or court bundles!

[JAG82]

Hi Guys

 

hmm i submitted my AQ last week and have not heard anything yet? is this common, i suppose i'm dying to know whether they subbitted theirs on time, is anyone else in the same position? is it wise to call the court and ask?

 

any help to the next stepping stone would be greatly appreciated!!!

[Robdblynd]

No reason why you can't ring the court and ask, however, when was the cut off date for filing cos Abbey are famous for leaving it till the deadline. They scrape in by the skin of their teeth most times.

 

It was funny in my case, they filed and served within days of receiving the papers from the court, then absolutely nothing from them for 3 weeks, then an offer that was rejected, then nothing since 17th May until today when they offered full settlement (charges+interest+court fees).

 

So, don't be surprised if everything is last minute, but there is absolutely no reason why you can't ring the court and ask what stage the case is at.

 

Good luck, you will get your money, they just mess you about a bit before they pay up.