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dogtoy v barclays


dogtoy
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HI, CAN YOU TELL ME A LITTLE ABOUT INTEREST CHARGES, sorry caps on lol.

i am at this moment filling in my n1 form for post tommorrw and want to get it complete and accurate,

i have just found an amount over the 6 years to total over £224, having been overdrawn most of my life except 2005 when i was flush, i find it difficult to see if they were because of penalty charges pushing me over my aggreed o/d ceiling limit. is there an easy way of doing this or can i just bung them on to my reclaim figure anyway taking the gamble on they will not be challenged?, (claim which is now standing at £3,165 exc int). originaly £2,935.

i thought i was paying o/d protection % to avoid this and account fee's variable in addition, averaging around £18 p.c.m?

thanks,,,,

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