dogtoy v barclays

[dogtoy]

hello saintly

[saintly_1]

Dont forget to send the letter recorded delivery

[dogtoy]

what do you think?

i am prepared to just take the money lost as an easy option without interest as initially claimed to see if i can get them to compromise.

[saintly_1]

They wont at this stage dt im sad to say but it shows the court you were willing

[dogtoy]

oh ok it did cross my mind that, but it does give them every opportunity. i will give them a couple of days tho' take me that to sort it out anyway.

i shall send this of to them monday r.c. then.

[saintly_1]

just something on the bright side http://www.consumeractiongroup.co.uk/forum/barclays-bank/87993-beaky79-barclays-defence-struck.html

[dogtoy]

just a quick thought here?

i dont have to send them another copy of charges do i?

[saintly_1]

Wont do any harm to do so

[saintly_1]

Once again dt you have caught me just as my bed is calling me so will say nite nite

[dogtoy]

hi saintly 1,

i am just doing a mcol on barclays, and i would like to ask you what is their addrress i put down?

head office ie london or the nottingham branch?

thanx

[saintly_1]

London Branch from now

BARCLAYS BANK PLC

1 CHURCHILL PLACE

LONDON

E14 5HP

[dogtoy]

just something on my mint saintly,

i have 1 charge made around may 01 for £20 and the next charge was for 10/01. but since making this claim i have incured about £200 worth this year... can i drop the first charge and extend it to include recent charges to 6 year total before or during court hearing or do i have to re-claim for the recent ones?

thnx in adv

[dogtoy]

oh er, just come to particulars of claim what do i put here on the mcol please?

[saintly_1]

You can just add the new charges onto your spreadsheet i would leave the earliest charge in as well ... any further charges that are incurred after filing at court i would wait till you are negotiating settlement and ask them to add these onto your settlement to save going through the whole process again

[saintly_1]

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-5-money-claim-line.html

 

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/71369-getting-mcol-right.html

[dogtoy]

na, i think on reading that i would be better of with pen and paper with an n1 form i think just to be sure saintly.

[saintly_1]

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/844-n1-claims-form-pdf.html

[dogtoy]

SAINTLY 1

how do i calculate or where can i look into the s.69 daily iterest rate thingy ? for the n1 form.

it is assumed that i will not be claiming for overdraft interest, mine is too complicated for me to be bothered (proberbly around £150 mark at a guess).

[saintly_1]

if you used the spread sheet from on here then everytime you open it the interest is worked out for you

[saintly_1]

Silly me its charges x 0.00022

[saintly_1]

for you thats 0.638

[dogtoy]

ahh, i have just finished inputing and calculating these charges onto the spread sheet from this site (previously from m.s.e - lewis site) strange it was +£30 out on charges and -£22down interest (or have i just made £22 more?).

are you saying that i need not to calculate any more but to print of a final copy when i attend court it bringing the interest to date by adding .637p each day.

 

sorry i must be rather trying but i have a brain disfunction.

[saintly_1]

once you have input the charges into the spreadsheet every time that you open it it adjusts the days since you incurred the charge and the amount of interest ... so whenever you open it thats the latest upto date claim figure

[dogtoy]

ok i see thanks

one more thing please.

can i add the recent charges mentioned earlier to this list?

or just present them to the court as the value stands for their consideration into a successful pro-rata claim of continued incompetance?...

2 with 1

[saintly_1]

add them onto your list now