Jump to content


  • Tweets

  • Posts

    • That isn’t actually what the Theft Act 1968 S1 actually says, BTW. https://www.legislation.gov.uk/ukpga/1968/60/section/1 (1)A person is guilty of theft if he dishonestly appropriates property belonging to another with the intention of permanently depriving the other of it;   The difference between what you’ve said and the Act? a) intent to permanently deprive rather than  just depriving (which is why the offence of “taking without consent” was brought in for motor vehicles, as otherwise "joyriders" could say "but I intended to give it back at the end") b) dishonesty : If I honestly believed A's pen belonged to B, and took it and gave it to B - B might be found guilty of theft but I shouldn't be. 
    • Received a call and follow on confirmation email from the police about my cabinets! They wanted to confirm that I was prepared to support police action for the matter and that I would be happy to provide a statement and attend court at a later date!!! I think that something might actually get done - it won't get my cabinets back I know that but hopefully it will put a stop to this so called courier doing this to people!
    • Around a month ago I had to send a sympathy card to a friend in GB. Logistically it made sense to buy a personalised one on eBay and get it sent straight to my mate, rather than faffing around getting it sent to me.  This mighty purchase set me back all of £3.05 (including postage costs). I was taken aback that, when it was sent, I got a tracking number.  For a flippin' three-quid card!  I had no idea that technology had moved on so much and that tracking was so easy.  The shop has feedback for 16,300 purchases so tracking must be easy & automatic. It's unlikely your case will get to court, but in cases that do this got me thinking that we need to aggressively challenge the PPCs where they have lied about the timescales of sending their rubbish and have no proof at all of posting - when it would be so easy to provide it.
    • Thanks for uploading the appeal.  It was a waste of time but well done in not outing the driver. Why have your friends paid £60 they don't owe to a cowboy private company that have no means of making them pay as they don't do court?  If they paid by card, as I presume they did, they should get on to their bank and do a chargeback immediately. We call the £70 the Unicorn Food Tax.  The law specifically states they are only allowed to charge the original £100 but the PPCs and their bezzies in their trade associations allow this made-up extra £70 so £100 becomes £170.  Unfortunately for them the law doesn't. Anyway, snotty letter time. There is an example in post 32 here you can tweak as it's the same company but a different car park   https://www.consumeractiongroup.co.uk/topic/463964-alliance-anpr-pcn-lease-car-appeals-refused-daymer-bay-cornwall/page/2/#comments  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Girlybiker V Nationwide


girlybiker
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6177 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 80
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Rang EVERSHEDS again, this time to speak to Claire Pleece, (RECLAIMING CHARGES ON A SECOND ACCOUNT ALSO), got her voicemail so rang direct number and got put through to a Leonie Davis who informed me that a defence was filed on 01/06/07, the defence being that the fees charged are as per the contract I entered when I opened the account!! Questioned as to why MCOL had no record of this and she said she did not know but suggested I take it up with MCOL.

Rang MCOL, definitely no defence as yet, if had received a defence on 1st June it would most certainly have been actioned by now.

Rang Leonie Davis back and told her no defence had been received, she then told me it was posted not done on-line. She went to get my file and said she had a copy of defence in her hand and would e-mail me a copy (will scan and post when have it), HOWEVER .... after all that she also informed me that Nationwide will be paying back my charges (she actually said all claims) but they have to file a defence as they do not admit liability but will return as a goodwill gesture!! Therefore, I am not going to press judgment at this time but wait 7 days and see what happens - I have waited this long so another week wont hurt - (much)!!!

:)

Link to post
Share on other sites

Well, thats interesting, especially the comentfrom the last person from Eversheds. Sounds hopefull for all of us. I`m just praying cus i`ve put all of my claim in one ands its for 13.5 grand.

Link to post
Share on other sites

Hi all,

 

Have now got copy of defence from Nationwide, (was going to attach it but it is a PDF so cannot take off my name and claim number - not sure on risks of displaying this on site) but basically it says:

  • I dispute the full amount claimed as shown on the claim form

DEFENCE -

 

  1. THE DEFENDANT ADMITS THAT THE CLAIMANT HOLDS A CURRENT ACCOUNT WITH THE DEFENDANT.
  2. ANY CHARGES DEBITED TO THE CLAIMANT'S ACCOUNT HAVE BEEN DEBITED IN ACCORDANCE WITH THE CONTRACT MADE BETWEEN THE CLAIMANT AND THE DEFENDANT IN RELATION TO THE ACCOUNT.
  3. THE CLAIMANT HAS BEEN REGULARLY ADVISED OF THE AMOUNTS THAT WOULD BE DEBITED TO HIS ACCOUNT IN RESPECT OF, UNAUTHORISED OVERDRAFTS, TRANSACTIONS UNPAID DUE TO INSUFFICIENT FUNDS, AND CARD MISUSE.
  4. THE DEFENDANT THEREFORE DENIES THAT THE CLAIMANT IS ENTITLED TO REPAYMENT OF THE CHARGES, AS CLAIMED, OR AT ALL.

Eversheds returned to MCOL by post on 01/06/07 (although MCOL know nothing of it - have not yet received it!!!).

HOWEVER, REMEMBER IT IS NOT WORTH THE PAPER IT IS WRITTEN ON BECAUSE ...... as advised by Leonie Davis from Eversheds, Cardiff, "Nationwide will be paying you back in full"!!! :D

 

WATCH THIS SPACE!!!;-)

Link to post
Share on other sites

just been thinking about these `terms and conditons`. Surely if the N/W or even a Judge quotes them they would have to physically produce them from when the account was opened otherwise they are inadmisable evidence. Right or Wrong ????

In one of the LloydTSB Court Cases that was LOST recently.

Cos the ORIGINAL T & C's were NOT included in the Court Bundle, the District Judge took it upon himself to go searching for them on the internet.

He found the latest T & C's on LloydTSB's website and cos he didn't have anthing else to go on, he based the Claimant's arguments against these, which were less favourable worded for the Claimant...and therefore he lost his Case when given the opportunity to verbal explain in Court!!!

The onus to prove the Case is ALWAYS on the Claimant!!!

Link to post
Share on other sites

Fantastic news girlybiker.

Unfortunately I was busy til 5 today and on the chances I did get to ring MCOL I found the lines busy. There is nothing in my account yet either. As we are both on the same timescale Ill keep you posted when I get mine.

MTM - good advice and duly noted.

Link to post
Share on other sites

Don't believe it. Tommorrow would be day 28 and i've just checked my account for the thousanth time to find three deposits totalling the amount of my claim (£2234.21). No interest or court costs payed yet and am led to believe they follow in the next few days. Keep the faith girlybiker !! You will get yours tomorrow. Another victory for the man on the street !! Sites like this certainly keep peoples spirits up so stick with it. Never thought for one minute I'd get mine back without having to stand in front of a judge as a gibbering wreck. Thanks to all. Will continue to offer support and encouragement !!

Link to post
Share on other sites

Congrats Ackers - have fun spending!!

 

Just spoken to MCOL, defence received today (day 30), Eversheds said it had been sent on 01/06/07, looks like my claim is tracking that of Sarah Lou's, so will keep you all updated and let you know when I am in the money!!!:)

Link to post
Share on other sites

I think its cause they cant bear the thought of all that money going back into customers accounts!! Remember they make money out of people with no money and have to give it to those who do, so thats why they like to hold on to it for as long as they can every day in their account is a bit more interest for them when its in our accounts they have to pay us interest!! Keep ur chins up and soon our accounts will be a little more healthy, worth every minute waiting:p

Link to post
Share on other sites

Don't believe it. Tommorrow would be day 28 and i've just checked my account for the thousanth time to find three deposits totalling the amount of my claim (£2234.21). No interest or court costs payed yet and am led to believe they follow in the next few days. Keep the faith girlybiker !! You will get yours tomorrow. Another victory for the man on the street !! Sites like this certainly keep peoples spirits up so stick with it. Never thought for one minute I'd get mine back without having to stand in front of a judge as a gibbering wreck. Thanks to all. Will continue to offer support and encouragement !!

 

Hi Ackers

Yesssssssssssssss..... we are under way.

Our 28 days aren't up unill the 12th but have just checked our account to find £3789 has been paid in 7 varying amounts from £55 to £999. This totals the amount of our charges - BUT - hasn't included the interest or costs yet.. But hey !!! 5 days to go yet... Happy days.. Thanks for your advice and support... we will just wait and see what happens over the next few days.:smile:

Link to post
Share on other sites

Spot on mate. Mine also was credited as a correction in £999 amounts. They paid the interest and costs the next day....... Good luck to all still waiting, just hang in their girlybiker !! Remember what Eversheds told you earlier. They WILL pay up. It is your money !!

Link to post
Share on other sites

just a quick note to let you all know that I`ve left my details of my glorious win today on my thread. What a turn up for the books eh Ackers. I still cant believe it. Hang on in there GIRLYBIKER. I`m sure it`ll come good in the end for everyone

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...