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girlybiker

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Everything posted by girlybiker

  1. Had all interest and court costs refunded in to both of my NW accounts today. The end of the road at last - will miss checking my account every ten minutes - NOT- was becoming a compulsive account checker!!! Good luck to all who are still on the journey - sit tight and your bank balances will be looking healthy very soon!! Take care and many thanks to all for the words of encouragement and support - donation on its way. Please will a moderator move my thread to successful claims. Thankyou.
  2. Congratulations - at last!! Was all the interest and court costs refunded in with your payout or was it just the charges this time?
  3. Hi, I am so glad you have now got your money back, did they pay you just the charges? If so, please let me know when you get paid back all the rest. Thanx.
  4. Hi, NW have deposited a correction into my other account at some point today so now fully refunded on charges actually taken unlawfully but still no interest paid back or court costs. Sit tight, yours is on its way!!!
  5. Yipee, all charges have now been refunded to my 2 NW accounts - they have not settled in full yet though as no compensation for interest or court costs - anyone know when these will appear?
  6. Congrats!!! Checked my other account and yipee a correction paid back in there at some time today, again only refund of charges no interest or court costs yet - any idea when they pay them back?
  7. Hi, DAY 39 - just checked my accounts, (I am chasing 2 claims against NW) and I have a correction shown in one, dated today, for the total amount of charges I reclaimed, there is no refund of interest or court costs as of yet but at least something seems to be happening. What about you - how's it going?
  8. Sit tight - DAY 39 - money has finally started to appear back in one of my NW accounts - however, they have only refunded the actual charges taken, - no interest or refund of court costs as yet. I am sure you will get your money back soon - keep checking your account!! (not that you don't do this every ten minutes anyway!!!!) Good Luck - keep us all updated.
  9. Yippee - looks like the money is on its way back to its rightful owner - one of my accounts shows a correction totalling the amount of charges - they still need to refund interest on the amount and the court costs!!! I did say I would be off-line for a week as I am on holiday but cannot resist keep popping in the cyber cafe to check my bank balance and also to touch base with you all!
  10. Hi all, DAY 36 - still no court date, still no money!!! I will be off-line for a week so hopefully by the time I get back I will have some good news to share!! Fingers crossed for all of you who are waiting to get paid - hope your bank balance increases very soon.
  11. Hi all, DAY 34 - still no money, still no court date!! Although I have not yet received a copy of the NW defence sent to MCOL, a very nice lady called Leonie Davies at Eversheds in Cardiff e-mailed me a copy. (If you go back a few posts on this thread you will see what it said). Perhaps for those who are in the same position as me, thelegend, kopstar, sittinpretty, it might be worth giving Leonie a call and asking her what is happening, she will probably tell you that you will be getting paid but it is just a matter of waiting - however, to actually hear the words for yourself can stop the panic setting in. Worth a shot anyway. Will keep you all up to date so watch this space.
  12. Hi Kopstar, I am beginning to feel quite invisible as being totally ignored by NW, still no court date, no money either - although I am still very hopeful that the solicitor at Eversheds was being straight with me when she said I will get my money back. Just a waiting game now!! ( I ride a Buellxb9s - love the grunt of a v-twin engine)
  13. Hi everyone, congrats to all who have been paid - obviously it is difficult to know what to expect next as there seems to be no pattern to the way Nationwide are responding - some get paid out well before 28 days are up and others, like myself and thelegend, are on day 32 now and still no correspondence - no court date, no money!!! Mine is only for a meagre £491 (inc interest & court cost), (nothing to the Nationwide, but a fortune to me!!). Well, will keep you all informed.
  14. Congrats eddiemno - guess 'MONEY'S NO OBJECT' again for a while - have great fun spending it!! Still waiting for mine, (day 32) will check my account again this morning!!
  15. Still waiting....no money yet!
  16. Still no change with me - no money as of yet but both claims now showing as a defence - well at least that it one less site to check as not further action on MCOL, only need to concentrate on bank account now!!
  17. Hi there, The 28 days is up at midnight on the 19/06/07 - some are getting paid back before this date, others like me, have got a defence lodged by Nationwide so awaiting court date - however, if you read my thread you will see that it appears to be the norm as the solicitors have informed me that although a defence has been filed I will be getting my money back!! Good luck.
  18. Congrats Ackers - have fun spending!! Just spoken to MCOL, defence received today (day 30), Eversheds said it had been sent on 01/06/07, looks like my claim is tracking that of Sarah Lou's, so will keep you all updated and let you know when I am in the money!!!
  19. Hi all, Have now got copy of defence from Nationwide, (was going to attach it but it is a PDF so cannot take off my name and claim number - not sure on risks of displaying this on site) but basically it says: I dispute the full amount claimed as shown on the claim form DEFENCE - THE DEFENDANT ADMITS THAT THE CLAIMANT HOLDS A CURRENT ACCOUNT WITH THE DEFENDANT. ANY CHARGES DEBITED TO THE CLAIMANT'S ACCOUNT HAVE BEEN DEBITED IN ACCORDANCE WITH THE CONTRACT MADE BETWEEN THE CLAIMANT AND THE DEFENDANT IN RELATION TO THE ACCOUNT. THE CLAIMANT HAS BEEN REGULARLY ADVISED OF THE AMOUNTS THAT WOULD BE DEBITED TO HIS ACCOUNT IN RESPECT OF, UNAUTHORISED OVERDRAFTS, TRANSACTIONS UNPAID DUE TO INSUFFICIENT FUNDS, AND CARD MISUSE. THE DEFENDANT THEREFORE DENIES THAT THE CLAIMANT IS ENTITLED TO REPAYMENT OF THE CHARGES, AS CLAIMED, OR AT ALL. Eversheds returned to MCOL by post on 01/06/07 (although MCOL know nothing of it - have not yet received it!!!). HOWEVER, REMEMBER IT IS NOT WORTH THE PAPER IT IS WRITTEN ON BECAUSE ...... as advised by Leonie Davis from Eversheds, Cardiff, "Nationwide will be paying you back in full"!!! WATCH THIS SPACE!!!;-)
  20. Rang EVERSHEDS again, this time to speak to Claire Pleece, (RECLAIMING CHARGES ON A SECOND ACCOUNT ALSO), got her voicemail so rang direct number and got put through to a Leonie Davis who informed me that a defence was filed on 01/06/07, the defence being that the fees charged are as per the contract I entered when I opened the account!! Questioned as to why MCOL had no record of this and she said she did not know but suggested I take it up with MCOL. Rang MCOL, definitely no defence as yet, if had received a defence on 1st June it would most certainly have been actioned by now. Rang Leonie Davis back and told her no defence had been received, she then told me it was posted not done on-line. She went to get my file and said she had a copy of defence in her hand and would e-mail me a copy (will scan and post when have it), HOWEVER .... after all that she also informed me that Nationwide will be paying back my charges (she actually said all claims) but they have to file a defence as they do not admit liability but will return as a goodwill gesture!! Therefore, I am not going to press judgment at this time but wait 7 days and see what happens - I have waited this long so another week wont hurt - (much)!!!
  21. Rang Eversheds, spoke to Catherine Falvey, asked her if she knew what was happening as no defence filed yet, she asked me for claim number and then told me she had no information as of yet from Nationwide but that I would be paid back it was just a matter of waiting!!! Mentioned Nationwide outside the 28 day response period and she said it is up to me if I file for judgment but suggested I give it a couple of days!!
  22. Hi Stewpot, The 28 days were up at midnight last night. Acknowledged on 05/05/07! Just checked MCOL again still no change - will ring them in a couple of hours to see if anything has come through but not yet been actioned on MCOL. Congrats on your payout!!
  23. Hi, 28 day deadline for defence passed at midnight last night! Thought I had better prepare court bundle! Please can anyone help with a copy of T & C's for Nationwide dating to Feb 2003? Many Thanks.
  24. Update - well slept on it - very restless night, was checking bank account in my sleep!! However, no change - MCOL still states Acknowledged - no money paid into my account!! Will phone MCOL as suggested at about 10.30am to see if they have filed a defence. Anyone got any thoughts on how long I should give them until I push the judgment button - read somewhere that perhaps I should give them another 3 -4 days????!!!
  25. Latest update - no change - no defence listed on MCOL (doesn't mean they haven't filed as may not register until tomorrow if filed after 4pm) - no money paid into account - looks like I will have to sleep on it and check again tomorrow!
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